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NOW Finance Reviews 

2,367
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 192 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being super friendly, helpful, and professional, making interactions pleasant and supportive. The service is frequently described as simple, easy, and straightforward, ensuring a smooth and stress-free process for many. People appreciate the excellent customer service, noting prompt communication and quick response times, which contributes to a highly positive user experience and fast turnaround. However, some people found the application process complicated, mentioning extensive information requests that felt intrusive or difficulty checking their own statements. A few customers also reported unhelpful staff interactions or dissatisfaction when their application was denied without clear reasons.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently praising their professionalism, helpfulness,... See more

Service

People report positive experiences with service, highlighting excellent service, quick approval, and a... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting helpful, responsive, and... See more

User experience

Consumers find the user experience to be positive, with many describing the website and application process... See more

Response time

Reviewers highlight positive aspects of response time, with many customers praising the quick and prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Staff are super friendly and extremely helpful. There was a slight system issue as I have a new last name due to marriage and it wouldn't link to my previous profile which a work around was sorted fas... See more

Company replied

Rated 5 out of 5 stars

I learned about the company through my credit score and applied online, but I couldn't finish. I called and was assisted by the most dedicated person I've ever met, her name was Mae. We talked for a... See more

Company replied

Rated 5 out of 5 stars

Second time using NOW Finance. Simple process, hassle free. Approved within one day. Darryl was great with communication and making the process very simple and easy. Money was released instantly to de... See more

Company replied

Rated 5 out of 5 stars

NOW Finance has been both patient and amazing in helping me secure and settle previous loans. The brokers I have dealt with have been super friendly and helpful. Would absolutely recommend their servi... See more

Company replied


Company details

  1. Non-Bank Financial Service

About NOW Finance

Written by the company

Personalised Lending Made Simple

NOW Finance is an Australian-owned non-bank lender helping Australians access simple, transparent finance. We offer competitive personal loans and car loans in Australia with flexible terms to support your goals.

Whether you’re buying a car, consolidating debt, renovating your home, or covering major expenses, our loans are designed to work around your life.

Check your personalised quote online in minutes without impacting your credit score, then complete your application quickly and securely.


Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

Personal & Car Loans made simple

Written by the company

NOW Finance offers flexible personal loans and car loans designed to make borrowing straightforward.
Personal Loans: Enjoy fixed rates, flexible repayments, and no fees ever, so you always know exactly what you're paying.
Car Loans: Finance your next vehicle with clear upfront pricing, flexible loan terms and no ongoing or early repayment fees.
Check your personalised quote online in minutes and easily complete your online application straight from your phone.
Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

A faster way to apply for a loan

Applying for a personal or car loan with NOW Finance is quick and straightforward:


- Check your personalised quote online

- Complete your application in minutes

- Manage everything digitally

From quote to conditional approval, the process is simple and convenient.

Get My Rate

Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142


Contact info

Promotion box for NOW Finance

Award-winning Personal & Car Loans

Get your personalised quote with no impact to your credit score.

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 83% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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4.7

All reviews

(2,367)

194 reviews in the last 12 months

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Rated 4 out of 5 stars

Was a smooth transition to get the loan…

Was a smooth transition to get the loan the only hiccup I had was that my mobile number was put down incorrectly so when signing the contract I couldn’t receive the code to my mobile , but was rectified quickly , and loan was settled ..
thankyou NOW Finance :)
Very happy with Sheana

11 November 2025
NOW Finance logo

Reply from NOW Finance

Thanks for taking the time to share your experience. I’m glad the move to your loan went smoothly and that the team fixed the mobile number issue quickly so you could settle the contract. Sheana appreciated your shout out as well. We take these admin slip ups seriously and will keep working to tighten things up. Thanks again for your feedback and for choosing NOW Finance. We value your trust.

Rated 4 out of 5 stars

If was fast and easy

If was fast and easy

11 November 2025
NOW Finance logo

Reply from NOW Finance

Hi Jodie, thank you for your review! We're glad to hear the process was fast and easy for you. If there's anything we can do to turn your experience into a 5-star one next time, we’d love to hear it.

Thanks again for choosing NOW Finance!

Rated 5 out of 5 stars

Great communication

Communication...fast approval

11 November 2025
NOW Finance logo

Reply from NOW Finance

Hi Caterina, thanks for taking the time to share your experience. Great to hear the communication was clear and the approval process fast. We want every interaction to feel that smooth. We appreciate the 5 stars.

