Saga Insurance Reviews 

44,857
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 3,565 reviews, reviewers had a great experience with this company. Customers frequently praise the knowledgeable staff for being extremely patient, helpful, and easy to talk to over the phone when discussing coverage options. People deeply appreciate receiving clear guidance and finding very competitive prices when arranging their annual insurance policies. However, some people mentioned experiencing long wait times or communication difficulties when trying to reach support agents over the phone. Consumers also noted frustrating website navigation alongside unexpected cost increases on policy renewals. These specific administrative challenges and unexpected hurdles created occasional frustration for a small group of users.

What people talk about most

Price

Clients share ambiguous opinions on price, with many reviewers praising competitive quotes, reasonable... See more

Customer service

People report ambiguous experiences with customer service, reflecting a high level of disagreement among... See more

Service

Customers had ambiguous experiences with service, with opinions sharply divided. While many reviewers praised... See more

Staff

Reviewers highlight positive aspects of staff, frequently describing customer service representatives as... See more

User experience

Reviewers mention positive feedback about user_experience, highlighting the ease of access to the portal and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Saga may be a few quid more expensive than other companies, however, you can talk to a real person that speaks clearly. They've always answered any questions I've had, plus I have had to claim on my... See more

Company replied

Rated 5 out of 5 stars

A mistake was made in relation to a policy and Hazel Ambler from the underwriting team called. She explained the problem very clearly and confirmed the solution. She we extremely courteous, polite,... See more

Company replied

Rated 5 out of 5 stars

Saga has just insured my holiday for a most competitive price. They ask questions which seem relevant to the situation. Of course, the proof of the pudding lies in the eating thereof… I could possibly... See more

Rated 5 out of 5 stars

Had problems getting a single trip travel insurance policy on a search engine but didn’t know why. I was also refused on Saga’s web site. Spoke to Saga on the phone and was given the probable reason... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency
  3. Health Insurance Agency
  4. Home Insurance Agency
  5. Tour Operator

About Saga Insurance

Written by the company

Saga offers an array of products and services exclusively for the over 50s, including insurance, home care, holidays and the UK's best selling monthly magazine.

We will work with you to make things right.

At Saga, we strive to ensure that our customers are treated fairly. If you are dissatisfied with a service or product we have provided, we take your concerns very seriously.

In the first instance, please email us at services.customer-relations@saga.co.uk with any concerns or comments you may have so that your complaint can be dealt with in line with our complaints policy.


Contact info

4.1

Great

TrustScore 4 out of 5

45K reviews

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4.1

All reviews

(44,857)

3,448 reviews in the last 12 months

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Rated 1 out of 5 stars

If you want to insure an electric vehicle look elsewhere

I purchased a new vehicle in june and tried to transfer my existing polcy over to the new vehicle. I could only do this by phone but the call handler had great difficulty in understanding me and in the end I was refused insurance with no explanation offered and no apology given. When I later queried this with Saga I was told that Electric vehicles (my new car is a Skoda Elroq 60)are considered high risk and they assume this is why the under writer would not insure it. All other companies I approached for quotes offered me insurance. I selected Aviva .

12 June 2026
Unprompted review
Rated 1 out of 5 stars

AVOID SAGA

£50 TO CANCEL INSURANCE ON A CAR I NO LONGER OWN — AVOID SAGA

I insured my car with Saga and paid the premium monthly. I have now sold the car, so naturally I cancelled the insurance.

Simple, you might think.

Apparently not.

I had just paid my latest monthly instalment of £15.59, only to be informed that I now owe Saga another £31.18. Why? Because tucked into the deal is a £50 cancellation fee.

So having sold the car and no longer requiring insurance, Saga effectively wants £50 for the privilege of stopping insuring something I no longer own.

The absurdity is that, at £15.59 a month, it would almost have been cheaper for me to carry on paying for insurance on a car that wasn't mine.

Think about that for a moment.

I wasn't cancelling because I'd found a cheaper insurer. I wasn't changing my mind. I SOLD THE CAR. There was nothing left for Saga to insure.

And then came the customer service.

I rang to query the charge and eventually spoke to someone whose English I found extremely difficult to understand. Communication was consequently frustrating enough, but the attitude I received was also unnecessarily rude and dismissive.

Saga markets itself as a company that understands and looks after older customers. My experience was rather different: take the monthly premiums, take another £50 when you leave, and make questioning it as unpleasant as possible.

Yes, I'm sure the cancellation charge is buried somewhere in the terms and conditions. That doesn't make it good customer service, and it certainly doesn't make a £50 charge for pressing the metaphorical "cancel" button feel remotely reasonable.

The irony is magnificent: Saga's own advice says that when you sell your car you should cancel the insurance because otherwise you'll “keep paying for insurance you don't need.”

Quite.

They just neglect to make quite such a song and dance about the £50 they'll charge you for doing exactly that.

After this experience, I certainly won't be insuring my next car with Saga.

£50 may have been their cancellation fee. Losing a customer permanently was the real cost.

12 August 2026
Unprompted review
Rated 1 out of 5 stars

What a sham.

What a shame. My car was hit by a large flying object while driving. I had a witness who saw it fly off a lorry who had just come out of a landfill site. I got the registration from the company. All good you think. But wait. Saga employ QDOS to sort things like this out. The accident happened in March. Yesterday they have told us there isn't enough proof and it happened so long ago it's too late now anyway. So don't have a not your fault. Saga, how can you let this happen?

26 March 2026
Unprompted review
Rated 1 out of 5 stars

Dreadful service at every turn

Dreadful service at every turn. all I want to do is to access my documents on line. Anybody would think I was trying to split the atom but dealing with this company it might as well be. I dread if I need to call upon the insurance. I have telephoned which took me over 40 minutes before somebody could be bothered to answer. Then I was promised everything would be fixed and surprise, surprise nothing has been done. I still cannot access my documents on line and this started on the 22nd July. Needless to say there was no issue taking my money. Shocking company and even worse customer service. Take my advise and avoid and go to a professional company.

11 August 2026
Unprompted review
Rated 5 out of 5 stars

Very easy website to arrange travel…

Very easy website to arrange travel insurance even with adding medical information . Very happy with the price. When phoning to update on medical screening , I was talking to a lovely kind and caring voice on the other end making me feel that I can trust them if I ever needed help whilst away

10 August 2026
Rated 1 out of 5 stars

Very disappointing

For a company that supposedly supports the over 50 population it seems extraordinary that they refuse travel insurance to someone who’s had a diagnosis that requires no treatment and is not life threatening. As a result I have cancelled my travel insurance with them for both me and my husband.

10 August 2026

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