Co-op Insurance Reviews 

4,367
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 1,267 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the competitive and affordable pricing, often finding it to be the best value compared to other providers. Many people praise the helpful and friendly staff, noting their efficiency and clear explanations when assisting with policies. The user experience is consistently described as easy, straightforward, and simple to navigate, whether online or over the phone. However, some customers noted difficulties with the phone system, experiencing long waits or issues with automated options when trying to reach support. A few other people also felt that renewal prices were unexpectedly high, with some reporting significant increases or difficulties changing policy details.

What people talk about most

Price

People report positive experiences with price, often finding competitive rates and good value for money, even... See more

Service

Consumers find service to be positive, with many reviewers reporting quick, easy, and fuss-free experiences... See more

User experience

Clients share positive opinions on user experience, highlighting the ease and simplicity of the application... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, friendly, and understanding... See more

Staff

Reviewers mention positive feedback about staff, often describing them as friendly, helpful, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The product is very good, but at present I’ve not had to make a claim. I would have given it a 5 start apart from your renewal costs, for the second year in a row I’ve declined the renewal because th... See more

Company replied

Rated 4 out of 5 stars

The representative was excellent but getting through was a nightmare. I was given two number choices but when pressing my choice I was told that it didn’t exist Very Confusing

Rated 5 out of 5 stars

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person. Then made some slight changes over the pho... See more

Company replied

Rated 5 out of 5 stars

Extremely straightforward to arrange my renters content insurance,no jargon couldn't believe my luck!!! Compared to comparison sites which in my view is a total nightmare 😞 Good old Co op came to m... See more


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Life Insurance Agency
  5. Pet Insurance Company
  6. Travel Insurance Company

About Co-op Insurance

Written by the company

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(4,367)

1,118 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Building and Home Contents Insurance

Clear information about my Policy and received helpful advice which made it easy to decide on necessary changes for renewal and payment to my satisfaction. Overall satisfied with the pricing and policy to meet my requirements.

31 July 2026
Unprompted review
Rated 2 out of 5 stars

Shop around for pet insurance.

I held the pet insurance policy with CO-OP last year. At renewal price nearly doubled (no claims made and dog still
Only 5). Found the identical policy with CO-OP on comparison site much cheaper than renewal. Rang CO-OP to see if they would just apply the price to the existing policy but couldn’t/wouldn’t so I let the old poicy lapse and bought the same policy again as a new customer. Completely stupid and a waste of time. My advice - shop around as a new customer every year regardless!!

8 July 2026
Rated 5 out of 5 stars

Clear and friendly phone conversation.

The person I spoke to on the phone was courteous and friendly. She explained everything to me very clearly and was actually fun to talk to, which helped me to relax.

29 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Ms Brislee

Thank you for your kind words. It is great to hear of how our colleague supported you when you called. We look forward to serving you again in the future.

Kind regards
Aysha

Rated 5 out of 5 stars

Everything was explained clearly and my questions were answered in a very understandable way.

Everything was explained clearly and efficiently

27 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon Mrs Moore

Thank you for taking the time to leave us a review. It's great to hear that all of your questions were answered clearly. We look forward to serving you again in the future and continuing to provide you with excellent service.

Kind regards
Aysha

Rated 5 out of 5 stars

Very helpful staff member ,thoroughly…

Very helpful staff member ,thoroughly covered all details.

27 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi John

Thank you for your kind words, it’s great to hear you had a good experience with our team member. We look forward to serving you again in the future and continuing to provide you with excellent service.

Kind regards

Aysha

Rated 5 out of 5 stars

The advisor was very friendly and…

The advisor was very friendly and helpful top marks

24 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Judith

Thank you for your kind words. It is great to hear of how our colleague supported you when you called. We look forward to serving you again in the future.

Kind regards
Aysha

Rated 1 out of 5 stars

No customer services?????

I have Coop home insurance. It's impossible to speak to someone on the phone ? To answer my queries on line I need a policy number which I cant find. So it's impossible to contact them to find my policy number . Absolute worst company services ever .