Rated 5 out of 5 stars

Professional ,helpful

Quick response, very professional

7 November 2025
NOW Finance logo

Reply from NOW Finance

Hi Stephen, thanks for taking the time to leave your feedback. Great to hear you found the service professional and helpful and that you got quick responses. That’s the standard we aim for.

Rated 4 out of 5 stars

I was concerned that I might have been…

I was concerned that I might have been scammed because I have not yet received the funds. Typically, after a contract is signed and everything is verified, the funds are disbursed shortly thereafter. My loan was approved by Shella of Now Finance, and I digitally signed the contract and had my ID validated. However, my funds were not released on 7/11/25. Then, yesterday, 8/11/25, I received the same email that I received last Friday(7/11/25), Requesting me to verify my ID again. I had hoped yesterday that the email I received would be regarding the funds, indicating that they would be in my account within 24 to 48 hours. Ta!.

7 November 2025
NOW Finance logo

Reply from NOW Finance

Hi Geraldin, thank you for sharing your experience, I’m really sorry for the confusion and the worry this has caused. This is certainly not the experience we want for our customers.

I’ve asked Teejaye from our team to reach out to you directly to walk through what’s happened and make sure everything is resolved as quickly as possible. We’ll keep you updated every step of the way.

Thank you for your patience, and please don’t hesitate to contact us if you need anything in the meantime.

Rated 3 out of 5 stars

Absolute scam had 759 credit score then…

Driver contacted me and explained what happened, about the credit score issue, the only issue was I didn’t receive a call to discuss my application as requested.

3 November 2025
Unprompted review
NOW Finance logo

Reply from NOW Finance

We’re sorry to hear about your experience. A credit score drop of that size is highly unusual and certainly concerning, we encourage you to contact your credit reporting body to understand what may have caused it.
As we are unable to locate you on our system with the limited information provided, could you please give us a call on 1300 275 669 so we can discuss your application and provide further information as to our decision?
Kind regards,
NOW Finance

-------------------------------
Update:
Thank you for providing your details. We’ve reviewed your record and can confirm that you did not proceed with a full application through NOW Finance, only a soft credit enquiry was made. This type of check does not impact your credit score.
We recommend reaching out to your credit reporting body to review what’s happened, as there may be another factor affecting your score.
Kind regards,
NOW Finance

Rated 5 out of 5 stars

the now finance is good for helping…

the now finance is good for helping people like me it is easy no blaaa blaa thats it money comes right a away not like other theres a lot of ducument asking at the end of the day not aprove but now finance was really good.

30 October 2025
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Reply from NOW Finance

Hi Ronel, thank you so much for your wonderful feedback! We're glad to hear you found the process with NOW Finance easy and straightforward, and that everything went smoothly for you.

We really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

- Easy application.

- Easy application.
- Quick
- Friendly broker
- No struggle if documents are ready

28 October 2025
NOW Finance logo

Reply from NOW Finance

Thank you for your kind words! We’re so glad to hear you found the process easy, quick, and that our team was friendly and helpful throughout.

We appreciate you taking the time to share your experience!

Rated 5 out of 5 stars

The process was quick

The process was quick, simple and really fast. Customer service was awesome. Thank you

28 October 2025
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Reply from NOW Finance

Hi Holly, thank you for your review, we appreciate you taking the time to share your experience!

Rated 5 out of 5 stars

Highly recommend

So easy to deal with and always available. Simple and pain free process.

Can’t recommend Now Finance highly enough they were so responsive and accomodating the whole process was seamless

16 October 2025
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Reply from NOW Finance

We really appreciate your kind words and recommendation! It’s great to know you found the process seamless and our team responsive throughout. Thanks, Greg!

Rated 4 out of 5 stars

Communication

I appreciated the contact and the service again as I am an existing client consolidating with choice of NOW finance
I am very happy with the outcome and services from my consultant to the outcome with respect 🙏
Thank you NOW finance

16 October 2025
NOW Finance logo

Reply from NOW Finance

We really appreciate your continued trust, Annie! It’s great to hear you had a smooth experience and that your consultant could support you along the way.

Rated 5 out of 5 stars

They listen to me and always kept in…

They listen to me and always kept in touch I would recommend them to my friends

14 October 2025
NOW Finance logo

Reply from NOW Finance

Thanks for the great feedback! We’re so happy you felt supported and would recommend us, that means a lot.

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