National Debtline Reviews 246

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, empathy, and professional approach, often highlighting their ability to provide clear and reassuring advice. Many people found the customer service exceptional, appreciating the personalized attention and the feeling of being understood without judgment. The service itself is frequently described as excellent, with consumers noting its effectiveness in providing guidance and practical tools to manage their financial situations. However, some customers also noted issues with the contact process and occasional inconsistencies in service. A few people reported experiencing rude or unhelpful interactions with certain advisors, feeling rushed or that their concerns were not adequately addressed. There were also instances where customers felt the process was disorganized, involving repetitive information requests or being directed to other services without clear resolution.

What people talk about most

Staff

Reviewers highlight positive aspects of staff. Customers consistently praise the staff for being... See more

Customer service

Users describe positive interactions with customer service. Many customers found advisors to be patient,... See more

Service

Customers consistently note positive experiences with service. Reviewers praise the friendly, knowledgeable,... See more

Customer communications

Clients share ambiguous opinions on contact. Many reviewers found the contact helpful, receiving precise... See more

User experience

Reviewers mention positive feedback about user experience. Customers found the information thorough, clear,... See more

Based on these reviews

Rated 5 out of 5 stars

Patience in collecting the relevant info from me, then very clear feedback on the process and next steps I needed to take. Gave me confidence to proceed without spending money on lawyers (at least fo... See more

Company replied

Rated 5 out of 5 stars

I had to deal with an issue that I had never came across and required advice. I was given an advice that wasn't what I expected but it seemed the correct advice which I followed and time will tell if... See more

Company replied

Rated 5 out of 5 stars

Wow, what a life saver! This company is incredible. I spoke with a wonderful lady, that she was knowledgeable, kind, empathetic, effective, clear, professional and reassuring. I was given free resou... See more

Company replied

Rated 5 out of 5 stars

Debtline was there for me when I didn’t know where to turn. It provided confident and useful advice and put me in touch with the correct path for my family personal circumstances. I will use it and am... See more

Company replied


Company details

Written by the company

National Debtline is a charity run by the Money Advice Trust. Working in England, Wales and Scotland, we have helped millions of people deal with their debts. We provide free, independent debt advice over the phone and through our webchat service. We've been helping people in the UK with debt since 1987.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

246 reviews

5-star
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1-star

Replied to 90% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Excellent service customer orientated…

Excellent service customer orientated k owledgable reassuring and supportive. Nothing too much trouble.
A light in a dark tunnel for me .would recommend this service 100%.

19 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our service excellent. Kind Regards, National Debtline

Rated 5 out of 5 stars

Stop your fretting and speak to the

Stop your fretting and speak to the. Debt line. It will definitely bring some peace of mind

17 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our service brought you peace of mind. Kind Regards, National Debtline

Rated 5 out of 5 stars

Amazing service thank you James you…

Amazing service thank you James you couldn’t do enough for me. World class service

15 April 2026
Unprompted review
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Reply from National Debtline

Thank you for your review. We're pleased to hear you found our service amazing. Kind Regards, National Debtline

Rated 5 out of 5 stars

The help I received from national debt…

The help I received from national debt line was good and the agent that I spoke to very kind, very knowledgeable and very supportive would definitely recommend

14 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our services were good and our advisers were kind and knowledgeable. Kind Regards, National Debtline

Rated 1 out of 5 stars

National Debtline for help big joke

contacted National Debtline for help with my debt situation and unfortunately the experience was extremely frustrating.
I spent a long time going through automated questions, only to be told I would be transferred to someone who could help. Instead, I was sent back to the original phone line and had to wait again, effectively starting the process over.

When I finally spoke to an adviser, I was asked to repeat the same information I had already provided earlier in the call, including personal details and a full breakdown of income and expenses. This made the process repetitive and unnecessarily time-consuming.

After around 54 minutes on the phone, I still hadn’t received any clear advice or resolution, so I ended the call myself.

When you are already under financial stress, this kind of experience feels disorganised and inefficient. I expected clearer guidance and a more straightforward route to getting help.

If you want, I can also:
make a short “rage version” (2–3 lines, more punchy)
or a calmer version that’s more likely to get an official response from them
or help you re-use this across multiple platforms so your complaint has more impact

13 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're sorry to hear that you had a negative experience whilst trying to use our services. We never want people to not feel listened to, if you would like to submit a complaint, please email us at complaints@moneyadvicetrust.org . Kind Regards, National Debtline

Rated 5 out of 5 stars

Very friendly

Very friendly, knowledgeable and profession service. All info was thorough and clear. No rushing and the advisor was very patient with me.

7 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our advisers were friendly and knowledgeable. Kind Regards, National Debtline

Rated 5 out of 5 stars

It is good to be able to talk with someone when you need help, Thank you so much

With the problem that I have, I do not know which way to turn. Fortunately I was given the details to contact National Debtline. The lady was so able and helpful and kind and kept in contact with me. I value her support.
The Debtline service is necessary so that people can be helped when in this situation.

Date3/04/2026

3 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our advisers were kind and helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Superb

Superb. In a right pickle so very grateful for the support

1 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our services were good. Kind Regards, National Debtline

Rated 5 out of 5 stars

Highly Recommended!

The advisor was very knowledgeable and helpful. He was very understanding and knew the route I had to take given his many years of experience, so I was able to correct my course of action.
Highly recommended!

11 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our advisers were helpful and knowledgeable. Kind Regards, National Debtline

Rated 5 out of 5 stars

If the balliffs come knocking

If the balliffs come knocking, call the National Debtline

19 March 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our services were helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very helpful

Very helpful

10 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our services were helpful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Great and useful information

Great and useful information

10 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our services great and our information useful. Kind Regards, National Debtline

Rated 5 out of 5 stars

Farouk was extremely helpful!

Farouk (sorry if i have misspelt that) was absolutely amazing on the phone today. Extremely knowledgable and spoke to me in a very kind but professional manner when i started to get flustered. Really helped ease my anxiety- if you are considering seeking debt advice and are putting it off, please just do it. Again Farouk was so lovely and professional, big shout out to him.

10 April 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our adviser was kind and knowledgeable. Kind Regards, National Debtline

Rated 5 out of 5 stars

I found them very helpful

I found them very helpful, reassuring and very informative.

12 March 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our services helpful and informative. Kind Regards, National Debtline

Rated 5 out of 5 stars

Excellent & very informative

Excellent & very informative. Helped me when I am going through the worst possible thing to deal with, losing my amazing mother/bff & I needed help with my debts & bills coming up. Thank you God Bless 🙏🏼❤️😘

10 March 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our advice excellent and informative. Kind Regards, National Debtline

Rated 5 out of 5 stars

Very good service!

Very quick to respond, extremely helpful advice and very kind and understanding staff, would definitely recommend if you are in need of debt advice.

19 March 2026
Unprompted review
National Debtline logo

Reply from National Debtline

Thank you for your review. We're pleased to hear you found our advice helpful and our advisers were kind and understanding. Kind Regards, National Debtline

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