Yellow Jersey Cycle Insurance Reviews 

306
TrustScore 4.5 out of 5

4.4

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Rated 5 out of 5 stars

Fantastic Company. Insurance easily arranged at a great price point. Unfortunately, I had an accident and had to use the insurance - having my helicopter evac and treatment covered was simple and ha... See more

Rated 5 out of 5 stars

Claimed my Insurance for my cycling accident on 29th December 2023. Hit by car on my birthday is definitely not a good start. Connor Peter from yellow insurance assist me with helmet insurance claim a... See more

Company replied

Rated 5 out of 5 stars

I'm an experienced 56 year old cyclist. I had the dreaded misfortune of being knocked off by a motorist in June '21. I was very pleased to have Yellow Jersey Insurance. My bike claim was handled brill... See more

Company replied

Rated 5 out of 5 stars

Nothing but praise for the Yellow Jersey team (especially Jonathan) who have been dealing with my claim after a big mtb crash. Damage replacement/reimbursements for my helmet, clothing and some bike... See more

Company replied

Company details

  1. Cycle Insurance Company
  2. Sports Insurance Company

Written by the company

We believe riding a bike is one of the best things in life. Whether it’s for fun or fitness, it’s all about getting out there and enjoying the ride.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

306 reviews

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No recent history of asking for reviews

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4.4

All reviews

(306)

12 reviews in the last 12 months

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Rated 5 out of 5 stars

Great communication and experience

Great communication, understanding, polite. Overall just a good experience during a tough time. Worked with Kien Dang who was particularly helpful.

7 May 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hello Jacques, thanks so much for taking the time to leave us a positive review. Great to read that you had such a positive experience with our claims team. I shall pass on your kind words to Kien. Happy riding, Team YJ.

Rated 5 out of 5 stars

YellowJersey: Go-to bike event insurance!

Connor was polite, clear, helpful and very efficient in resolving my claim. First class

1 May 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hi Doug, Great to hear you have had a positive claim experience with Connor and thanks for taking the time to leave us a review. Happy cycling, Team YJ

Rated 5 out of 5 stars

Excellent service

I had to make a claim due to an injury.
The process was simple, easy and handled very quickly.
Excellent service
Thank you to Connor

23 April 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hi Paul, thanks for the feedback and 5 star review which I'm sure Connor will be delighted to read. I hope you are now healing up and back on the bike! Happy cycling, Team YJ.

Rated 5 out of 5 stars

Excellent service

Excellent service. Especially by Jonathan! All claims managed quickly and professionally.

17 April 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hi Jonathan, thanks for the five star review. It's great to read that you have been happy with our services. I'll be sure to pass on your feedback to Jonathan. Happy cycling, Team YJ.

Rated 5 out of 5 stars

Easy Claims Procedure

Had to make a claim after an accident and bike damage abroad. Once all the documents YellowJersey requested were provided they sent for payment within a day. Connor was quick to respond to all emails sent. Great service and will be sure to use again in future.

17 April 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hey JJ, thanks for the 5-star review and sorry to read that your bike was damaged whilst abroad! I'll be sure to pass on your feedback to Connor and his line manager. Happy cycling, Team YJ.

Rated 5 out of 5 stars

Nothing but praise for the Yellow Jersey

Nothing but praise for the Yellow Jersey team (especially Jonathan) who have been dealing with my claim after a big mtb crash.
Damage replacement/reimbursements for my helmet, clothing and some bike damage have all been dealt with quickly, and like for like swaps were possible. Thanks for everything so far, YJ are a quality company to deal with.

8 April 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hi Bobby, thanks for the great review and glad to hear that you have been happy with our service. I'll pass on your kind words to Jonathan. Happy cycling, Team YJ.

Rated 5 out of 5 stars

Straightforward claim process and great customer support

Quick response and straightforward process of claiming insurance for a stolen bike.
Jonathan was really helpful and the review of submitted documents was seamless.
In less than 2 working days since filing in the claim form I now have confirmation for the order of a new bike and an upgraded lock!
Really happy to have had their support during a very frustrating time!

18 March 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hey Andreea, Wow, what a brilliant review! We are really glad to see that your claim was processed so quickly and that you now have a new bike on order with a new lock! I'll be sure to pass on your kind words to Jonathan. Finally, thank you for taking the time to leave us a review, it really is appreciated. Team YJ.

