Swinton Insurance Reviews 

48,287
TrustScore 4.5 out of 5

4.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 6,561 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing, often finding it to be the best value compared to other providers. Many people appreciate the straightforward and easy-to-navigate user experience, especially when arranging insurance online. The service is consistently described as efficient and hassle-free, with staff members often highlighted for their helpfulness, patience, and professional approach. However, some customers also noted challenges with customer service, mentioning difficulties in reaching a live person and experiencing slow or frustrating interactions with automated systems. Some people found it hard to understand agents due to strong accents, and a few reported issues with staff knowledge or follow-through on promised callbacks.

What people talk about most

Price

Reviewers highlight positive aspects of price, often finding it competitive and a good value compared to... See more

User experience

Reviewers mention positive feedback about user experience, with many finding the online site user-friendly... See more

Service

Customers consistently note positive experiences with service, often praising the ease and speed of obtaining... See more

Staff

Customers had positive experiences with staff, frequently praising their helpfulness, patience, and... See more

Customer service

Clients share ambiguous opinions on customer service, with many praising the helpfulness and patience of... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I don't honestly think people see purchasing home insurance as a great experience. The less friction the better. I think the policy I bought is reflected in the price bracket. The one thing that anno... See more

Company replied

Rated 4 out of 5 stars

It wasnt a great experience to be honest It was a pain!i got locked out of the system twice just before payment. Not sure if i will bother with any insurance from anyone next time.

Company replied

Rated 4 out of 5 stars

Fairly quick service updated my insurance without me knowing but didn’t charge extra, but the updates were correct.

Company replied

Rated 5 out of 5 stars

A good price for my new car, I couldn’t take the insurance out online as my VRM hadn’t been recognised (DVLA not quite updated?), however, a call to Swinton was soon sorted by Clare, no surprise chang... See more

Company replied


Company details

  1. Insurance Agency

Written by the company

Swinton has been helping people find insurance for 60 years. Back then you would just buy insurance but one man decided to compare lots of prices and pass the savings onto his customers. This honest personal approach is the cornerstone of Swinton today. Going the extra mile for their customers, Swinton offers a wide range of insurance products, taking the time to listen to what their customers need. If you would like to see feedback about our Swinton Pet product, please visit our Trustpilot account https://www.trustpilot.com/review/swinton.co.uk/pet-insurance

Swinton Insurance

Written by the company


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

48K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.3

All reviews

(48,287)

5,879 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent service

Excellent service

27 July 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your excellent 5 star review! We're delighted to hear that you received excellent service. Providing a positive experience for our customers is very important to us, and we really appreciate you taking the time to share your feedback.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 3 out of 5 stars

Reasonable but......

I found that the policy was 20% cheaper on the Money Expert website.

5 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for bringing this to our attention.

We always strive to offer competitive rates and great value to our customers. I’m sorry to hear that you found a policy that was 20% cheaper on the Money Expert website.

If you would like to discuss your concerns or log a complaint, please contact us via the link below:

www.swinton.co.uk/contact-us

Thank you for choosing Swinton Insurance.

Kind regards

Chelsea @ Swinton Insurance

Rated 3 out of 5 stars

Good price but i would have liked my…

Good price but i would have liked my documents in paper form and not pay to have help off a person.

2 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your feedback and for choosing Swinton Insurance.

We're glad to hear you found our pricing good. I’m sorry to hear that you were expecting paper documents

If you would like to receive your documents via post, this is no problem at all. Simply open a live chat with us, and we can quickly arrange this for you.

If you would like to discuss your concerns or log a complaint, please contact us via the link below:

www.swinton.co.uk/contact-us

Thank you again for sharing your thoughts, and if you have any other questions or concerns, please don’t hesitate to get in touch.

Kind regards

Chelsea @ Swinton Insurance

Rated 5 out of 5 stars

Buildings & Contents

Helpful person explained about all the policy

4 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your kind 5 star review! We're pleased to hear that you found our team member helpful and that they were able to explain your policy clearly. Providing our customers with the information they need to make informed decisions is very important to us.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Kirsty @ Swinton Insurance

Rated 5 out of 5 stars

Speaking to a real person who could…

Speaking to a real person who could give proper answers was great. He offered a good service and returned my call when we were cut off. Also helped when the bank queried the payment. Thanks again.

