Price was cheaper than my renewal quote so that was main reason even though was not so much by the time i had to add on the same cover i had before. Been REC member since 2009 so maybe it will remain... See more
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Review summary
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This is the first time I have used RAC for my car insurance. Everything was online and even though I am in my eighties, I found the whole experience pretty easy. I also went back afterwards and mana... See more
Company replied
It seemed to be a fairly good price from a company I was comfortable with. You can only tell if an insurance company is good when you make a claim though, hence only four stars!
Company replied
All went smoothly, despite car insurance being very much a distress purchase. Worthwhile to keep self snd named drivers covered, c/w RAC breakdown assistance. Hoping for an uneventful year.
Company replied
Company details
Written by the company
The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.
Contact info
United Kingdom
- rac.co.uk/insurance
4.4
Excellent
19K reviews
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Fully Satisfied
I have no reason to fault this insurance policy, so renewed the policy for another year . Hence they have the maximum stars because of price.
17 August 2026
Reply from RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
On the 10/8/26 I read your notification…
On the 10/8/26 I read your notification about renewing my policy automatically.I attached a email to your notification canceling this.I now see from my bank account this was totally ignored and you went ahead with the renewal although I had signed with a new insurer.
22 August 2026
Reply from RAC Car Insurance
Hello Brian,
Thank you for taking the time to leave your feedback!
We’re sorry to hear about your experience and understand your frustration regarding the policy renewal.
We take your concerns seriously and would like the opportunity to look into this for you.
We will be in touch directly to discuss the matter and help resolve this as quickly as possible.
Thank you for bringing this to our attention!
Laura
Great service
Originally I had a bad start loging in and connecting my two polices on RAC myApp but once I complained they helped me resolve my problem the following day which was fast and friendly service
So thankyou RAC
Happy customer again
5 stars 🌟
22 August 2026
Reply from RAC Car Insurance
Hello,
Thank you for taking the time to leave your feedback!
We’re sorry to hear about your experience and understand your frustration.
We appreciate you taking the time to share your feedback and are disappointed to hear that we haven’t met your expectations.
We will be in touch with you directly to discuss your concerns and see how we can help resolve this for you.
Thanks Laura
RAC CAR INSURANCE …
RAC car insurance excellent pricing low excess
meeting the motorists requirements .
Very happy with price of policy and included items as
standard.
Thanks
17 August 2026
Reply from RAC Car Insurance
Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend
Very Disappointing Experience After Many Years as an RAC Customer
I have been a RAC customer for many years and, throughout this time, I have never had an accident or made a claim. I currently have 5 years of No Claims Discount, and there have been no changes to my circumstances or policy details.
When I contacted RAC regarding my renewal, I was informed that they were unable to obtain a renewal quote from their panel of insurers. I was told that insurers can make their own decisions based on underwriting criteria, risk appetite and market conditions, and that RAC could not provide me with the specific reason why no insurer was willing to offer a renewal quote.
I understand that insurers can change their underwriting criteria and that RAC cannot control the decisions of individual underwriters. However, as a long-standing customer with a clean claims history, I found it extremely disappointing that there was no renewal option or alternative solution available through RAC.
I contacted customer service and spent time trying to understand whether anything could be done to obtain a renewal quote. Unfortunately, after checking the panel of underwriters, I was told that no renewal quote was available.
I have now had to look elsewhere for my car insurance despite having been a loyal RAC customer for many years. I have also had to request confirmation of my No Claims Discount so that I can provide it to another insurer.
I appreciate the customer service representative who dealt with me and logged a formal complaint, but overall I am very disappointed with the experience and with the lack of a suitable alternative for a long-standing customer.
For these reasons, I am giving RAC 1 star. I hope RAC reviews how situations like this are handled and considers providing clearer explanations and better alternatives for existing customers who have a long and claims-free history.
24 August 2026
Unprompted review
Reply from RAC Car Insurance
Thank you for sharing your feedback. We’re very sorry to hear how disappointed you have been with your renewal experience.
The last thing we want is to lose long-term, loyal customers, and we genuinely appreciate the many years you have been with RAC. We also understand that you have a great driving history and 5 years of No Claims Discount, and we appreciate your frustration that this could not result in a renewal quote.
Unfortunately, while we can provide your details to our panel of insurers, we are not able to challenge or change decisions made by our underwriters. Their decisions are based on their individual underwriting criteria and risk appetite, and in this instance we were unable to change the outcome or provide an alternative renewal quote.
We’re pleased that our customer service representative was able to assist with your No Claims Discount confirmation and log your concerns as a formal complaint. We’re sorry that, despite our efforts, we were unable to offer you the outcome you were hoping for.
Thank you again for your many years of loyalty to RAC, and we’re genuinely sorry to see you leave.
Vicky
The price I was first offered was more…
The price I was first offered was more than I was willing to pay, but in discussion on the phone I was given a price that I was pleased to accept. Not being good with printing from the computer I requested a hard copy which was promptly provided.
22 August 2026
Reply from RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Very easy site to navigate
Very easy site to navigate, competitive price and informative follow up from RAC to make sure everything ok
17 August 2026
Reply from RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend
The young lady i spoke was nice and…
The young lady i spoke was nice and polite, I was very happy with the price for my insurance.
22 August 2026
Reply from RAC Car Insurance
Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend
they were kind ,patient and seemed to…
they were kind ,patient and seemed to be understanding
15 August 2026
Reply from RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Reply from RAC Car Insurance
Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend
Very easy to renew and was cheaper than…
Very easy to renew and was cheaper than last year
22 August 2026
Reply from RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Only comment I have is that I only got…
Only comment I have is that I only got and acceptable quote was I said I was leaving.
15 August 2026
Very reasonable quote.
Very reasonable quote compared to others I received.
Easy to set up through the website, and to set up an account to access my documents.
21 August 2026
Reply from RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Automatic renewal worked
21 August 2026
Reply from RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Existing RAC travel member.
Easy to complete on line. Satisfied with car insurance price and dealt with no problems.
14 August 2026
Reply from RAC Car Insurance
Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend
Excellent service as always from RAC
Excellent service as always from RAC. No issues with renewing my annual car insurance. Thank you.
15 August 2026
Reply from RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Reply from RAC Car Insurance
It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend
Trouble free
22 August 2026
Reply from RAC Car Insurance
Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend
I decided to change my car insurer…
I decided to change my car insurer following an unexpected and unexplained price rise from my previous insurer. However, I made a mistake when I provided the start date of this new policy and RAC quickly helped me to sort this out. All is now well! Thank you.
20 August 2026
Reply from RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend
Reply from RAC Car Insurance
Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend
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