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RAC Car Insurance Reviews 

19,397
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 12,282 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing and the affordable premiums offered for their car insurance policies. People also appreciate the exceptionally smooth user experience, noting that navigating the online platform to complete tasks is very straightforward. Some reviewers were not happy with unexpected price increases when their policies came up for renewal. Consumers noted that their yearly premiums rose significantly without a proper or clear explanation provided beforehand. A few other people also felt that managing certain website features or understanding the complex policy terms could be slightly challenging.

What people talk about most

Price

Reviewers mention positive feedback about price, highlighting competitive quotes and reasonable renewal costs... See more

Service

Consumers find service to be positive, highlighting competitive pricing, efficient processes, and helpful... See more

User experience

Users describe positive interactions with user experience, noting that the website and online forms are very... See more

Website

People report positive experiences with the website, finding it very easy to navigate and straightforward for... See more

Subscription

Clients share positive opinions on subscription, frequently highlighting the smooth and straightforward... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I bought a policy to insure my car5or6 days ago, by mistake, I canceled the policy soon after, but on checking my bank statement you have still taken the payment, can you please help. I gave the one... See more

Company replied

Rated 4 out of 5 stars

like all kinds of insurances what fits your requirements and pockets is thr differance to cost and choice this setup suited me

Company replied

Rated 5 out of 5 stars

I had quotes from many companies when my renewal became due but was very pleased with the quote I received through RAC. I now have the policy I wanted at a very competitive premium. I would highly rec... See more

Company replied

Rated 5 out of 5 stars

Spoke with Tracey (Tracy) today to discuss my insurance renewal quote. What a lovely lady, credit to your company. Not only reduced my quote, but did it with kindness and such polite professional... See more

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

19K reviews

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1-star

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4.4

All reviews

(19,397)

11,621 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent service from start to finish

Excellent service from start to finish. Syeda and others team members were very helpful, friendly, and professional. Really appreciate the great customer service. Highly recommended.

23 August 2026
Unprompted review
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

No goodwill

No goodwill, regardless of whether your a loyal customer and have had multiple policies, for RAC, it is the money that matters! Think twice before you buy their insurance.

7 September 2026
Unprompted review
Rated 5 out of 5 stars

They provided me with an competitive…

They provided me with an competitive quote, and as I am already an RAC member it seemed to me to be a no brainer. I am also please with the service they provide

31 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi (name), thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

Ripoff fees

Admin and cancellation fees are an absolute ripoff. I’ve had to pay to put the original plate back on the car, and a separate fee to cancel the policy (the car has been sold and the new one isn’t coming for a while). I had to call to speak to someone as the website said I was t registered, then it said my password was wrong. I asked to speak to a manager about the fee and was told there wasn’t one as the centre was closed.
If the changes actually cost the company money fair enough, but if the website worked I’m doing the admin myself, so then I’m paying for the privilege of doing the work! Apparently a manager will call me back tomorrow, but I won’t hold my breath as the promised cancellation confirmation has also not been delivered. I’m so sick of big companies taking advantage of any opportunity to hand out nonsense fees - won’t be using RAC again

7 September 2026
Unprompted review
Rated 5 out of 5 stars

The renewal all went ahead trouble free

The renewal all went ahead trouble free

5 September 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

As usual easy to renew and a fair price…

As usual easy to renew and a fair price for what is offered

5 September 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy to read and competitive

Easy to read and competitive

5 September 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Very happy with the service I received…

Very happy with the service I received simple easy to apply,,

31 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi (name), thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Competitive price

Competitive price and web site very user friendly

31 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

So easy to get car insurance online no…

So easy to get car insurance online no hassle

29 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Great user experience

Great user experience, very simple to follow and a great price. Very happy!!

5 September 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Simple and straightforward online…

Simple and straightforward online process and a fair premium offered.

30 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy to follow on website and cover…

Easy to follow on website and cover explained in detail.would recommend for good price

2 September 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi (name), thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, why not refer them? You can earn a £25 e-gift card for each successful referral, and your friend will benefit too: rac.co.uk/insurance/refer-a-friend

Rated 3 out of 5 stars

Dislike my price going upas l had a…

Dislike my price going upas l had a good deal last year. if it happens next year l will look again.

31 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Penelope,

Thank you for taking the time to leave us a review. When calculating your renewal premium, we look at your personal risk profile but we must also look at wider industry trends and cost pressures.

We always aim to make our premiums competitive within the market, and we apologise that you are unhappy with the renewal premium this year.

If you would like to discuss your feedback further, please email us at socialresponders@bglgroup.co.uk.

Thanks,
Rachael

Rated 4 out of 5 stars

Car Insurance

Simple, straight forward, cost effective, strong brand name

4 September 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi (name), thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Plus, your friend will receive a reward too. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi (name), thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Plus, your friend will receive a reward too. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

No issues with the service received

No issues with the service received

14 March 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

I got a better policy cancelled my…

I got a better policy cancelled my renewal money came out of bank contract RAC they say they will refund in 7 days it will be Monday me 2 days later they put a request to bank for money so the bank put payment as pending I contacted RAC the denied it contact band they say RAC put in request for payment so money is in pending for 8 days so that's just under 1000.00 I am missing from back 7 days up RAC say 7 to 14 days money still in pending till Thursday I am all so a member of RAC breakdown why should I be when they treat me like this

1 September 2026
Unprompted review
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Dominick,

Thank you for taking the time to leave us a review. I am sorry to hear you are currently unhappy with your experience and are awaiting a refund. I have been unable to locate your policy to investigate this. So we can look into this for you, please email your policy details to socialresponders@bglgroup.co.uk.

Your case will be dealt with by BISL Limited, who arrange and administer your car insurance policy on behalf of RAC.

Thanks,
Rachael

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