Kent Reliance Reviews 3,406

TrustScore 3.5 out of 5

3.6

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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. Many customers appreciate the good service received over the years, with transactions often going smoothly and as expected. People frequently highlight the helpfulness and efficiency of the staff, especially when dealing with account openings, transfers, and general inquiries. The ease of setting up accounts online and the straightforwardness of transferring money are also commonly praised. However, some people were dissatisfied with the customer service, describing it as appalling and reporting difficulties with communication and resolving issues. There are mentions of problems with withdrawing funds, particularly for younger account holders, and frustrations with the online banking system, including difficulties with new platforms and account access. Additionally, some customers expressed concerns about interest rates and the process of transferring funds between accounts.

What people talk about most

Service

Consumers find service to be ambiguous. Many reviewers praise the excellent service, highlighting polite,... See more

Staff

Reviewers mention ambiguous feedback about staff. While many customers praise the staff for being polite,... See more

Customer service

Customers had ambiguous experiences with customer service. Many reviewers expressed frustration with issues... See more

Payment

Clients share ambiguous opinions on payment. Many reviewers praise the ease of opening accounts online,... See more

Website

Reviewers highlight ambiguous aspects of the website experience. Many customers found the new platform to be... See more

Based on these reviews

Rated 4 out of 5 stars

Have been with Kent reluance for about a year. Easy to set up and use savings account online. Interest rate was really good at the start but has reduced since then. There are now a number of other pro... See more

Company replied

Rated 4 out of 5 stars

Good savings rates but new accounts often have better then old accounts reduce. KR aren't the only one guilty of this but it's frustrating to chase the best rates by opening new accounts and moving sa... See more

Company replied

Rated 4 out of 5 stars

Well here we are again three years ago I took out 3 bonds. A 1 year, a 2 year and a 3 year bond. In a few days the three year bond matures. As with my comments from when the other bonds matured. This... See more

Company replied

Rated 3 out of 5 stars

It was difficult to close my matured One Year Bond despite several emails. Eventually I had to telephone to cancel & get help accessing my new Easy Access a/c. Pity I could not transfer the matured b... See more

Company replied


Company details

  1. Bank

Written by the company

We're part of OSB Group, a retail savings and specialist lending group with a family of distinct brands that aim to help you reach your financial goals.


Contact info

3.6

Average

TrustScore 3.5 out of 5

3K reviews

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1-star

Replied to 99% of negative reviews

Typically replies within 48 hours

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Rated 1 out of 5 stars

Have an Easy Access Cash ISA D50 which…

Have an Easy Access Cash ISA D50 which pays 3.51% interest. Discovered, by chance, they now pay on their latest Easy Access Cash ISA D72, 4.05%. They didn't inform me of this and that I was losing interest! There is no automatic increase, as for instance the Coventry provide. Coventry B.S. do it automatically. I phoned them and asked for it to be moved to the D72 but they told me it couldn't be done over the phone. I had to go on-line and then phone them back! They make the change as hard as possible! I find this appalling and "sharp" practice!

16 April 2026
Unprompted review
Rated 1 out of 5 stars

Don't expect customer support

1 hour on the phone and couldn't speak to a person. No matter what time/day you ring, the recorded message says they are very busy. More than likely there is only one person or nobody at all answering the calls. You email them and you will get an unhelpful response 3 days later. Their website constantly crashes. I just hope my savings are safe with them.

16 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience Sharam. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

Rated 1 out of 5 stars

One star is one too many

I have given one star as that is the minimum, shame it can not be zero or a minus. I have been trying for three weeks to close my account but there is excuse upon excuse. Going to call me back but didn't on several occasions. Bank somewhere else is my advice.

15 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience Martin. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly .

Rated 3 out of 5 stars

Breach Of Consumer Duty

I have been a KR saver for some years and have been pleased with the service. Unfortunately, they have recently got themselves into a real IT pickle by running  "old" and "new" online savings platforms. I recently had a bond mature on the "old" platform and had my maturity options posted to me;why they couldn't be emailed I have no idea. The options to reinvest were more limited and at far lower rates than a new customer could obtain. How is this in line with KR's Consumer Duty of treating customers fairly?
I spoke to KR and said I wanted to transfer my maturing funds to a 3 year savings bond at the rate advertised on their website and was advised I'd have to apply through the "new" platform for that account, open the account, encash the maturing bond on the "old" system and pay the proceeds into the new account. I am quite capable of doing this but worry about elderly savers or those who aren't "tech savvy" or just don't have the head for all these pointless shenanigans. 
To be fair, the "new" platform is very good and I love the instant confirmatory email once a deposit has been made but KR do need to sort themselves out and treat existing customers in the same way they treat new customers.

1 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thank you for sharing your feedback Philip. We're sorry for any confusion caused. We're currently in a transition phase, which means some accounts are still managed on our previous system while others are already on our new online platform. This can feel a little complicated, and we appreciate your patience.

Our new platform isn't just for new customers - it's designed to give all our existing savers improved, easier‑to‑use online services. As we continue this transformation, everything will eventually be managed in one place to provide a smoother experience for everyone.

We value your loyalty and your comments, and we're committed to making this process as clear and straightforward as possible.