Rated 5 out of 5 stars

Easiest Claim procedure I've ever used

Simple process to claim and all completed in 48 hours. Couldn't have been easier, and correspondence was always clear.

7 March 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hello, thank you for taking the time to give us a five star review! I'm glad to read that you were happy with our claims process and had your claim settled so quickly. Kindest regards, Team YJ.

Rated 5 out of 5 stars

The response to my claim was very…

The response to my claim was very efficient. The claims administrator emails sent to me were empathetic and made the process much easier. The settlement took four days in total to finalise.

29 February 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hey Wendy, thank you so much for taking the time to give us a five-star review! I am very pleased to read that the service provided by our claims hander was of a high standard and hope that you are now back on the bike! Happy cycling, Team YJ.

Rated 5 out of 5 stars

My bike got stolen and it's my main…

My bike got stolen and it's my main vehicle. Yellow Jersey assisted me during the whole process of sending details regarding the claim. The claim has been dealt with great communication and efficiency. I recommend yellow jersey and I will insure my next bike with them. Thank you.

28 February 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hello Caterina, I am so sorry to read that your bike was stolen. Regardless of being insured, this is not a nice situation for anyone to experience. I really appreciate your kind words and thank you for taking the time to give us a five star review! Team YJ.

Rated 5 out of 5 stars

Best bike insurance company

Best bike insurance company. Incredibly responsive and helpful team. You can pick up the phone and quickly get through to someone. I recently got a race entry fee refunded which was included in my policy due to an unfortunate injury meaning I could no longer compete. It’s often easy to expect insurance companies to try and wriggle out of these claims and not help, but Yellow Jersey team swiftly actioned my refund which was so pleasing to see. Amazing customer service - thank you Connor and Jonathan for your help.

15 February 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hey there Harry, I'm so glad to hear of your recent positive experience with our claims team. I shall be sure to pass on your kind words to them. In the meantime, I wish you all the best with your recovery and hope that you're back on the bike in the very near future. Kindest regards, Team YJ.

Rated 5 out of 5 stars

Best bike insurance company

Best bike insurance company. Incredibly responsive and helpful team. You can pick up the phone and quickly get through to someone. I recently got a race entry fee refunded which was included in my policy due to an unfortunate injury meaning I could no longer compete. It’s often easy to expect insurance companies to try and wriggle out of these claims and not help, but Yellow Jersey team swiftly actioned my refund which was so pleasing to see. Amazing customer service - thank you Connor and Jonathan for your help.

14 February 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hey there Harry, I'm so glad to hear of your recent positive experience with our claims team. I shall be sure to pass on your kind words to them. In the meantime, I wish you all the best with your recovery and hope that you're back on the bike in the very near future. Kindest regards, Team YJ.

Rated 1 out of 5 stars

Incredibly strict policy document versus competitors - very unlikely to pay out on expensive bikes

Having been a Yellow Jersey customer for three years, I was devastated to find that they would not pay out when my bike storage unit was broken into and I had £15K of bikes stolen. I had Ultimate coverage on both bikes, but YJ refused to pay me a penny due to technicalities in their policy document that were ambiguously worded, at best. I have since found out that their main competitors would have paid out fully under the same circumstances. Would definitely tell all keen cyclists to avoid giving any business to YJ in the future. In addition, every person I dealt with at the company was rude and not at all empathetic. They seemed to revel in not paying me any money.

31 January 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Dear Mr Smith, I appreciate you are frustrated with the outcome of your claim and realise that this is not the outcome you desired. Our policy wording is clear on the fact that bicycles over the value of £1,500 must be locked to an immovable object within a wooden shed. I can see that a complaint was raised with a final response issued. If you still believe that you have been treated unfairly, you do have the option to refer your case to the financial ombudsman service, the details of which were included within our letter. Yours sincerely, Team YJ.

Rated 5 out of 5 stars

Claim sorted quickly and efficiently

Claim sorted quickly and efficiently
Had the awful experience of mine and my wife's MTB's coming off the roof of my car when the roof rack failed. Kien took all the information and quickly sorted out finding a direct replacement of my wife's MTB and because mine was no longer in stock, the cash equivalent to be able to replace mine with the new model. Bike was delivered directly to my work within 2 weeks of the incident and we're back out on the trails! Would 100% recommend insuring your bikes with Yellow Jersey Cycle Insurance

7 February 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hey Andy, gutted to hear that your bikes were damaged as a result of a failed roof rack, probably not the way you wanted to start/finish your ride! Great to hear that Kien got you both back on the trails so quickly, I'll be sure to pass on your kind words to him. Happy cycling! Team YJ.

