Secure Trust Bank PLC Reviews 3,554

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 320 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent customer service, praising the helpfulness and efficiency of the staff, often noting that it's easy to reach a real person on the phone without long waits. People also appreciate the straightforward and secure online banking experience, finding the website easy to navigate and account setup uncomplicated. Many consumers are pleased with the competitive interest rates and the overall smooth process of managing their accounts. However, some customers were dissatisfied with the lack of flexibility in certain situations, such as transferring funds or switching to better rates. A few people also mentioned issues with administrative errors, slow ISA transfers, and unexpected fees.

What people talk about most

User experience

Clients share positive opinions on user experience, highlighting that the app and website are clear,... See more

Service

People report positive experiences with service. Many customers praise the efficiency and helpfulness of the... See more

Website

Users describe positive interactions with the website. Many customers find the website easy to use and... See more

Customer service

Reviewers highlight positive aspects of customer service, often praising helpful and efficient staff who... See more

Price

Customers generally express satisfaction with the competitive interest rates offered, often finding them to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Everything so far seems to have run smoothly. One thing that I find very annoying is that you write to me saying 'Dear Anna Roberts'. Anna is my official first name, but I am not called Anna, or known... See more

Rated 4 out of 5 stars

i have previously held a secure trust bank account and once again decided to open one again for a fixed term. My husband and I try to keep our life style simple and uncomplicated and as a result yea... See more

Company replied

Rated 4 out of 5 stars

I alreday had an account and adding a new one was technically simple. You had the best interest rate I could find for bonds with annual payment. Things I wanted to know were whether I could seed the n... See more

Company replied

Rated 5 out of 5 stars

Always acknowledge funds going in/out with a e mail, can move money much the same day if before about 2pm the same day quote it may be different but I have 2pm on my mind !! they do tend to hold the... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

Written by the company

At Secure Trust Bank we provide simple, transparent savings accounts and business finance.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

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Rated 5 out of 5 stars

GOOD SERVICE

14 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Ms Patel,

This is great to hear! Thank you for your 5 star review.

Kind regards,

Louise

Rated 4 out of 5 stars

Easy application process.

Very easy application process but initial difficulty registering for internet banking resolved following helpful telephone conversation with customer services.

14 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello David,

It is great to hear that the application process was easy for you. We appreciate your feedback regarding the initial difficulty with internet banking registration and are glad our customer service team could help resolve it.

Kind regards,

Louise

Rated 5 out of 5 stars

Hi it was easy to save with your bank…

Hi it was easy to save with your bank and access my account and savings. Thanks.

13 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We're happy to hear that you find it easy to save and access your account with us. Thank you for sharing your positive experience!

Kind regards,

Louise

Rated 5 out of 5 stars

Service

Fabulous. Easy to open the account and great customer service.

13 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Scott,

We're happy to hear that opening an account was easy. We appreciate your feedback regarding our customer service. Thank you!

Kind regards,

Louise

Rated 5 out of 5 stars

easy to deal with

10 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Grace,

This is great to hear! Thank you for your 5 star review.

Kind regards,

Louise

Rated 5 out of 5 stars

Easy setup

All very straightforward and easy to set up cash isa

11 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Simon,

We're happy to hear that setting up your cash ISA was straightforward and easy. Thank you for your positive feedback.

Kind regards,

Louise

Rated 5 out of 5 stars

A good banking service

Easy to use.
Competitive rates of interest.
They answer their phones promptly.

8 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Margaret,

We're happy to hear that you find our services easy to use and appreciate our competitive rates. Thank you for your feedback.

Kind regards,

Louise

Rated 5 out of 5 stars

Easy to open cash ISA accounts

Easy to open cash ISA accounts, good rate and transfers in from other banks done quickly.

5 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We're happy to hear that opening a cash ISA account was easy and the rate was competitive. Thank you for your positive feedback.

Kind regards,

Louise

Rated 1 out of 5 stars

U have 30 days to fund .A large amount…

U have 30 days to fund .A large amount .but u can't open 2 of the same products as I understand I had 2 bonds of 5000 maturing on 2 and 6 of Dec.so opened one for 1st bond maturing. Tried to open other for the 6 of Dec as I needed more than 30 days.34 .but one product allows more money than mine in my 2 bonds.daft rule.lady said u can close 1st bond but the system may not let u open a new bond .as it may think u already have one.a catch 22 u can but u may not be able to open product even though it is available.well why not open it manually by staff at bank.too much trouble.may b.

7 November 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Jackie,

We appreciate you sharing your experience. We're sorry the bond opening process was difficult and that our product limitations created a frustrating situation.