Rated 1 out of 5 stars

Absolutely terrible experiance

I had a bond finish they offered new bond but it was on a new web site they had opened .This took nearly 1 hour to sort out . Today I moved £1000 into the account to make sure it was going to the correct account . 10 minutes later i tried to Move the Rest of the money into the bond It returned it to my funding account.. I rang up to ask why they told me that bond was closed ?? So i then went to close the account and get my £1000 deposit back // It was impossible kept asking for verification code WHICH never came I tried 3 times STILL no code in the end I rang there help line and got the lady to close the account// THIS new web site they have opened is TOTAL JUNK unworkable not fit for purpose . I WILL NEVER EVER have any dealings with this Kent Reliance Bank . I have waisted a good 2 hours trying to sort this mess out .BE WARNED aggravation is guaranteed trying to deal with this company

13 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience Brian. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

Rated 3 out of 5 stars

Slow

Slow. It's like banking in the 80s. Everything has to be done manually by a person and they take their time to do it.

9 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thank you for your feedback Taren. We’re really sorry to hear about your experience and understand how frustrating slow, manual processes can be. We’re continuously working to improve our systems and speed up our services:)

Rated 5 out of 5 stars

Faultless and very impressed.

The interest rate on the 1 year fixed bond was the highest and my experience with Kent Reliance has been faultless. It was very easy to open my account on line and transfer my money in and the communication has been perfect and has kept me very well informed. I telephoned with one query and my call was quickly answered and the advisor was very polite and answered my question. My interest has been paid on time. The website is very easy to use and has all the info that I need. I would recommend Kent Reliance without a single reservation and my experience has been much better than my previous one with a big high street bank.

7 April 2026
Kent Reliance logo

Reply from Kent Reliance

Hi Stuart, Thank you for taking the time to share your feedback.
We’re pleased to hear that you found the account setup process smooth and that you’re happy with both our interest rates and website. Your satisfaction is very important to us. We truly appreciate your trust in choosing us.

Rated 1 out of 5 stars

They change their system and then all…

They change their system and then all of a sudden your account just disappears with YOUR money in it.
You phone them up and then after several hours they phone you back saying that they will get back to you, guess what, sweet SA.

8 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience, Barry. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

Rated 1 out of 5 stars

Secure message service completely useless.

Since I read the reviews, I decided to try the secure message approach. They completely ignored the question in the secure message which was about why I have two missing statements from tax year 25/26. Instead there was a generic answer about how to access statements online. This building society has provided good service over the years for us, but it seems they are now to be avoided at all costs.

9 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience, Jonathan. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

Rated 1 out of 5 stars

I used to like this building society …

I used to like this building society bank

It wont accept the ridiculous pass word I saved on my computer, has logged me out, wont give me a new password wont let me set my own. Have now wasted most of my morning .
The operator was really trying to solve the problem, but she couldn't really help.

9 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly

Rated 1 out of 5 stars

The Same Appalling Customer Service

I received an email asking me to go to their homepage for my Certificate of Interest. I did that and my login details were not recognised. Called 0345 122 1122 as instructed and had the same irritating experience of Mark T who had the same 'service' 3 hours ago. Should "All of our Operatives" read "Both of our Operatives"? I was cut off after 20 minutes.

8 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience Ron. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

Rated 1 out of 5 stars

God awful customer service

You call customer service, and every few seconds a rather dozy-sounding person states that you can opt to be called back by Kent Reliance - and it appears to say that this is typically in 24-48 hours. 24-48 hours???? Both the person speaking, the same message, the wait time just makes one's blood boil - and also wonder if they really are a reliable provider or not.

8 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thank you for sharing your experience with us Mark. We’re sorry for the inconvenience and we understand how important it is to reach us quickly. Our lines have been very busy due to high call volumes, and we truly appreciate your patience.

Your feedback helps us understand what matters most to our customers, and we’ll be sure to share it with the team so we can continue improving the service we provide.

Rated 5 out of 5 stars

Hi have joined you very recently and…

Hi have joined you very recently and found you excellent. Your online service is good is very suitable for people that are elderly like me that are not very savvy with the telephone meaning smart phone up to now. I’ve had extremely good service from you and will continue to be with you, thank you.

7 April 2026
Kent Reliance logo

Reply from Kent Reliance

We’re delighted to hear that you’re happy with our services, thank you Anne!

Rated 5 out of 5 stars

Easy to use

Good bond rate and easy to setup account and transfer funds.

7 April 2026
Kent Reliance logo

Reply from Kent Reliance

Hi Michael, Thank you for your feedback. We’re glad to hear the account setup was easy and that you’re satisfied with the interest rate. We appreciate you choosing us.

Rated 3 out of 5 stars

Rates are good but trying to get to an…

Rates are good but trying to get to an agent a nightmare. Waited 1/2 hour am, gave up. Waited 1/2 hour pm also gave up. Tried a different number and was answered quickly

7 April 2026
Kent Reliance logo

Reply from Kent Reliance

Thank you for sharing your feedback with us Maria. We’re sorry for the wait you experienced when trying to reach an agent, and we completely understand how important timely support is. Due to a high volume of calls, our phone lines are busier than usual, and we truly appreciate your patience.

Your comments are valuable, and we’re always working to improve the experience for our customers.

Rated 2 out of 5 stars

Trouble opening a new ISA account today!

Having a lot of trouble trying to open an ISA account today. I already have a savings account with Kent Reliance yet they want me to post copies of my statements to a Sunderland address, which I feel totally uncomfortable with carrying out. Flies against everything you have learned about scams! If they don’t accept my documents by email, I will be closing and moving my accounts to somewhere best suited to today’s technology! Very disappointed as this was a good bank to deal with.

7 April 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

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