Rated 1 out of 5 stars

Absolutely Appalling - Total Waste of Money

Absolutely appalling. Not a company run by or for cyclists. As with so many others I discovered after holding a policy for 8 years (with no claims) that when you need them, they do everything in their power not to pay and to slow things down. I get that things need to be verified and false claims just put up prices for everyone. However, when things go wrong you need your insurance company to move quickly - something YJ are unable and unwilling to do. At every turn new and irrelevant questions - wanting receipts that had been previously provided for something that was not being claimed for were requested. After a months prevarication I was told another 10 weeks were needed even though the damage had been independently verified by a bike shop. I don’t know many cyclists who could do without their bike for 2.5 months. I’ve had bigger and more complex car insurance claims settled and sorted far quicker. It really is difficult to state how bad they are - if you love your bike and love cycling avoid this joke of an outfit like the plague.

The yellow jersey response below is a perfect example of why you should avoid them. It is TOTALLY untrue to say I would not supply any further photos. As per the long and painful exchange with them I stated that it was difficult to see the frame crack and tried to take further images but these were no better than the ones originally supplied. Disingenuous and misleading are the polite way to describe this response. I had stated from the start I was claiming for a frame only but email after email just slowed everything down. YJ had the receipts for the bike as crashed but asked for other totally irrelevant information…slowly. I don’t seem to be the only person suffering from their appalling service….

24 January 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Dear Mr Payne. I am sorry that you feel our claims service has been below par. It is not the case that we have tried to slow things down. As per our complaint response, we do require a certain level of information so that we can proceed with a claim. The damage which you refer to was not visible in the photo you sent us. We did request more photos however you would not provide these. Additionally, although we have not doubted the integrity of your local shop, they do not have the equipment to determine whether or not your frame is repairable. In your case, we do not believe that a snapped water bottle cage bolt is going to cause irreversible damage to the frame if it were to be drilled out. If you feel that you have been treated unfairly, you do have the option to refer to the Financial Ombudsman service. Their details were attached within your complaint final response. Team YJ.

Rated 1 out of 5 stars

Just a really bad insurance

Just a really bad insurance. Will do anything to pay you as little as they possibly can. As you have other things to do in life than suing them, they get away with it.

17 January 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

I am sorry to see that you are disappointed with our claims service. I can see that your bicycle was underinsured however due to the circumstances of your claim, our claims team is working to get you a replacement bicycle. As a result of this review, a formal complaint will be opened on your behalf and your claim will be reviewed independently by our complaint handlers. Team YJ.

Rated 5 out of 5 stars

Claimed my Insurance for my cycling…

Claimed my Insurance for my cycling accident on 29th December 2023. Hit by car on my birthday is definitely not a good start. Connor Peter from yellow insurance assist me with helmet insurance claim and payment received on today. That's a quick few days process. Thank you Yellow Jersey and Rapha . =)

4 January 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hey Jeffrey, so sorry to hear that you were hit by a car on your birthday. Certainly not the gift you would have been hoping for. I Do hope you're making a speedy recovery and haven't been put off cycling as a result of the incident. Thank you for your kind review, it really is appreciated. Happy cycling, Team YJ.

Rated 5 out of 5 stars

Good experience RCC’s yellow jersey insurance

I used Yellow Jersey with RCC, it is quick and reliable. I had a crash recently and I had a broken collarbone. It was settled within a week without any hassle.

2 January 2024
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hey Olivier, thanks for the five star review, it's really appreciated. Sorry to hear that you had a crash. Broken collarbones really hurt so I hope you are now on the mend and not in too much pain! Thanks again for the review. Team YJ.

Rated 5 out of 5 stars

Easy and smooth experience

The coverage provided was satisfactory, although I was somewhat surprised to find that damages to my bike were not included. Nevertheless, the claims administrator exhibited excellent politeness, precision, and responsiveness.

28 December 2023
Unprompted review
Yellow Jersey Cycle Insurance logo

Reply from Yellow Jersey Cycle Insurance

Hello Hosein, Thank you for the five-star review, it is very much appreciated. The Group policy that you have does not include any coverage for bicycles. You would need to take out separate cycle insurance to cover bicycle damage. Once again, thank you very much for the review. Team YJ.

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