Secure Trust Bank PLC Reviews 3,500

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 310 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company for its excellent service, user-friendly website, and competitive pricing. Many people highlight the ease of opening and managing accounts, with the online process often described as straightforward and efficient. The customer service team receives frequent commendation for being helpful, knowledgeable, and providing quick assistance, making interactions pleasant and productive. However, some customers experienced issues with ISA transfers taking a long time, leading to frustration and potential loss of interest. A few also found the process of switching to better interest rates for existing customers to be complicated, and some encountered difficulties with the website, such as being timed out or having trouble resetting their PIN.

What people talk about most

User experience

Consumers find the user experience to be largely positive, praising the app and website as simple,... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the efficient and quick... See more

Website

Clients share positive opinions on the website, often describing it as clear, easy to use, and simple to... See more

Price

Users describe positive interactions with price, frequently highlighting competitive interest rates and good... See more

Customer service

Reviewers mention positive feedback about customer service, often highlighting helpful and efficient... See more

Reviews shaping this summary

Rated 4 out of 5 stars

i have previously held a secure trust bank account and once again decided to open one again for a fixed term. My husband and I try to keep our life style simple and uncomplicated and as a result yea... See more

Company replied

Rated 4 out of 5 stars

I alreday had an account and adding a new one was technically simple. You had the best interest rate I could find for bonds with annual payment. Things I wanted to know were whether I could seed the n... See more

Company replied

Rated 5 out of 5 stars

Always acknowledge funds going in/out with a e mail, can move money much the same day if before about 2pm the same day quote it may be different but I have 2pm on my mind !! they do tend to hold the... See more

Company replied

Rated 5 out of 5 stars

Just opened a fixed rate cash Isa due to competitive interest rate. Straight forward process if it wasn't for an admin error entirely of my own making. Rang them and a very helpful and efficient lady... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

Written by the company

At Secure Trust Bank we provide simple, transparent savings accounts and business finance.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I gave this five star review because

I gave this five star review, because I got five star service. This was the easiest ISA transfer I have ever undertaken. Secure trust were quick and efficient. Just what we all need more of!

15 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that your ISA transfer was easy and efficient. It's great to know we provided you with a five-star experience.
Thank you for your positive feedback!

Kind regards,
Sophie

Rated 4 out of 5 stars

Good All Round

Ease of using website and helpful staff

11 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're glad our website was easy to use and our staff helpful. Thanks for your feedback.

Kind regards,
Sophie

Rated 5 out of 5 stars

Clear and Easy Transactions.

I recently received notification that my Secure Trust fixed account was nearing the end of its term. I was offered a new rate that was unbeatable, so I made an internal transfer to a the new account. Could not have been easier and I was kept informed throughout the process.

10 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found the internal transfer process easy and were well-informed. It's great to know the new rate met your needs. Thank you for your positive feedback.

Kind regards,
Sophie

Rated 5 out of 5 stars

Excellent

Excellent - nice and easy to open the account- was recommended through a friend who uses the company. Keep up the good work.

11 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello John,

We're happy to hear that opening an account was nice and easy! We appreciate your recommendation and are grateful for your positive feedback. We will keep up the good work!

Kind regards,

Louise

Rated 2 out of 5 stars

Why has STB started ditching their non-UK Citizen customers?

When I moved from the EU to the UK a couple of years ago, STB was amongst the first banks to welcome me as their customer. When I had to renew my fixed term ISA they asked me for additional documents proving my identity and address. I was a bit surprised as an existing customer, but quite happy to provide the information (it is in their T&C that they can ask for it anytime). I was, however, shocked when I read their list of acceptable ID's: only a UK passport or UK drivers license and some exotic variants (Fire Arms certificate, HM forces ID card and a Northern Ireland Electoral ID). No EU passport accepted. Why did they accept my EU passport the first time? A question still to be answered.
I filed a complaint about the sudden (in anticipation of recent political developments?) discrimination against Non-UK Citizens. The Secure Trust Bank complaints department conveniently rephrased the wording to "Customer unhappy with additional verification checks". Then in their verdict, no surprise, they claimed to be compliant with every imaginable regulation and code of conduct and declared my complaint inadmissible.
They left me no choice than to transfer my ISA to another UK bank.
Edit: I appreciate their answer regarding the allowed ID's. Public reviews are sometimes more effective than a complaint.

30 September 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Jan,

We appreciate you sharing your experience. We're sorry to hear about the difficulties you encountered with the ID verification process and your complaint's handling.

We will review your feedback regarding the accepted ID types and to see where improvements can be made.

Kind regards,

Louise

Rated 5 out of 5 stars

Well organised and helpful in…

Well organised and helpful in establishing the best accounts to open.

