Ultimate Finance Reviews 

1,050
TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Evaluating 116 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for their prompt communication, friendly attitude, and genuine support during important financial transitions. People note that the professional team consistently goes above and beyond to make complex funding processes completely smooth, simple, and totally stress-free for growing businesses. Some reviewers were happy with the incredibly easy-to-use digital platform and its lasting positive impact on daily business cash flow. Consumers also mention that dedicated relationship managers are always readily available to offer expert guidance, quick responses, and reliable assistance whenever any unexpected operational challenges arise.

What people talk about most

Staff

Customers had positive experiences with staff, frequently noting that reviewers found the team extremely... See more

Service

Reviewers mention positive feedback about service, frequently highlighting exceptional support and a smooth... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising the team for being... See more

Response time

Customers consistently note positive experiences with response time, highlighting that relationship managers... See more

User experience

Clients share positive opinions on user experience, highlighting that the online portal and systems are... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to p... See more

Company replied

Rated 5 out of 5 stars

Ultimate Finance are one of our 'go to' funders - they're quick and incredibly easy to use. Our contact is Jamie Glenn and he's one in a million! There aren't many BDM's that are like him nowaday... See more

Company replied

Rated 5 out of 5 stars

We have been working with Ultimate Finance for so many years. Their support has made a real difference to our cash flow, allowing us to focus on growth without financial stress. The system is easy t... See more

Company replied

Rated 5 out of 5 stars

When choosing a finance factoring company, we look for consistent cash flow, timely responses, and reliable customer service. Ultimate Finance has delivered all of this exceptionally well. We’ve... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Business to Business Service
  4. Financial Institution

About Ultimate Finance

Written by the company

Keeping business moving

At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.

The Right Solution

Creative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.

The Right People

Valuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.

The Right Process

Speed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.

The Right Partner

Long-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.

The Right Choice

We’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions

Get funded Become an introducer

Our funding solutions

Written by the company

Invoice Finance
Waiting to be paid is hard on any business. Invoice Finance lets businesses use their sales ledger as an asset which they can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be accessed within 24 hours.
Asset Finance
We make it easy to get the equipment a business needs without the upfront costs through Hire Purchase, Lease or Refinance. And we’re fast. Finance is usually in place within 24 hours.
Bridging Finance
Where property is concerned, speed is everything. We’re able to have a decision in principle within 24 hours, and a fully credit backed offer within 72 hours.
Construction Finance
Construction businesses can often face cashflow challenges whilst waiting for customers to pay. New contracts are great for business, but they also bring with them new expenses, such as buying supplies upfront and paying additional wages, often leading companies to need to tap into their working capital before they receive their first payment. Construction Finance frees up the liquidity needed to complete existing contracts whilst looking to take on new ones so that growth ambitions aren’t slowed down.
Recruitment Finance
Recruitment Finance is a type of Working Capital Finance tailored to the needs of businesses within the Recruitment industry. It’s a complete finance and back office package in one simple to manage facility. We advance cash against temporary or permanent placements so that there is no need to wait for clients to pay invoices, as well as facilitate the processing, payroll and credit control demands by giving you access to RSM’s market-leading Recruitment Pay & Bill services.
Trade Finance
A simple way to bridge the financial gap between paying costs for the supplies a business needs and being paid by their customers with up to 120 days' trade credit available.
Structured Finance
Tailored funding through a combination of different assets: receivables, plant and machinery and / or property, with cashflow loans also available). We use our funding expertise to fully tailor a solution that is bespoke to a business to fully meet its requirements.

Contact info

5.0

Excellent

TrustScore 5 out of 5

1K reviews

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5.0

All reviews

(1,050)

115 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Jamie Glenn delivers 1st class service…

Jamie Glenn delivers 1st class service from start to finish and Ultimate really do make this simple and efficient.

6 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review! We are please to hear you are happy with Jamie's support.

