I can only say: you guys are top professionals and really good at your work. We needed a private loan, for down payment in a housing cooperative. Was not sure how that may work out, but I must acknowl... See more
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See what reviewers are saying
We had an incredibly positive experience working with Ajay and his team—from obtaining the credit note, scheduling the notary appointment, to the final disbursement of our home loan. I would highly re... See more
I really recommend him as Adviser before you invest 20 years of hard earning in property. There are many small things which he has explained in short time and he also think like customer and try to an... See more
Mr. Ajay Dhingra (Real Estate Financial Expert) helped us from starting till end and was available even at short notice. He has expertise in his field and explains the process in detail. Since he spea... See more
Company details
About gharingermany.de
Written by the company
Whether you are searching for a home loan, a personal loan or just guidance on buying real estate – We’ll be able to support you all steps of the way. Before, during and after financing! We specialise in financing homes for blue card holders as well as holders of permanent residence ship (Niederlassungserlaubnis). My team and I can consult in English, German and Hindi.
We have the advantage of not being tied to a single bank but to hundreds. This enables us to tap the full potential of the banking system to ensure you get the very best mortgage deal with regards to flexibility, interest rate and EMI.
We provide quick, honest and helpful advice based our many years’ experience and extensive background in real estate. It is our top priority to provide our clients with the very best quality guidance, advice as well as a home loan which is fit for purpose.
What drives us, is bridging the gap – not only between the German banking system and our clients who are looking for a home loan, but also between two cultures. You will find us on several social media groups posting answers to common expat-questions.
Contact info
Hitdorferstr. 200a, 51371, Leverkusen, Germany
- 015150727776
- finance@gharingermany.de
- gharingermany.de
Excellent Financial advice and clear understanding of the process
Ajay was pretty Honest and clear in his viewpoint. No beating around the bush and clear communication leaves us with lot of confidence and happy at the end of the day.
Trusted support toward an essential decision of life
Diligent followup to every request. Effective guidance around purchase considerations. Pursuing the best possible bank rates. Timely followup from initial Expose evaluation until registration. Ajay has truly been a trusted guide through the entire process!!
Outstanding Support from Property Search to Purchase (Sebastian)
Today we signed the contracts for our new house at the Notary. This was only made possible by the huge amount of advice, support, and dedication given to the purchase by Sebastian Jüngling.
As a British expat, the purchase and financing process was very different from what I experienced in the UK. At every step of the way, Sebastian was there to answer my (many) questions, deal with the Bank, talk to Agent, help me fill out paperwork, explain the process etc. The list of help I have received from him is almost endless!
If you are looking for a mortgage to buy property in Germany, Sebastian from Ghar In Germany would be my very best recommendation!
Very helpful and professional
Very helpful and professional. Highly recommended.
Fantastic home loan consultant ( Ajay)
It was a pleasant experience to work with Ajay on a home loan. Not only did he get us a good deal, he also explained all the aspects of property purchase including evaluating the purchase price of the property, sale contract explanation, points to cover, loan document explanation and many other fine aspects of the whole process
He puts the needs of his clients first and is one of the finest and honest individual that you can come across.
If you are looking for a loan consultant, look no further and i can highly recommend him.
International customer based lender
Mr Ajay Dhingra was very helpful in answering questions. He is knowledgeable in his field. He is readily available for question. He is a great contact to have since we are working on details regarding a house purchase from the U.S.
The best consulting advise
Friendly and very clear guidance about house purchasing process. Ajay was really transparent and very detail about process. In 30 mins he gave me very clear picture about owning a housing process
Ajay is your desi friend, working as Financial advisor in Germany !!!
We have been planning since some time to have our own home in Germany. There are several challenges on the way, legal aspects, documentation, agreements, procedures, finances (important), etc.
Ajay, as a finance advisor is your best friend.
He has excellent communication skills Hindi/English and German. He is committed to clients and very flexible to our requirements. He takes time to explain, and solve any of our doubts regarding finances, procedure and legalities.
What I liked most in him, is the clarity he has with law, financial situations. These help us in great way. That too, he offers these services free of cost !
We would like to thank Ajay for his efforts, help and cooperation. As we have still long way to go, we are very much hopeful that with Ajay we will accomplish our dream to own a home in Germany. Cheers !
Very good advice
Correct and relevant information
We not only got the requested information but also got all associated information... so, this made us help think in the correct direction.
Thank you! Ajay Dhingra
It was really great as a first idea
It was really great as a first idea, for whom is finding a house or want to invest in Germany's real state. It was precise, informative and realistic.
Answered all my queries transparently
Good Experience
Good Experience, Nicely narrated current housing market, what are things are important to look, Friendly
Insightful
Ajay's advice and guidance are very insightful. He provides overall view and guide you through the complete process.
I appreciate his commitment, ability to explain the complex terms in simple words.
He gave me very genius advice
He gave me very genius advice. Very helpful person indeed.
I really recommend him as Adviser…
I really recommend him as Adviser before you invest 20 years of hard earning in property. There are many small things which he has explained in short time and he also think like customer and try to analyze best possible options. He answered all questions and advised us all pros & cons for all possible options. You can save your money and he will also guide you which packages are not necessary to buy Home and banks still sell you to earn some profit.
Helpful, Informative, Convenient, Easy to Understand
Easy to schedule a meeting with short notice. Appreciated the convenience of doing an online meeting. His information was clear, easy to understand, he patiently answered all our questions. Super informative and now we have a clear direction!
Highly recommended
Ajay has been very clear in explaining point to point every question I put forward. End of the call I had clear answers to all my doubts and questions.
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