gharingermany.de Reviews 145

TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

I can only say: you guys are top professionals and really good at your work. We needed a private loan, for down payment in a housing cooperative. Was not sure how that may work out, but I must acknowl... See more

Rated 5 out of 5 stars

We had an incredibly positive experience working with Ajay and his team—from obtaining the credit note, scheduling the notary appointment, to the final disbursement of our home loan. I would highly re... See more

Rated 5 out of 5 stars

I really recommend him as Adviser before you invest 20 years of hard earning in property. There are many small things which he has explained in short time and he also think like customer and try to an... See more

Rated 5 out of 5 stars

Mr. Ajay Dhingra (Real Estate Financial Expert) helped us from starting till end and was available even at short notice. He has expertise in his field and explains the process in detail. Since he spea... See more

Company details

  1. Loan Agency
  2. Financial Consultant
  3. Mortgage Broker

About gharingermany.de

Written by the company

We are an objective and impartial mortgage broker primarily servicing the expat community in Germany.

Whether you are searching for a home loan, a personal loan or just guidance on buying real estate – We’ll be able to support you all steps of the way. Before, during and after financing! We specialise in financing homes for blue card holders as well as holders of permanent residence ship (Niederlassungserlaubnis). My team and I can consult in English, German and Hindi.

We have the advantage of not being tied to a single bank but to hundreds. This enables us to tap the full potential of the banking system to ensure you get the very best mortgage deal with regards to flexibility, interest rate and EMI.

We provide quick, honest and helpful advice based our many years’ experience and extensive background in real estate. It is our top priority to provide our clients with the very best quality guidance, advice as well as a home loan which is fit for purpose.

What drives us, is bridging the gap – not only between the German banking system and our clients who are looking for a home loan, but also between two cultures. You will find us on several social media groups posting answers to common expat-questions.


Contact info

4.9

Excellent

TrustScore 5 out of 5

145 reviews

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Rated 5 out of 5 stars

Top notch

I can only say: you guys are top professionals and really good at your work. We needed a private loan, for down payment in a housing cooperative. Was not sure how that may work out, but I must acknowledge that you guys did a wonderful job.

17 April 2025
Unprompted review
Rated 5 out of 5 stars

Ajay and Team Made Our Home Loan Journey Effortless

We had an incredibly positive experience working with Ajay and his team—from obtaining the credit note, scheduling the notary appointment, to the final disbursement of our home loan. I would highly recommend them for anyone navigating the home loan process in Germany. Their approach is both quick and efficient, which made the entire experience smooth and stress-free for us. Ajay, in particular, was exceptionally kind and thoughtful. He guided us through every step with great care, and we’re truly grateful for everything he has done. We couldn’t be happier with the support we received.

15 April 2025
Unprompted review
Rated 5 out of 5 stars

I contacted for a personal loan

I contacted Ajay for personal loan. Harsimran answered all my questions patiently and guided me through the process. They were able to offer the best rate in market which matched my requirements. All the communications were to the point and the process was smooth. I can highly recommed to get in touch with them for loan consultation.

8 November 2024
Unprompted review
Rated 5 out of 5 stars

Open communication

I had a 30-minute session today with Sebastian, and it was amazing! He was knowledgeable, friendly, and really listened to my questions. His advice was spot-on and gave me a fresh perspective on my home project. I left feeling informed and confident. Totally recommend him!"

5 November 2024
Unprompted review
Rated 5 out of 5 stars

Great experience

I have had a few free sessions with both Sebastian and Ajay. They helped me in evaluating the property and to know how much the property is worth actually before moving forward. Also helped to get a financial commitment from the bank, that took with in the same day. That was really helpful for us in our house search.
In my opinion I got a company who genuinely cares about their clients.

23 October 2024
Unprompted review
Rated 5 out of 5 stars

Exceptional Home Loan Experience

I recently had the pleasure of working with Ajay throughout my home loan process, and I can’t recommend him enough! From start to finish, Ajay was incredibly supportive, knowledgeable, and professional, making what can be a stressful process feel seamless and easy.

Ajay guided me through every step, ensuring I understood all the details of the loan, the required documentation, and the timeline. His expertise was evident as he explained complex terms in simple language and offered practical advice tailored to my situation. What stood out the most was his dedication—Ajay was always available to answer questions, promptly address concerns, and even proactively reached out to ensure everything was on track.

Thanks to Ajay's diligence, the entire process was smooth and stress-free. He handled everything with great care and precision, and I felt confident in every decision I made because of his guidance.

If you’re looking for a reliable and skilled professional to help with your home loan, I highly recommend Ajay. His support truly made all the difference!

9 June 2024
Unprompted review
Rated 5 out of 5 stars

I had my meeting with Sebastian today…

I had my meeting with Sebastian today which went on for one hour. This meeting was an eye opening experience and this could be possible only due to the honest and transparent consultation of Sebastian. It was really worth it. Great service and professionalism. Thank you Sebastian!!?

17 September 2024
Unprompted review
Rated 5 out of 5 stars

Very prompt service

I have gained much honest insights about property purchase and Sebastian is very easy to reach for any urgent queries. Mr Harsimran is also very diligent in handling documents and providing an update. Thanks

29 August 2024
Unprompted review
Rated 5 out of 5 stars

Outstanding support when you looking for a personal loan

When I was looking for a personal loan, a friend recommended to reach out to GharinGermany. I'm so glad I did, as the experience exceeded all my expectations.

From the first conversation, Mr. Harsimran demonstrated a deep understanding of the loan process and was incredibly patient in answering all my questions. He took the time to understand my financial needs, which made me feel confident that I was in good hands.

Throughout the process, Mr. Harsimran was consistently proactive, keeping me informed at every step and handling all the paperwork with remarkable efficiency. Their dedication to securing the best possible terms for my loan was evident, and I truly appreciate the effort he put in to ensure everything goes smoothly.

I couldn’t have asked for a better experience, and I highly recommend Mr. Ajay and his team to anyone in need of financial assistance. Thank you, Mr. Harsimran for your outstanding service and for making this process so easy for me!

8 August 2024
Unprompted review
Rated 5 out of 5 stars

Ajay and Sebastian are very well…

Ajay and Sebastian are very well experienced real estate expert. They helped make a decision by evaluating my situation as an expat and guided me in the correct path. I would refer them with confidence especially for expats.

9 August 2024
Unprompted review

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