Rated 5 out of 5 stars

Highly Recommended

We have been with Ultimate Finance for years. The customer service is second to none. Really friendly, supportive and efficient staff especially our new relationship manager, Vipul Mehra, who has been an excellent replacement to the wonderful Hannah Lester. The portal is very user friendly also.

9 March 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review and your loyalty over the years! We are pleased to hear that Vipul's support is making a real difference. We look forward to continuing to support you and your business.

Rated 5 out of 5 stars

Amazing experience

Amazing experience

I have found the platform to be very user friendly. All queries are dealt with promptly, never a need to follow up. The staff are helpful and professional.

10 March 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the great review. We’re thrilled to hear you have had such a great experience! We look forward to supporting your business for the long term.

Rated 5 out of 5 stars

AMAZING Regional Director

It is so refreshing to work with a Regional Director who is involved in the case from start to finish. Alice is always available to help with questions, queries and find solutions when we hit a bump in the road. Great service, great lender, just great all round :)

10 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for the kind feedback. We’re really pleased to hear our approach is refreshing, and we're proud of Alice for delivering such an outstanding service to you!

Rated 5 out of 5 stars

Pleasure to work with

Ultimate are certainly a lender that stand out for exceptional service and a truly flexible approach to funding! With a friendly and approachable sales team that are always on hand to manage queries, speedy service is an added bonus with Ultimate although, I must give a special shout out to our brilliant BDM Jamie Glenn for processing deals so seamlessly! He will always competitively work to get the right deal.

10 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for sharing this feedback, we really appreciate it - and outstanding service and great flexibility are exactly what we aspire to be remembered for! It’s great to hear the team have been so helpful, and we’ll make sure Jamie knows how much you valued his support.

Rated 5 out of 5 stars

Trusted partner for the realities of business

Ben Hunter at Ultimate Finance is the kind of person you want in your corner when you are running a business.

He is responsive, thoughtful, and genuinely understands the pressures that come with managing a company. His professional and flexible approach means conversations are always practical and grounded in the day to day reality of business.

What really sets Ben apart is the human side he brings to finance. He has a great sense of humour and never loses sight of the people behind the numbers.

He consistently goes the extra mile to support us as clients, always taking the time to understand what is really happening in the business and how best to help.

If you are looking for someone who truly understands the realities of running a company, Ben is someone worth speaking to.

9 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for taking the time to leave this feedback, it means a lot. Ben will be delighted to hear this, and we’re really pleased our relationship-based approach to supporting you and your business is making a difference.

Rated 5 out of 5 stars

Staff always very helpful and…

Staff always very helpful and communicate quickly and effectively.

10 March 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review - we really appreciate it! We're delighted you've chosen us as your business' funding partner of choice!

Rated 5 out of 5 stars

Exceptional service and support

We could not be happier with the service we have received from Ultimate Finance. Particularly from our Relationship Manager Ben, who has been key in helping us set up our new invoice financing facility over the last few weeks.

The process of implementing the new facility was incredibly smooth, thanks entirely to Ben's expertise, responsiveness, and dedication. He guided us through every step, answering all of our questions quickly and ensuring we understood the terms and mechanics of the service.

His commitment to making the setup process stress-free truly demonstrated Ultimate Finance's exceptional, client-focused approach. We feel completely supported and confident in our new facility, and that is a credit to Ben's outstanding service. Highly recommended!

10 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review. We’re glad everything was up and running so quickly, and Ben will be delighted to hear your kind words. We look forward to continuing to support your business.

Rated 5 out of 5 stars

A Pleasure to Work With!

We have been working with Ultimate for considerable years and the service is second to none! An honourable mention to Jamie Glenn who has always stepped in to assist and provide useful guidance when needed, always a pleasure to work with!

10 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review and your loyalty over the years! We are pleased to hear that Jamie's support is making a real difference. We look forward to continuing to support you are your clients.