We thank you for your feedback, this is regularly reviewed by our senior management team to help us improve the products and services we provide.

Kind regards,

Louise

Rated 5 out of 5 stars

Positive

Personnel were helpful and not rushed.

6 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello John,

We are delighted that you are happy with the service you have received. Thank you for your positive feedback.

Kind regards,

Louise

Rated 4 out of 5 stars

Saving Bond set up and funding

I alreday had an account and adding a new one was technically simple. You had the best interest rate I could find for bonds with annual payment. Things I wanted to know were whether I could seed the new bond with £1 then check it on-line and feed it with the full amount. I seeded it with £1000 (Min) and all OK. I couldn't find in advance how long I had to feed it (or whether I had to put in the entire amount in one go). Turned out to have a generous 30 day time limit.

4 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Roger,

We are pleased to hear that adding a new account was simple and that you found our interest rate appealing.

We appreciate your feedback regarding clarity on initial deposit amounts and funding timelines. We'll review how this information is presented to improve the customer experience.

Kind regards,

Louise

Rated 5 out of 5 stars

Excellent Customer Service

Just opened a fixed rate cash Isa due to competitive interest rate. Straight forward process if it wasn't for an admin error entirely of my own making. Rang them and a very helpful and efficient lady called Anisha clarified the situation and put my mind at rest. Thank you.
We have several savings accounts with Secure and my only comment otherwise would be that the website once you log on is a little on the basic side.

5 November 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello, Mr Lunn,

Thank you for your review. We're glad the cash ISA opening process was straightforward and that our customer service advisor, was helpful in resolving the admin error.

We appreciate your feedback regarding our website this is regularly reviewed by our senior management team to help us improve the products and services we provide.

Kind regards,

Louise

Rated 5 out of 5 stars

ISA.Transfer Experience

Very easy and quick transfer of ISA.

4 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Angela,

We're happy to hear that your ISA transfer was easy and quick. Thank you for sharing your positive experience with us!

Kind regards,

Louise

Rated 5 out of 5 stars

Competitive products and easy application

Really easy to find the most competitive product and to apply using the online service.

1 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

It is great to hear that you found it easy to locate a competitive product and use our online service. Thank you for sharing your positive experience!

Kind regards,

Louise

Rated 5 out of 5 stars

Online banking made easy

Very easy to cancel my account and quick transfer of the money to my designated bank. I still have another account with Secure Trust. Online banking made easy.

31 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We are happy to hear that cancelling your account was easy and the money was quickly transferred. We appreciate your feedback and that you find our online banking easy to use.

Kind regards,

Louise

Rated 5 out of 5 stars

Change my nominated bank account

Change my nominated bank account. The process was very secure and timely.

30 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We're happy to hear that the process of changing your nominated bank account was secure and timely.

Thank you for sharing your positive experience with us.

Kind regards,

Louise

Rated 5 out of 5 stars

Great Service!

Well designed website, easy to navigate.
Fast response to request to transfer existing ISA to new Secure Trust account.

23 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found our website well-designed and easy to navigate. It's great to know the ISA transfer request was handled quickly. Thank you for your feedback.

Kind regards,
Sophie

Rated 5 out of 5 stars

‘As it says on the tin’ Securetrust…

‘As it says on the tin’ Securetrust Bank is that.
Also, excellent attentive customer service .

28 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that your experience with us matched your expectations! We appreciate your kind words about our attentive customer service. Thank you for the positive feedback.

Kind regards,
Sophie

Rated 2 out of 5 stars

Poor Processes and Unnecessary Obstacles

I have held a savings account with Secure Trust Bank for many years, using it simply to deposit funds. Following a divorce, I provided a signed consent order and a letter of authority from my ex-wife to transfer the account into my sole name. Despite this, the bank refused to act until they had also spoken to her directly.

This requirement is both unnecessary and outdated. I completed the same process with five other banks without any difficulty — all were seamless. Secure Trust Bank’s approach has created needless stress, wasted time, and highlighted how archaic their systems and processes are.

Unless you absolutely have to, I would strongly recommend avoiding this bank. It may appear fine on paper, but the moment you need support with anything beyond the most basic transactions, they become obstructive and unhelpful.

29 October 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

Thank you for taking the time to share your feedback. We understand your concerns and appreciate you bring this to our attention.

Our procedures are in place to ensure security and compliance. As we have previously provided a final response to your enquiry which details the next steps, we are unable to offer any further review as this stage.

Your feedback is invaluable, and we will use it to review our processes for better efficiency and support in the future.

Kind regards,

Louise

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