Spectrum Insurance Services Reviews 

1,058
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 445 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and agents for being exceptionally helpful, polite, and genuinely committed to resolving car repair issues quickly. People really appreciate the clear communication and supportive guidance provided by advisors during otherwise stressful warranty claims. Some reviewers were not happy with the warranty coverage, mentioning that their claims were unexpectedly declined or that essential car parts were excluded from their policies. A few other people also felt that reaching out to customer support could sometimes be difficult, or that replies were slow when trying to get timely updates.

What people talk about most

Staff

Consumers find staff to be exceptionally helpful, friendly, and professional when handling difficult... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising advisors for resolving claims... See more

Service

Customers had positive experiences with service, frequently highlighting quick response times, helpful... See more

Claim

Reviewers mention positive feedback about claim handling, noting that support staff are polite, helpful, and... See more

Warranty

People report ambiguous experiences with warranty, as opinions are sharply divided among consumers. While... See more

Reviews shaping this summary

Rated 5 out of 5 stars

A young lady, Lois, dealt with my call which was to report a fault on my car, covered under warranty. I'm really pleased to say she was more than helpful in every way and explained everything clearly.... See more

Company replied

Rated 5 out of 5 stars

Great call handlers, prompt service, clear explanations, great instructions,good messages sent via text to tell me what to do, quick pick up, better musac than most, but I'd still like a silent option... See more

Company replied

Rated 5 out of 5 stars

I’ve been really impressed with the service I received from Spectrum. I had an issue with my car and needed to make a claim under my warranty, and everyone I spoke to was incredibly friendly, he... See more

Company replied

Rated 5 out of 5 stars

Had a problem with my daughters car which had a warrenty with Spectrum. Contacted them and followed their instructions. Within 24 hours the car had been repaired and back in my hands, job done. Now te... See more

Company replied


Company details

  1. Insurance Broker
  2. Insurance Agency
  3. Insurance Company

Written by the company

Spectrum Insurance Services provides a comprehensive suite of insurance products for the motor industry, including niche sectors such as Taxi and Leisure and Commercial Vehicles. Our products are supported by our market leading administration and claims handling services delivered from our Sheffield office. Spectrum motor clients have access to our Point of Sale marketing, a fully interactive Policy Registration platform – Policy Flow – that incorporates integrated demands and needs capability for insurance and consumer credit compliance.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

1K reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 73% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(1,058)

476 reviews in the last 12 months

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Rated 5 out of 5 stars

Highly recommend Spectrum

Highly recommend Spectrum after our car failed its MOT on a sensor covered by our policy. The garage was being difficult about providing the required invoice breakdown. Linzi was brilliant on day one, keeping me fully updated and speaking directly to the garage.
The next day, Becky went above and beyond. She picked up my email and proactively called the garage herself to sort the paperwork. Becky was then able to phone me and deliver the fantastic news that it was all covered and resolved. Thank you both for your amazing help!

23 September 2026
Unprompted review
Rated 4 out of 5 stars

Claire from Spectrum

Updated Review

I originally left a 1-star review due to the handling of my warranty claim.

Following a formal complaint and executive review by Adrian Thompson, Director of Operations, Spectrum has now withdrawn both original claim declinatures and authorised the repairs in full.

The claim related to:

An Emergency SOS/eCall system fault.
Suspension bush wear.
Associated diagnostic costs.
My primary concern throughout was that the policy expressly covers wear and tear, yet the original claim decisions appeared inconsistent with that wording.

Following review, Spectrum confirmed:

"as you rightly point out the policy does cover wear and tear"

and both repairs were authorised.

Whilst I remain disappointed that a complaint and escalation were required to reach this outcome, I believe it is only fair to acknowledge when a company reviews the evidence and corrects its position.

The repair and reimbursement process is now underway and I have updated my review accordingly.

18 September 2026
Unprompted review
Rated 5 out of 5 stars

Helpful, easy and a relief.

All of the staff I’ve spoken with at Spectrum have been very helpful, in particular Caitlin. Having never made a warranty claim before, I expected it to be long winded and difficult but the team were very friendly and informative and the whole process couldn’t have been simpler.

18 September 2026
Unprompted review
Rated 5 out of 5 stars

I had a great experience with my…

I had a great experience with my advisor Linzi, she spoke me through what spectrum was covering for my car repairs and what I needed to chip in with. I couldn’t have asked for a better expierence with spectrum.

21 September 2026
Unprompted review
Rated 4 out of 5 stars

I had an electrical problem with my…

I had an electrical problem with my car. Spoke to 3 different people at Spectrum...all of which were polite. However the first 2 people must have presumed I had knowledge of how they work. I didn't!! At the 3rd phone call I spoke to Sarah who explained how it all works in depth. Thank you Sarah for taking the time to explain things properly rather than presuming I know what to do.Sarah needs a pay rise!!!!!

18 September 2026
Unprompted review
Rated 5 out of 5 stars

The service from lois and Emily was…

The service from lois and Emily was exceptional.
They both went above and beyond to get my vehicle repaired from start to finish.
I was updated step by step and kept informed at all times.
As having no vehicle for a week can be very stressful for anyone
Thank you.

18 September 2026
Unprompted review
Rated 5 out of 5 stars

Excellent warranty service 10/10

My first time using a warranty service for my vehicle so thought the worse was coming but how wrong was I , within a couple of calls my claim was sorted and booked in , staff /customer service was so helpful and friendly, highly recommend

18 September 2026
Unprompted review
Rated 5 out of 5 stars

Lois and Emily are absoulelty smashing…

Lois and Emily are absoulelty smashing their job at spectrum insurance.
My vehicle suffered from the driveshaft falling out which ended up cracking the gearbox.
My anxiety was through the roof as the vehicle had to get transported 4 hour aways to a gearbox specialist in London.
They ensured me that the vehicle was in good hands and made called me on every single update.

The vehicle was picked up on the friday of bank holiday weekend and returned by the thursday. Cant fault what spectrum have to offer or their staff!!!

28 August 2026
Unprompted review

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