Spectrum Insurance Services Reviews 

1,060
•
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 445 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and agents for being exceptionally helpful, polite, and genuinely committed to resolving car repair issues quickly. People really appreciate the clear communication and supportive guidance provided by advisors during otherwise stressful warranty claims. Some reviewers were not happy with the warranty coverage, mentioning that their claims were unexpectedly declined or that essential car parts were excluded from their policies. A few other people also felt that reaching out to customer support could sometimes be difficult, or that replies were slow when trying to get timely updates.

What people talk about most

Staff

Consumers find staff to be exceptionally helpful, friendly, and professional when handling difficult... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising advisors for resolving claims... See more

Service

Customers had positive experiences with service, frequently highlighting quick response times, helpful... See more

Claim

Reviewers mention positive feedback about claim handling, noting that support staff are polite, helpful, and... See more

Warranty

People report ambiguous experiences with warranty, as opinions are sharply divided among consumers. While... See more

Reviews shaping this summary

Rated 5 out of 5 stars

A young lady, Lois, dealt with my call which was to report a fault on my car, covered under warranty. I'm really pleased to say she was more than helpful in every way and explained everything clearly.... See more

Company replied

Rated 5 out of 5 stars

Great call handlers, prompt service, clear explanations, great instructions,good messages sent via text to tell me what to do, quick pick up, better musac than most, but I'd still like a silent option... See more

Company replied

Rated 5 out of 5 stars

I’ve been really impressed with the service I received from Spectrum. I had an issue with my car and needed to make a claim under my warranty, and everyone I spoke to was incredibly friendly, he... See more

Company replied

Rated 5 out of 5 stars

Had a problem with my daughters car which had a warrenty with Spectrum. Contacted them and followed their instructions. Within 24 hours the car had been repaired and back in my hands, job done. Now te... See more

Company replied


Company details

  1. Insurance Broker
  2. Insurance Agency
  3. Insurance Company

Written by the company

Spectrum Insurance Services provides a comprehensive suite of insurance products for the motor industry, including niche sectors such as Taxi and Leisure and Commercial Vehicles. Our products are supported by our market leading administration and claims handling services delivered from our Sheffield office. Spectrum motor clients have access to our Point of Sale marketing, a fully interactive Policy Registration platform – Policy Flow – that incorporates integrated demands and needs capability for insurance and consumer credit compliance.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 73% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(1,060)

477 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent warranty service 10/10

My first time using a warranty service for my vehicle so thought the worse was coming but how wrong was I , within a couple of calls my claim was sorted and booked in , staff /customer service was so helpful and friendly, highly recommend

18 September 2026
Unprompted review
Rated 5 out of 5 stars

Lois and Emily are absoulelty smashing…

Lois and Emily are absoulelty smashing their job at spectrum insurance.
My vehicle suffered from the driveshaft falling out which ended up cracking the gearbox.
My anxiety was through the roof as the vehicle had to get transported 4 hour aways to a gearbox specialist in London.
They ensured me that the vehicle was in good hands and made called me on every single update.

The vehicle was picked up on the friday of bank holiday weekend and returned by the thursday. Cant fault what spectrum have to offer or their staff!!!

28 August 2026
Unprompted review
Rated 5 out of 5 stars

Excellent Service and Very Helpful

I contacted Spectrum Insurance Services for the first time today to ask about making a new claim and to understand how the process works, as this was my first time using the warranty since purchasing my car from Motorpoint. I spoke with Lindsy, who was extremely helpful and informative. She took the time to explain everything clearly, answered all my questions, and made the whole process very straightforward. The service was quick, efficient and friendly, and I felt genuinely supported throughout the call. Really pleased with the service and would definitely recommend.

17 September 2026
Unprompted review
Rated 5 out of 5 stars

Good attitude

Good attitude, delt with Me quick as she could as I was in a rush. Very politely spoken

17 September 2026
Unprompted review
Rated 5 out of 5 stars

Claims

Becky was absolutely fantastic, working in the motor trade myself, meant we could have a good conversation and I understood all the process already, meaning a stress free call.

17 September 2026
Unprompted review
Rated 5 out of 5 stars

Five-Star Service from Lois!

Five-Star Service from Lois!
​I had a fantastic experience speaking with Lois regarding my Spectrum account. She was extremely helpful, patient, and efficient in resolving my issues, making the whole process completely stress-free.

17 September 2026
Unprompted review
Rated 5 out of 5 stars

Good service from Emily

Spoke to Emily regards my car going to a main dealer for the diagnostic work. She was very helpful and fully explained the process I and the dealer must follow and also sent a comprehensive email with all the details i required to hopefully get my claim approved. Very happy with the service provided by Emily.

