I have had hire car excess insurance cover with Reduce My Excess for several years. Way cheaper than buying cover directly from the car hire companies. For the first time, I also had to make a claim r... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Great communication, very fast turnaround, super helpful, great price and when making a claim; the process/form is easy to use and submit. Extremely grateful to this company for the pleasant and stres... See more
Company replied
It's always a great surprise when any insurance company discounts your premium to less than last year to reward loyalty...I'm in!! No hassle at car rental desks. Great value annual premiums Easy to... See more
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I initially set up a policy for a specific holiday, which was easy to do. I then decided it would be better to switch to an annual policy and this was not a problem. Seems like very good value, polic... See more
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Company details
About ReduceMyExcess
Written by the company
ReduceMyExcess is a leading provider of car hire excess insurance, created to offer drivers a clearer and more affordable alternative to costly rental company waivers. ReduceMyExcess has been recognised with the Which? Best Buy award for our hire car excess insurance.
Since 2011, we have focused on providing comprehensive and affordable car hire excess insurance policies alongside uncomplicated information to help customers make informed decisions when renting a car.Contact info
United Kingdom
- reducemyexcess.co.uk
ReduceMyExcess Car Hire Excess Insurance
4.7
Excellent
3K reviews
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Reply from ReduceMyExcess
Hi,
We're so glad to hear you are happy with your car hire excess insurance.
Kind regards,
Anna
Easy to use
Easy to use. Peace of mind that you won’t get scalped by your car rental company on holiday
8 July 2026
Reply from ReduceMyExcess
Hi,
We're so pleased to hear that our service was easy to use and provided you with peace of mind regarding car rental excess charges on your holiday. Thank you for your positive feedback!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Nathalie,
We're happy our website was easy to navigate and that you found the product simple to purchase. Thank you for your positive feedback; we appreciate it!
Kind regards,
Anna
I made a very simple mistake on my…
I made a very simple mistake on my coverage- contacted Reducemyexcess nearly immediately and to say they were completely unhelpful and pedantic would be an understatement.
8 July 2026
Reply from ReduceMyExcess
Hi there,
Thank you for taking the time to leave a review. We're sorry to hear that you are unhappy with your experience.
Unfortunately, we are unable to change the start date of a policy once cover has commenced and the rental vehicle has already been collected.
However, a member of our team has been in touch to discuss the matter with you and see how we may be able to help.
Kind regards,
Chloe
Reply from ReduceMyExcess
Hi Colin,
We're delighted to hear that purchasing car hire insurance was an easy process for you. Thank you for your positive feedback!
Kind regards,
Anna
Great XS waiver insurance. Very clear website. Good value
Super easy to choose the right XS waiver. Really wel implemented website. Very clear policy wording.
10 July 2026
Reply from ReduceMyExcess
Hi Alan,
We’re really pleased to hear you found it easy to choose the right excess waiver cover and that you found the website clear and straightforward to use. It’s also great to know you found the policy wording easy to understand and the cover good value for money.
Kind regards,
Anna
Easy to arrange and competitive pricing.
8 July 2026
Reply from ReduceMyExcess
Hi Andy,
We're glad you found your car hire excess insurance easy to arrange with ReduceMyExcess and our pricing competitive. Thank you for your positive feedback!
Kind regards,
Anna
Ease of use.
10 July 2026
Reply from ReduceMyExcess
Hi Mr Johnson,
We're happy to hear you found ReduceMyExcess easy to use.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Peter,
We're happy you're happy with our service!
Kind regards,
Anna
The website is extremely easy to use
The website is extremely easy to use. This is a much cheaper way than using the hire companies premium insurance.
I have never had to claim so I cannot comment on this.
9 July 2026
Reply from ReduceMyExcess
Hi Carol,
We're delighted to hear you found our website easy to use and our insurance a much cheaper alternative. We appreciate your positive feedback!
Kind regards,
Anna
Very good
Very good, was easy and I felt confident with this insurance when booking my car hire
9 July 2026
Reply from ReduceMyExcess
Hi Mr Barker,
We're glad to hear our insurance provided you with confidence when booking your car hire. We appreciate your positive feedback!
Kind regards,
Anna
WELL Worth every penny spent
Great communication, very fast turnaround, super helpful, great price and when making a claim; the process/form is easy to use and submit. Extremely grateful to this company for the pleasant and stress-free experience, plus all the huge savings I am making on car rental abroad. Super duper :D 10/10
23 June 2026
Reply from ReduceMyExcess
Hi Robyn,
We’re delighted to hear you found the cover great value and that your claim was handled quickly, smoothly, and without any hassle. We know that’s the moment that matters most, so it’s especially rewarding to hear the process exceeded your expectations.
Kind regards,
Anna
All very good
7 July 2026
Reply from ReduceMyExcess
Hi Colin,
Thank you for your review. It's wonderful to hear everything was very good.
Kind regards,
Anna
Easy snd quick to setup
9 July 2026
Reply from ReduceMyExcess
Hi Mr Fassell,
We're so happy to hear that you found our setup process easy and quick. Thank you for your positive feedback!
Kind regards,
Anna
Always great service and best price
9 July 2026
Reply from ReduceMyExcess
Hi Kens,
We're delighted to hear that you consistently receive great service and find our prices to be the best. Thank you for your positive feedback!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Chris,
We're happy to hear that you consistently find our service excellent and very user-friendly. We appreciate you sharing your positive experience with us!
Kind regards,
Anna
Easy process
Easy process, quick and didn't require excessive information. Website user friendly
7 July 2026
Reply from ReduceMyExcess
Hi Anthony,
We’re glad you found the process quick, easy, and straightforward, and that the website was simple to use.
Kind regards,
Anna
I’ve never had to make a claim so that…
I’ve never had to make a claim so that side I can’t comment on yet. The rest of the experience has been fine.
9 July 2026
Reply from ReduceMyExcess
Hi Lee,
We appreciate that, as you haven’t needed to make a claim, it’s difficult to comment on that aspect of the policy. We’re pleased to hear your experience with us so far has been positive.
If you ever do need to use the policy, our team will be there to support you throughout the claims process.
Kind regards,
Anna
Efficient claims
Easy to navigate website. Excellent claims service, very efficient and hassle free.
9 July 2026
Reply from ReduceMyExcess
Hi,
We’re glad you found the website easy to use and that your claim was settled quickly and efficiently. We appreciate your feedback.
Kind regards,
Anna
The site was easy to use and the quote…
The site was easy to use and the quote was the cheapest I could find .
I have used them for the last 4 years
8 July 2026
Reply from ReduceMyExcess
Hi Chris,
We're so glad to hear that you found our the ReduceMyExcess website easy to use and our quotes competitive. It's wonderful to know you've been a customer for four years!
Kind regards,
Anna
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