26 September 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that our services helped you determine the best accounts to open. Thank you for your positive feedback and recognition!

Kind regards,
Sophie

Rated 5 out of 5 stars

Online process was easy to set up

Online process was easy to set up. The interest rate was very competative. Good communication via email on options at maturity. Easy to use. Very happy with security of funds.

4 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy the online process was easy and the interest rate competitive. It's great to hear you found our communication helpful and feel secure with us. Thank you for your positive feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Helpful guidance

I was pleased that you gave clear guidance about how to deal with my FRB when it was close to maturity. I found the process very easy to follow.

4 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that the guidance we provided on dealing with your maturing bond was clear and the process was easy for you to follow. Thank you for your positive feedback!

Kind regards,
Sophie

Rated 3 out of 5 stars

The App was very user friendly and it…

The App was very user friendly and it was easy to deposit or take money out of the account. The only reason I closed my account is the drop in interest I was receiving

3 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Tim,

We appreciate that you found our app user-friendly for deposits and withdrawals.

We acknowledge your disappointment regarding the interest rate change and thank you for your feedback.

Kind regards,

Louise

Rated 5 out of 5 stars

I have had a wonderful expriebce…

I have had a wonderful expriebce saving!
Easy access, easy to get your money. Great communication with team.

3 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you had a wonderful experience saving with us! We appreciate your feedback regarding our easy access and great communication.

Kind regards,
Sophie

Rated 5 out of 5 stars

Easy to renew maturing bond and give…

Easy to renew maturing bond and give instructions. Kept informed. Can trust process.

4 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Rosemary,

We're happy to hear that renewing your maturing bond and giving instructions was easy. We appreciate you trusting our process! Thank you for your positive review.

Kind regards,

Louise

Rated 5 out of 5 stars

No problem’s

No problem’s easy to do and a good rate of interest.

3 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We are happy to hear you have had no problems banking with us and are happy with the interest rates we offer!
Thank you for your positive feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Seamless and responsive

“Everything is simple and seamless—from depositing to moving money within your own account. The team is also very responsive over email and always replies on time.”

30 September 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found depositing and moving money within your account simple and seamless. It's great to know our team is responsive and replies on time!
Thanks for your positive feedback.

Kind regards,
Sophie

Rated 1 out of 5 stars

I couldn’t access my internet banking &…

I couldn’t access my internet banking & was locked out. On phoning I was told that my membership ID, which I’ve been using for years, was wrong & given a new one. Of course, I thought this could be a scam. I asked for an explanation, they couldn’t give me any so I await the explanation I have requested after lodging a complaint……

2 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Robin,

We appreciate you bringing this to our attention. We're sorry you have experienced issues accessing your internet banking and any concern this has caused. We're looking into the matter and will provide an explanation following your complaint.

Kind regards,

Louise

Rated 3 out of 5 stars

OVERALL GOOD

Used secure trust for a few months.l interest rate dropped on the 18th September so removed funds to another provider however have not received an interest payment for the 18 days that the interest sat for.i little disappointed here as really like the use of the app and transferring

2 October 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Anthony,

Thank you for your review. We are sorry to hear that you feel that the interest on the account has not been paid correctly. We have attempted to contact you today to discuss but unfortunately been unable to reach you.

if you can give us a call at your earliest convivence on 03451 117092 we will be able to check and clarify any interest payments on your account.

Kind regards,

Louise

Rated 5 out of 5 stars

Great no nonsense no hassle banking

Great no nonsense no hassle banking

2 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you had a great banking experience with us.
Thank you for your positive feedback, we appreciate it!

Kind regards,
Sophie

Rated 5 out of 5 stars

Simple and easy access with clear…

Simple and easy access with clear processes

2 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that our processes were simple and easy to access for you.

Thank you for your positive feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

I have been banking with Secure Trust…

I have been banking with Secure Trust bank for several years now -having had a number of different saving accounts with them. I always am able to get through to someone on the phone and find their customer service second to none. They are always helpful, and thoughtful at suggesting products which offer a higher interest rate. I would def. recommend them to anyone considering opening a new account.

1 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We appreciate you have been a loyal customer to us and are happy to hear that you've consistently experienced excellent customer service. We're glad our team has been helpful in finding suitable products for your needs.

Thank you for recommending us!

Kind regards,
Sophie

Rated 4 out of 5 stars

Happy Days!

Straightforward instructions for opening and closure of accounts
Excellent savings rates
Have been a very satisfied customer for some years

28 September 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We appreciate your positive feedback and are so glad you've been satisfied with our savings rates and the ease of managing your accounts through out the years!

Kind regards,
Sophie

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look