Rated 5 out of 5 stars

Great to work with

We have been working with Ultimate Finance for almost two years now and have found them to be a great company to deal with. We have a strong relationship with our account manager and her team.

9 March 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review and it's great to heat that you have built such a strong relationship with the team! We are delighted to be your funding partner of choice.

Rated 5 out of 5 stars

Fantastic lender

Fantastic lender - commercial underwriting, swift decisions, fair rates, fast payouts with helpful staff.

6 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for such a great review, we really appreciate it! We are delighted to hear we're meeting your expectations when it comes to a funding partner!

Rated 5 out of 5 stars

Ultimate a great company to do business with

After transferring to Ultimate 12 months ago we have had great support in everything we have needed from them, the staff have been very helpful in all the day to day business requirements and we have saved on our cost with them.

9 March 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great review! We are delighted to hear that our support has helped to keep your business moving and look forward to seeing what's next!

Rated 5 out of 5 stars

UF service is amazing ...

UF service is amazing ...

Highly recommend UF for simple or complicated cases, if there is a problem they try and work out a solution with hands on underwriting, back up with a great BDM - Alice.

9 March 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review! We really value your recommendation and look forward to continuing to support you are your clients - no matter how simple or complicated their requirements are!

Rated 5 out of 5 stars

Jamie Glenn from Ultimate is the man

Jamie Glenn from Ultimate is your go-to guy. As a new business I struggled to get support for funding new vehicles and machinery. After being introduced to Ultimate, it was Jamie who stepped in to organise and deliver my much needed funding. Super efficient and very transparent, something we lack in the finance world today!

9 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your feedback, we really appreciate it - and we are very proud of the service Jamie and the rest of our team have delivered! We're delighted to have become your funding partner of choice and look forward to seeing what's next for your business!

Rated 5 out of 5 stars

Amazing team

As a newly formed company after restructuring, Ultimate have provided us with the support and funding we needed at quite a fragile time. We have had more constructive conversations than we ever did with our previous High Street Bank. The whole team Richard, Helen, Hannah and Vipul have been amazing and would definitely recommend Ultimate to other businesses.

9 March 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review! We’re really glad to hear that we could support you through such an important period. The team will be delighted to hear your feedback - we always strive to develop great relationships with our clients because we know it can make a big difference! We look forward to continuing to support you and your business.

Rated 5 out of 5 stars

Excellent service and a truly…

Excellent service and a truly supportive funding partner. Ultimate Finance has helped us maintain strong cash flow and grow with confidence. Highly recommended.

9 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for sharing your feedback with us, and congratulations on your success! We’re delighted to be your funding partner of choice and we look forward to continuing to support you and your business.

Rated 5 out of 5 stars

Ultimate are a pleasure to deal with

Ultimate are a pleasure to deal with. A shout out to Jamie Glenn who makes asset finance transactions really straight forward & always puts the customer first.

9 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the great feedback! We’re pleased Jamie's support is making a real difference. We look forward to continuing to support you and your clients!

Rated 5 out of 5 stars

Ultimate Finance are one of our 'go to'…

Ultimate Finance are one of our 'go to' funders - they're quick and incredibly easy to use.

Our contact is Jamie Glenn and he's one in a million! There aren't many BDM's that are like him nowadays, he answers the phone, is quick on emails/messages and genuinely wants to help in anyway he can to make the process smooth and easy!

All the staff are so supportive and friendly, it makes using them a no brainer for our customers! More funders should be like Ultimate :)

9 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your kind review. It means a lot to be a trusted partner for you and your clients, and it’s exactly the kind of relationship we work hard to build - we always strive for best-in-class service and it's great to see our approach to service is making a difference.

Rated 5 out of 5 stars

Superb company to do business with as a…

Superb company to do business with as a broker, especially Jamie Glenn.
Incredibly easy to work with and consistently responsive, with quick turnaround times on any requests.
Highly recommend.

6 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review, Jamie will be thrilled to hear this. Thank you for choosing us as your clients' funding partner of choice!

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