17 September 2026
Unprompted review
Rated 5 out of 5 stars

Spectrum above and beyond

I just wanted to say I couldn’t have asked for a better insurance/warranty
to use for my car. The smooth process and communication have been exceptional. Becky who dealt with my problem was so patient and understanding when I was explaining my problem and really made me feel at ease with it all, everything is quite stressful when it comes to cars. The advice, support of where to take my car and how it all works just took away a little of the stress. I will definitely always use Spectrum and recommend also. Thank you so much from a very grateful customer.

17 September 2026
Unprompted review
Rated 5 out of 5 stars

Friendly customer contact

Friendly customer contact, sympathetic to the issue with an efficient and helpful outcome

16 September 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your lovely feedback. We understand how worrying it can be when something goes wrong with your vehicle, so we’re pleased our team treated your concerns with understanding and provided an efficient, helpful outcome.

Kind regards,
Claire

Rated 5 out of 5 stars

Would highly recommend this company

Would highly recommend this company. The people I have dealt with were extremely helpful and explained everything clearly, especially a lady by the name of Becky.

16 September 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your kind recommendation! We’re so pleased that everything was explained clearly and that our team was helpful throughout. Becky will be delighted to receive your special mention, and I’ll make sure your lovely comments are passed on to her.

Kind regards,
Claire

Rated 5 out of 5 stars

Great customer service

Quick service, solved my problem straight away 5/5

16 September 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your 5-star review! We’re delighted that we could resolve your problem quickly and provide you with great service.

Kind regards,
Claire

Rated 5 out of 5 stars

⭐⭐⭐⭐⭐ Excellent service from start to…

I’ve been really impressed with the service I received from Spectrum. I had an issue with my car and needed to make a claim under my warranty, and everyone I spoke to was incredibly friendly, helpful and reassuring throughout the whole process.

A special thank you to Emily, Sarah, Caitlin, Rebecca and Daniel. Every person I dealt with genuinely seemed keen to help and did everything they could to get things resolved as quickly as possible. Communication was clear, I always felt listened to, and nothing felt like too much trouble.

Dealing with an unexpected car problem is stressful enough, so having people on the other end of the phone who are friendly, efficient and actually want to help makes such a difference.

Really excellent customer service and a genuinely lovely team. Thank you all! 😊

15 September 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

What an incredible review—thank you so much! We understand how stressful an unexpected car problem can be, so it means a great deal to know that our team made you feel listened to, reassured and well supported throughout your claim.

Emily, Sarah, Caitlin, Rebecca and Daniel will all be thrilled to read your wonderful comments. I’ll make sure your feedback is shared with each of them and the wider team.

Kind regards,
Claire

Rated 5 out of 5 stars

Lois was very helpful

Lois was very helpful. My claim was sorted with ease and stress free. I would highly recommend Spectrum.

15 September 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your kind recommendation! We understand how stressful making a claim can be, so it’s wonderful to hear that Lois made the process easy and stress-free for you. I’ll be sure to share your lovely feedback with her.

Kind regards,
Claire

Rated 5 out of 5 stars

Exceptional Service

Emily and Lois were exceptional in their comms and customer service. Excellent service overall - very happy.

15 September 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your fantastic feedback! We’re delighted that Emily and Lois provided such exceptional communication and customer service. I’ll make sure your lovely comments are shared with them both.

Kind regards,
Claire

Rated 5 out of 5 stars

Served by Emily who is a legend

Served by Emily who is a legend. I was putting off calling because stuff like this stresses me out but Emily made the process smooth and easy for me.

She a real one!

14 September 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

What a brilliant review—thank you! We know these calls can feel daunting, so it’s great to hear that Emily made everything smooth and easy for you. We think she’s a legend too, and I’ll make sure she sees your fantastic comments!

Kind regards,
Claire

Rated 5 out of 5 stars

Made it easy

I thought the call would be complicated, but Lois explained everything and made it easy for me :)

14 September 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your lovely feedback! We’re pleased that Lois made everything easy and explained the process clearly. We always aim to make things as straightforward as possible for our customers, and I’ll make sure your kind comments are passed on to her.

Kind regards,
Claire

Rated 5 out of 5 stars

I had an issue with my car that needed…

I had an issue with my car that needed repairing, they had agreed to reimburse the work in full and explained this process very clearly. I spoke to Jake on the phone today he was very helpful and the service was really fast. He explained the process it was very straightforward and he chased it immediately for me there was no delay. I would 10/10 use these guys again :)

14 September 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for such a fantastic review! We’re delighted that Jake made the reimbursement process clear and straightforward and acted immediately to avoid any delay. Jake is a great guy and a valued member of our team, so I’ll make sure your lovely feedback is shared with him.

Kind regards,
Claire

Rated 5 out of 5 stars

Linz was very professional and polite…

Linz was very professional and polite and helpful she is a credit to your company

14 September 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your lovely feedback. We’re pleased to hear that Linzi was professional, polite and helpful throughout your experience. I’ll make sure your kind comments are passed on to her.

Kind regards,
Claire

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look