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123.ie Reviews 

2,215
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 512 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the friendly, professional staff members who make updating policies, switching cars, and handling everyday inquiries exceptionally easy, quick, and stress-free. Many individuals also highlight the competitive pricing structure and appreciate how simple it is to navigate the website for securing great insurance quotes. However, some customers also noted significant frustration regarding unexpected and steep price increases when their annual policies came up for renewal. A few people additionally experienced frustrating communication delays, mentioning difficulties receiving prompt callbacks or timely updates from support representatives when needed.

What people talk about most

Price

People report ambiguous experiences with price, reflecting a wide split in customer satisfaction. Many... See more

Service

Customers consistently note positive experiences with service, highlighting professional, helpful, and... See more

Staff

Clients share positive opinions on staff, noting that representatives are consistently friendly, courteous,... See more

Customer service

Users describe positive interactions with customer service, highlighting quick information, helpful... See more

Website

Reviewers highlight positive aspects of website, describing the online system as straightforward, easy to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

In fairness they put my two daughters on the policy who are learner drivers without a load of paperwork. It is expensive though and they only get to practice on weekends if they aren’t working as they... See more

Company replied

Rated 5 out of 5 stars

I have had to call 123.ie Insurance after making a mistake renewing my elderly Fathers Insurance online. I got speaking to an agent, his name was either Dean or Dane(sorry I didn't catch it). All I ca... See more

Company replied

Rated 5 out of 5 stars

To be honest it's nice to talk to a human,not a computer generated voice.The people I spoke to on 123.ie were very courteous, polite and professional. It was much appreciated and I would definitely co... See more

Company replied

Rated 5 out of 5 stars

Great price, easy and quick setup of the first policy, staff very friendly and helpful in changing policy details when I upgraded my car (I even got a refund from the original policy) Sincerely recom... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Health Insurance Agency
  4. Home Insurance Agency
  5. Personal Insurance Company
  6. Travel Insurance Company

Written by the company

123.ie launched in 2002 as the first company in Ireland offering insurance online. We've grown to become a one-stop-shop for all your insurance needs, offering Home, Car, New Driver, Travel, Health and Life Insurance cover. And, at 123.ie, we’re always trying for better - from improving our website, our products and services, trying to better our customer service, trying to better the insurance category! We don’t always get it right but that doesn’t stop us from striving for better. Customers love our offer of up to 20% off new car insurance policies online but they also tell us they really like our friendly staff, the ease of buying online with us and how nice our Rewards program is too.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

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4.4

All reviews

(2,215)

472 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

ITS SO GREAT

THE COMPANY DOING WELL AND SO COOL IN THE SERVICE

6 June 2026
123.ie logo

Reply from 123.ie

Morning, thank you for providing your feedback. -CB

Rated 5 out of 5 stars

Helpful staff

Helpful staff, clear conditions, no fuss. Thank you.

17 June 2025
123.ie logo

Reply from 123.ie

Good morning, thank you for your feedback. We are delighted to hear this. -CB

Rated 5 out of 5 stars

Good price,good service

Good price,good service

4 June 2026
123.ie logo

Reply from 123.ie

Thank you for taking the time to provide your feedback. We are delighted to hear this. -CB

Rated 5 out of 5 stars

Well I like the fact that there is…

Well I like the fact that there is always some at the end of the phone when I ring ..The price is a factor I am with 123 now for a good few years ..the service is all ways good staff are very friendly and polite

3 June 2026
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Reply from 123.ie

Hi Sean, great to hear this. Thank you for your feedback. -CB

Rated 5 out of 5 stars

Communication from staff

Communication from staff, speed ,no.lagging around waiting on calls ,and overall really great people to deal with .

31 May 2026
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Reply from 123.ie

Morning, thank you for taking the time to provide your feedback. Great to hear this. -CB

Rated 3 out of 5 stars

Changing my car insurance to another car

It took long for my car to be detected and registered.
Details of the car like name and model we're not correctly documented. This was repeated at 2 stages. Even when the provisional insurance had to be extended, despite my phone call, and that it was previously corrected.
Few hours before the provisional insurance expired, no one called me, I had to remind the company.

14 May 2026
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Reply from 123.ie

Good morning, thank you for taking the time to provide your feedback. We appreciate this. -CB

Rated 5 out of 5 stars

Great customer service

I have had to call 123.ie Insurance after making a mistake renewing my elderly Fathers Insurance online. I got speaking to an agent, his name was either Dean or Dane(sorry I didn't catch it). All I can say is the customer service I received was 2nd to none. He sorted everything out for me and was so pleasant and nice the whole way through. Thank you.

2 June 2026
Unprompted review
123.ie logo

Reply from 123.ie

Hi Olwyn, thank you for taking the time to provide your feedback. We are delighted to hear this and I will be sure to pass this on. -CB

Rated 5 out of 5 stars

Online experience was very easy

Online experience was very easy!

All done within 30 minutes without any hassle!

27 May 2026
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Reply from 123.ie

Hi Greg, thank you for your feedback. We are delighted to hear this. -CB

Rated 5 out of 5 stars

I have always found the staff both…

I have always found the staff both helpful and efficient.
I have been with 123.ie for a number of years now with policies for Home Insurance and Car Insurance and I have enjoyed value for money on each product.
I am impressed with the duty of service with advance notice of policy renewals and the ease of navigating the website.

27 May 2026
123.ie logo

Reply from 123.ie

Hi Tommy, thank you for your feedback. We are delighted to hear this and thank you for your detailed review. -CB

Rated 5 out of 5 stars

Super

Super staff, very helpful, brilliant and very professional

27 May 2026
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Reply from 123.ie

Great to hear this Katarzyna, thank you for your feedback. -CB

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