gharingermany.de Reviews 145

TrustScore 5 out of 5

4.9

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See what reviewers are saying

Rated 5 out of 5 stars

I can only say: you guys are top professionals and really good at your work. We needed a private loan, for down payment in a housing cooperative. Was not sure how that may work out, but I must acknowl... See more

Rated 5 out of 5 stars

We had an incredibly positive experience working with Ajay and his team—from obtaining the credit note, scheduling the notary appointment, to the final disbursement of our home loan. I would highly re... See more

Rated 5 out of 5 stars

I really recommend him as Adviser before you invest 20 years of hard earning in property. There are many small things which he has explained in short time and he also think like customer and try to an... See more

Rated 5 out of 5 stars

Mr. Ajay Dhingra (Real Estate Financial Expert) helped us from starting till end and was available even at short notice. He has expertise in his field and explains the process in detail. Since he spea... See more

Company details

  1. Loan Agency
  2. Financial Consultant
  3. Mortgage Broker

About gharingermany.de

Written by the company

We are an objective and impartial mortgage broker primarily servicing the expat community in Germany.

Whether you are searching for a home loan, a personal loan or just guidance on buying real estate – We’ll be able to support you all steps of the way. Before, during and after financing! We specialise in financing homes for blue card holders as well as holders of permanent residence ship (Niederlassungserlaubnis). My team and I can consult in English, German and Hindi.

We have the advantage of not being tied to a single bank but to hundreds. This enables us to tap the full potential of the banking system to ensure you get the very best mortgage deal with regards to flexibility, interest rate and EMI.

We provide quick, honest and helpful advice based our many years’ experience and extensive background in real estate. It is our top priority to provide our clients with the very best quality guidance, advice as well as a home loan which is fit for purpose.

What drives us, is bridging the gap – not only between the German banking system and our clients who are looking for a home loan, but also between two cultures. You will find us on several social media groups posting answers to common expat-questions.


Contact info

4.9

Excellent

TrustScore 5 out of 5

145 reviews

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Rated 5 out of 5 stars

Ajay is very knowledgeable

Ajay is very knowledgeable and generous with his time. He helped me understand different aspects of a real estate opportunity I was considering, and I feel more confident that I am making an informed decision. I fully recommend his services.

4 October 2023
Unprompted review
Rated 5 out of 5 stars

The free meeting was very insightful

The free meeting was very insightful. He was able to quickly run the numbers for my particular case and provide important clues as to how to proceed. He also offered some help with further speeding up the process of purchasing the property given my particular parameters.

18 September 2023
Unprompted review
Rated 5 out of 5 stars

“I’ve had a fantastic experience with…

“I’ve had a fantastic experience with First Call with Ajay He stand out for his transparency and honest communication. From the very beginning, I was impressed by their straightforward approach. He tooks the time to explain everything clearly, ensuring I understood every step of the process. His honesty has been a breath of fresh air in the financial world. I can confidently say that First Call has earned my trust, and I highly recommend their services.”

28 August 2023
Unprompted review
Rated 5 out of 5 stars

I would highly recommend Ajay to anyone seeking any financial advice in Germany

Be it savings or for investment. Ajay is very knowledgable and has a lot of experience in the financial sector. He provides insights that are extremely beneficial to the customers. Since he is a native German speaker, he has a good command over German rules and regulations and is able to explain it with ease and proficiency in English/Hindi. This is definitely very helpful.

21 August 2023
Unprompted review
Rated 5 out of 5 stars

Happy with all insights

Ajay clarified our queries with patience and gave us detailed overview on all topics. He has indepth knowledge on the subject and we are happy to receive his consultation.

6 July 2023
Unprompted review
Rated 5 out of 5 stars

Ajay is absolutely amazing person and…

Ajay is absolutely amazing person and during 1st session, he explained me so clearly that me and my wife are highly motivated to get settle down in Germany. I am looking forward to meet him, also glad he will manage my housing process in future.

29 June 2023
Unprompted review
Rated 5 out of 5 stars

Thank you Ajay

Thank you Ajay. I am very happy with our interaction and the information shared by you has been very helpful. Looking forward to our interaction in the coming months.

23 June 2023
Unprompted review
Rated 5 out of 5 stars

Review

We received very useful information for making our decision in 30 mins call with Ajay. Very impressive!

16 June 2023
Unprompted review

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