Specialty Life Insurance Reviews 

2,874
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 450 reviews, reviewers had a great experience with this company. Consumers frequently praise the dedicated staff for being exceptionally friendly, patient, and deeply knowledgeable throughout the entire application journey. People feel truly well-supported because helpful advisors take ample time to explain coverage options clearly and answer all questions thoroughly without making anyone feel rushed. Some reviewers were not happy with the constant unsolicited phone calls and experienced significant difficulties reaching customer support when attempting to call back. A few individuals also noted that certain primary contact numbers frequently fail to connect properly or lead to frustratingly repetitive inquiries during their initial discussions.

What people talk about most

Staff

People report positive experiences with staff, highlighting their knowledge, professionalism, and friendly... See more

Customer service

Clients share positive opinions on customer service, highlighting friendly and knowledgeable representatives... See more

Service

Customers report overall satisfaction and positive experiences with service. Reviewers frequently highlight... See more

User experience

Reviewers mention positive feedback about user_experience, highlighting that everything is explained clearly... See more

Customer communications

Reviewers highlight negative aspects of contact, expressing frustration over relentless and unsolicited phone... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Besides being spammed, which gives big scam vibes - I researched the company to find actual users who had great feedback so I entertained it.. and my rep was actually fantastic. Easy to work with, ve... See more

Company replied

Rated 4 out of 5 stars

I had the pleasure of dealing with Penny Morash, she made me feel very comfortable . Penny is very friendly, pleasant , knowledgeable. very confidant. She helped me with what i needed... I have given... See more

Company replied

Rated 4 out of 5 stars

The person that assisted me was very knowledgeable and answered all my questions. I did find it was a rather long process. I am confident that some questions could be eliminated or merged somehow with... See more

Company replied

Rated 5 out of 5 stars

I’m sixty six years young with type two diabetes. It was very difficult for me to find an insurance company that would cover me. I’m so relieved now that I can have some money to cover my funeral and... See more

Company replied


Company details

  1. Personal Insurance Company

Written by the company

Specialty Life Insurance specializes in guaranteed and simplified issue insurance products in Canada.


Contact info

4.2

Great

TrustScore 4 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.2

All reviews

(2,874)

441 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

A caring company!

A caring company!! Very thoughtful 👍👍

11 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Kimberly, thank you for sharing!

Rated 5 out of 5 stars

Being an ex insurance Broker

Being an ex insurance Broker, the Lady I dealt with was very professional, knew her product's very well and very friendly, she was just amazing 👏

11 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for taking the time to share your experience. We're delighted to hear that our representative was professional, knowledgeable, and friendly, and that she made such a positive impression.

Rated 3 out of 5 stars

I don't Like unexpected charges

I don't Like unexpected charges, still waiting for a refund.

11 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Melvin, we sincerely apologize for the unexpected charges and for the delay with your refund. We understand how frustrating this must be. A member of our Client Support team will be in touch with you shortly to review your concerns and work toward a resolution.

Rated 3 out of 5 stars

I only been with you a month so far so…

I only been with you a month so far so really I can't give a proper reading yet sorry

11 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

We appreciate you taking the time to share your thoughts. We completely understand that it's still early in your experience with us, and we're grateful you've chosen Specialty Life Insurance.

Rated 4 out of 5 stars

Besides being spammed

Besides being spammed, which gives big scam vibes - I researched the company to find actual users who had great feedback so I entertained it.. and my rep was actually fantastic. Easy to work with, very informative, easy going and made it smooth, clear and simple. Glad I have it a chance

7 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for taking the time to share your honest feedback. We understand your initial concerns and appreciate you giving us the opportunity to earn your trust.

Rated 5 out of 5 stars

The representative was very great at…

The representative was very great at explaining everything to me. Very honest and respectful. And answered all my questions nice and quickly.

14 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for taking the time to share your experience. We’re delighted to hear that our representative provided clear explanations, treated you with honesty and respect, and answered all of your questions promptly.

Rated 5 out of 5 stars

Staff is everything!!

Staff is everything!!

14 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your kind feedback! We’re so glad to hear that our team made such a positive impression.

Rated 5 out of 5 stars

Excellant communication from the…

Excellant communication from the underwritten.

8 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your kind feedback. We’re delighted to hear that you had an excellent experience with our underwriting team. Providing clear communication and outstanding service is our priority.

Rated 5 out of 5 stars

The fact that it could be done over the…

The fact that it could be done over the phone with out much difficulty, courteous agent and helpful guidance, all around good experience

15 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for taking the time to share your experience. We’re pleased to hear that you found the application process convenient and easy to complete over the phone. It’s wonderful to know our representative provided courteous service and helpful guidance throughout the process.

Rated 5 out of 5 stars

Staff member was very polite

Staff member was very polite, professional, knowledgeable and efficient. Instructions re application were made very clear and repeated if requested. She was personable and kind throughout the process. I have absolutely no complaints whatsoever with Specialty Life Insurance on-line application process.

14 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for taking the time to share your experience. We’re delighted to hear that our team provided professional, knowledgeable, and courteous service throughout your application. It’s wonderful to know the process was clear, efficient, and that you felt supported every step of the way.

Rated 1 out of 5 stars

You stole my money nobody will get back…

You stole my money nobody will get back to me so I would say very bad communication with me and I am done cancel mybinsuranc policy and send my money back a sap please

14 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

We sincerely apologize for your experience and understand your frustration. A member of our Client Support team will be in touch with you shortly to review your concerns and work toward a resolution.

Rated 5 out of 5 stars

Friendly

Friendly, and the service was fast and easy to understand.

9 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Ralph, thank you for sharing!

Rated 3 out of 5 stars

PRESSURE COOKER

This company forces you and does not accept NO.This company COLD CALLS you and harases you until you take product. When you wake up after the pressure you call and cancel,They still try to remove money. Then when money isn't there because you made sure it wouldn't be there and finally get results by e mailing support. Prices are high

26 June 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Robert, we apologize for the frustration.
We do not practice cold calling. We only contact individuals when a quote request has been submitted for a life insurance product through one of our websites, or when someone has opted in to be contacted while applying for another service through one of our third-party partners.

Please provide the phone number that has been receiving the calls by emailing us at info@specialtylifeinsurance.ca, and we will ensure it is added to our Do Not Call list.

Rated 5 out of 5 stars

They made me feel comfortable and…

They made me feel comfortable and stressless and sounded trustworthy
Very nice people to deal with so I committed to the insurance policy

7 July 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for sharing, Bonnie. We’re so pleased to hear that our team made you feel comfortable, at ease, and confident throughout the process.

Rated 4 out of 5 stars

This company was very successful at…

This company was very successful at complimenting me and making me feel comfortable. Thank you for my voice sounds young.

7 July 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for sharing your experience. Providing a welcoming and supportive experience is important to us, and we truly appreciate your kind feedback.

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