24 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Good afternoon

We’re sorry to hear you feel this way. We’d like to clarify that customers can contact our UK based phone teams during our opening hours which are Monday-Friday 8am-8pm, Saturday 8am-5pm and Sunday 9am-4pm. If you don’t know your policy number, our live chat team can also locate your policy using your personal details such as name and address etc. we appreciate your feedback and will continue to review how we make our contact options clearer.

Kind regards

Aysha

Rated 5 out of 5 stars

Very competitive & easy to complete.

No fuss, no problem. Straight forward & very competitive. I missed something & had to ring up but easily put right & would certainly recommend coop car insurance.

20 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Malcolm

Thanks for taking the time to leave us a 5* review! We're pleased to hear you found the process straight forward and the price was competitive. Thanks for insuring with us.

Leanne

Rated 5 out of 5 stars

Professional attitude .

We weren’t sure about some aspects of our home insurance renewal, Emma guided us in a clear, polite and helpful way. Excellent service.

22 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Chris

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided by Emma. Thanks for your positive feedback.

Kind regards
Leanne

Rated 5 out of 5 stars

Easy to renew and price has lowered.

22 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided and the quote offered is competitive. Thanks for insuring with us.

Kind regards
Leanne

Rated 5 out of 5 stars
Co-op Insurance logo

Reply from Co-op Insurance

Hi

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided. Thanks for your positive feedback.

Kind regards
Leanne

Rated 5 out of 5 stars

Talking to adviser very helpful and…

Talking to adviser very helpful and understanding.A pleasure to speak to somebody very informative

21 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Michael

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided. Thanks for your positive feedback.

Kind regards
Leanne

Rated 5 out of 5 stars

Customer service

Spoke to a very helpful customer advisor who provided excellent advice and was very reassuring .
He listened to my concerns and reassured me that the cover I took out was appropriate for my needs.

8 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Lesley

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided. Thanks for your positive feedback!

Kind regards
Leanne

Rated 5 out of 5 stars

Online Travel Policy

Purchased a travel insurance policy online, very straightforward. Very competitive price to cover a number of pre existing conditions for an older person.
Then made some slight changes over the phone, answered the phone promptly and agent very helpful.
So far very pleased but yet to make a claim!!!

18 July 2026
Co-op Insurance logo

Reply from Co-op Insurance

Hi Kenneth

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided and the price quoted was competitive. Thanks for your positive feedback.

Kind regards
Leanne

Rated 5 out of 5 stars
Co-op Insurance logo

Reply from Co-op Insurance

Hi Jacqueline

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you found the process easy to follow. Thanks for your positive feedback.

Kind regards
Leanne

Rated 5 out of 5 stars

Great deal for a single trip .

Great deal for a single trip for a young 69 years of age , looking forward to my holiday in August with my Co-Op travel insurance ,only £19 who can ask for a better deal.

17 July 2026
Co-op Insurance logo

Reply from Co-op Insurance

Hi Sandra

Thanks for taking the time to leave us a 5 star review! We're pleased to hear the price quoted was competitive. Thanks for your positive feedback and enjoy your trip!

Kind regards
Leanne

Rated 4 out of 5 stars

Quick easy access effortless

Quick easy access effortless, few clicks and secured the cover docs transferred to email for future reference!

16 July 2026
Co-op Insurance logo

Reply from Co-op Insurance

Hi Paul

Thanks for taking the time to leave us a positive review! We're pleased to hear you found the process simple. Thanks for insuring with us!

Kind regards
Leanne

Rated 5 out of 5 stars

Straightforward to access and search…

Straightforward to access and search for quotations. After reviewing and comparing quotes CoOp was by far the cheapest and provided the cover I needed.

16 July 2026
Co-op Insurance logo

Reply from Co-op Insurance

Hi

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you found the process straightforward and the price quoted was competitive. Thanks for your positive feedback.

Kind regards
Leanne

Rated 5 out of 5 stars

Revised contents cover for my 96 year…

Revised contents cover for my 96 year old mother who needed premium reduced. Very helpful person (Niki I think) who answered and help us achieve that.

18 July 2026
Unprompted review
Co-op Insurance logo

Reply from Co-op Insurance

Hi Martin

Thanks for taking the time to leave us a 5 star review! We're pleased to hear you're happy with the service provided. Thanks for your positive feedback!

Kind regards
Leanne

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look