4 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your fantastic 5 star review! We're delighted to hear that you appreciated being able to speak with a member of our team who could provide clear answers and support throughout the process. It's great to know that they were able to follow up after the call was disconnected and help resolve your payment query with the bank.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Kirsty @ Swinton Insurance

Rated 5 out of 5 stars

Excellent gentleman who was very…

Excellent gentleman who was very patient and thorough. I look forward to a trouble free insurance

3 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your lovely 5 star review! We're delighted to hear that our team member was patient, thorough, and able to provide you with a positive experience. We understand how important it is to feel confident in your insurance cover, and we hope you enjoy a smooth and trouble-free journey with us.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Kirsty @ Swinton Insurance

Rated 1 out of 5 stars

Long automated menu

Long automated menu
Cut off 2 times when actually connect to person
Operator did not understand request and persisted with question that i was no in a position to answer
Tried charging me for correcting mistakes
Would not allow me to speak to supervisor
long waits during conversation

2 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to share your feedback regarding your recent experience with us. I sincerely apologise for the inconvenience caused by the long automated menu, being cut off multiple times before reaching an operator, and the difficulties you faced during your conversation with our team.

I understand how frustrating it must have been that the operator did not understand your request and continued to ask questions you were unable to answer. Additionally, I apologise for any confusion around charges related to correcting mistakes and for not allowing you to speak to a supervisor. The long wait times you experienced are also not reflective of the level of service we aim to provide.

If you would like to discuss your concerns or log a complaint, please contact us via the link below:

www.swinton.co.uk/contact-us

If you are open to discussing this further or require any assistance, please do not hesitate to contact us.

Thank you for your patience and understanding.

Kind regards

Chelsea @ Swinton Insurance

Rated 4 out of 5 stars

Good user interaction and ease on…

Good user interaction and ease on navigation from the site, making it easy to get a quote and proceed to taking insurance.
Would be better if you could see all the accounts ( home/ car) from the same log in.

2 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to share your review and feedback! We're delighted to hear that you found our website easy to navigate and that getting a quote and arranging your insurance was a straightforward process.

We also appreciate your comments regarding being able to view multiple policies under one login. Feedback like this is really valuable and helps us understand where we can continue to improve our customer experience. If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 5 out of 5 stars

Competitive Price

Good price. Easy to complete on line.

2 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your great 5 star review! We're pleased to hear that you found our pricing competitive and the online process easy to complete. It's fantastic to know that everything was clear and straightforward for you.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 5 out of 5 stars

Good price

Good price, good clear add ons that were well explained. The link up with RAC was especially useful.

5 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your great 5 star review! We're delighted to hear that you found our pricing competitive and that the optional extras were clearly explained and suited your needs. It's also great to know that you found the link with RAC particularly useful.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 1 out of 5 stars

Well ive forgotten my login details ive…

Well ive forgotten my login details ive emailed you for my reference number so that I can change my login details, but in order to do that I have to log in with my reference number, I cant login to get the reference number. Oh and the date of birth thing, that stupid calender I have to click back to 1955 instead of being able to just type it in. What a pain. I've emailed you several times, pointless you just tell me to log into my account, just tell me I haven't made a mistake imagine if I had to make a claim.

5 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for reaching out and I’m sorry to hear you’re having trouble accessing your account.

I completely understand how frustrating it can be when the login process isn’t straightforward, especially with the date of birth calendar. To help with entering your date of birth, you can:

- Click the year displayed at the top left of the calendar
- Scroll to the correct year
- Use the arrows next to the date to navigate to the correct month
- Then pick the correct date

If you would like to discuss your concerns or log a complaint, please contact us via the link below:

www.swinton.co.uk/contact-us

Thank you for your patience, and we're here to help.

Kind regards

Chelsea @ Swinton Insurance

Rated 5 out of 5 stars

Very easy to set up

Very easy to set up, fast an excellent communication. Great price the service so far has been good.

5 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your great 5 star review! We're delighted to hear that you found the process easy to set up, with fast communication and a great price. It's wonderful to know that your experience and the service you've received so far have been positive.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 1 out of 5 stars

Absolute rip off company

Noticed a schedule typo on named driver's date of birth - in their 60's not 70's. Tried to change online - not allowed. Tried online chat - not available. Phoned company - Yes I can do this for you, one moment please. Just so you understand there will be an additional charge of £267.60 (original price paid was £246.67) including admin charge, making a total of £514.27 to take 3 years off my year of birth! Tried arguing but given no choice but to cancel the policy at a charge of £40.00 (policy not due to start until end of month) and begin again. Got another quote from Swinton of....£246.67. Formal complaint started. Following the rather generic response please note that I am unhappy about being charged the additional £267.60 to change the birth year. Please explain that.

5 August 2026
Unprompted review
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for reaching out and bringing this issue to our attention. I understand your frustration regarding the discrepancy in the named driver's date of birth and the challenges you’ve faced while attempting to correct it online and via chat.

Please note that the date of birth is a key rating factor and can significantly affect the price of your policy. This is why adjustments to the date of birth unfortunately impact the premium.

The £40 administration fee is outlined in our terms of business which is available to view prior to the policy being accepted, but I realise this doesn't make the situation any less frustrating for you.

We have checked our records and do not see that a formal complaint has been made regarding this matter. If you would like to discuss your concerns further or log a complaint, please contact us via the link below:

www.swinton.co.uk/contact-us

Thank you for your patience and understanding.

Kind regards

Chelsea @ Swinton Insurance

Rated 5 out of 5 stars

Simple and easy to fill out the online…

Simple and easy to fill out the online forms and payment. Value for money

4 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your wonderful 5 star review! We're pleased to hear that you found our online forms simple and easy to complete, and that the payment process was straightforward. It's also great to know you feel you've received good value for money.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 5 out of 5 stars

Price was good

Price was good
Easy to navigate on line

4 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a 5 star review! We're delighted to hear that you found our price competitive and that our online journey was easy to navigate. We really appreciate your feedback and are pleased we could make arranging your cover simple and straightforward.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 5 out of 5 stars

A good buying experience...

I bought my policy online through an insurance comparison site. Swintons quote looked very competitive. I clicked through to their site & was pleased to see just how easy it was to complete their online forms & make payment. Everything was very clear & easy to understand. Much easier that many sites that I've been on to get car insurance. Thoroughly recommend Swinton Insurance.

4 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you so much for your fantastic 5 star review! We're delighted to hear that you found our quote competitive and that the process of arranging your policy online was clear, straightforward, and easy to complete. It's especially great to know that your experience stood out compared to other insurance websites you've used.

If you have any questions or need any support, please reach out to the team who will be happy to help.

Kind regards, Kirsty @ Swinton Insurance

Rated 5 out of 5 stars

The website made my experience very…

The website made my experience very easy to acquire the insurance i required.

1 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to share your feedback.

We're delighted to hear that you found our website easy to use and that it made it simple to arrange the insurance you needed. Providing a straightforward and user-friendly experience is important to us, so it's great to know we met your expectations.

We really appreciate your comments and thank you for choosing us.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Vicky @ Swinton Insurance.

Rated 1 out of 5 stars

Poor service

The agents had little understanding of our situation, were not clear, didn't know their own process to the extent that I had to spend 6 hours on thd phone, mostly on hold, was directed to the wrong person on several occasions (and in one case a completely unrelated company)

8 April 2026
Swinton Insurance logo

Reply from Swinton Insurance

I’m sorry to hear about the challenges you faced while dealing with our team. Having to spend so much time on hold and being transferred incorrectly is certainly not the experience we want for our customers.

I appreciate you bringing this to our attention, and I will make sure your feedback is shared with the relevant teams to help improve our service.

If you would like to discuss your concerns or log a complaint, please contact us via the link below:

www.swinton.co.uk/contact-us

Kind regards,

Darren @ Swinton Insurance

Rated 5 out of 5 stars

It was easy to arrange insurance with…

It was easy to arrange insurance with no problems

4 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review.

We're delighted to hear that arranging your insurance was easy and that everything went smoothly with no problems. We really appreciate your feedback.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards,
Rachael @ Swinton Insurance

Rated 5 out of 5 stars

Excellent service goes a long way

Basically it was due to the staff member I spoke to - Brad. He was cheerful, patiently took me through all the procedures, answered my questions & kindly helped me renew the 2 car polices I had with Swinton. Excellent service goes a long way.

3 August 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review.

We're delighted to hear about your positive experience with Brad. It's wonderful to know he was cheerful, patient, took the time to guide you through the renewal process, answered all of your questions, and helped you renew both of your car policies. We'll be sure to pass your kind feedback on to him. We agree that excellent service goes a long way!

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards,
Rachael @ Swinton Insurance

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look