Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to p... See more
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Written by the company
At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.
The Right SolutionCreative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.
The Right PeopleValuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.
The Right ProcessSpeed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.
The Right PartnerLong-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.
The Right ChoiceWe’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions
Get funded Become an introducerWritten by the company
Equinox North, Great Park Road, Bradley Stoke, BS32 4QL, Bristol, United Kingdom
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Great team ... always supportive and insightful and a real pleasure to work with

Reply from Ultimate Finance
The Ultimate team have been incredibly helpful and supportive to the business and in helping us to grow.
Eve and Holly are always responsive with help and advice, which is always clear and professional.
Eve has visited us recently and it's great to deal with someone that takes the time to understand the business.
Thank you to the whole team for your continued support.

Reply from Ultimate Finance
From a user's perspective, the portal is super easy to use & all the data is easily accessible.
From a management perspective, our relationship managers Dan Iwanczuk & Keiran Clayton are very responsive & helpful, which as a new user has been invaluable. I would highly recomend.

Reply from Ultimate Finance
I had been with Ultimate Finance for many years and recently moved to a new provider. I regret the move.
It has made me realise just how good the service was from Ultimate Finance and RSM. The customer service was attentive, responsive and genuinely caring. They understood small businesses. They understood that sometimes a quick answer on a drawdown really matters, and that access to finance at the right moment can make a huge difference.
That is what made them stand out. They didn’t just process things — they seemed to actually care.
I am now with a provider that has shown me the other end of the scale. I have spent more time correcting payroll and invoicing errors than any saving could ever justify. Their ticketing system has been painful, and the mistakes have left me embarrassed in front of clients. Without spelling it out too strongly, I will be lucky if I retain two of them.
So yes, I wish I had stayed with Ultimate Finance and RSM.
Ben, Lisa and the team were brilliant.

Reply from Ultimate Finance
Recently moved over from Bibby to UF.
Sarah Harrison was amazing from start to finish.
Platform is very user friendly and the entire process was efficient.
My AM's - Simon and Kaci have been on hand and really helpful with me getting used to their systems and processes. Highly recommend the service thus far.

Reply from Ultimate Finance
We have been working with Ultimate for 2 years now and are very happy with the service, speed and professionalism of the team.

Reply from Ultimate Finance
Great experience with Ultimate. Louis always goes the extra mile in looking after loyal users of the facility.

Reply from Ultimate Finance
Today's world is a different one from when I started 23 years ago and so have to adapt accordingly. With the help of the team at Ultimate Finance I was guided through the process which only took three weeks from beginning to end. I have a great relationship with both my Relationship Manager and Credit Controller who are both only ever a phone call away. My only regret is that I should have jumped on board with them years ago.

Reply from Ultimate Finance
We have had a great 3 years with UF and would highly recommend there services

Reply from Ultimate Finance
We worked with Ultimate Finance for over two years, and their support has been instrumental in our growth. Their invoice discounting service gave us the flexibility and cash flow we needed to keep the business moving forward, especially during key stages of expansion.
A special mention to our account manager Jane and her team, who were incredibly supportive throughout. During more challenging periods—especially when some of our customers went into bankruptcy and it had a real impact on our cash flow—they were understanding, flexible, and proactive in helping us access additional finance when we needed it most.
The team has always been professional, responsive, and easy to work with, making what can sometimes be a complex process feel straightforward and manageable.
Thanks to their support, we’ve now reached a position where we can sustainably manage our own cash flow. We truly appreciate the role they played in helping us get here and would highly recommend their services to any growing business.

Reply from Ultimate Finance
Very helpful, quick responses, friendly and demonstrate a clear understanding of our needs.

Reply from Ultimate Finance
Our company was facing funding issues related to growth. Great problem to have you may be thinking. It is one of the biggest challenges facing SME's in fact. Ultimate stepped in when we were financially restructuring for the third time in 18 months and took time to understand what was driving our requirement and were able to provide funding to suite our business. All in all my experience with the Team at Ultimate was excellent.

Reply from Ultimate Finance
Tailored funding approach. Account managers demonstrate understanding of our business, our cash requirements and provide a flexible tailored solution. Great partner to be dealing with.

Reply from Ultimate Finance
Moving our factoring account to Ultimate Finance was one of the best moves we’ve made as a company. Not only have they proven to be cheaper than our previous provider, they’ve also played a major role in our growth. Their fast funding and incredible industry knowledge have helped improve our decision-making and move the business forward with confidence.

Reply from Ultimate Finance
The staff are always helpful with any issues and are supportive to the business needs.

Reply from Ultimate Finance
Great company with all attention to us and our needs.
Have a few meetings in person to understand the company, the UF site and our needs. Staff are very helpful and easy reachable.

Reply from Ultimate Finance
Worked with Chris and Stewart and the team was really straight forward and many thanks to everyone

Reply from Ultimate Finance
We have dealt with Michelle at Ultimate Finance for many years.
I cannot speak highly enough of the company and how they conduct business.
5 Stars all day long.

Reply from Ultimate Finance
We recently moved over to Ultimate finance via Adam Myers who was our lead; from start to finish everything was smooth. We are now working with Michelle and Ahmed and are very impressed with the experience and maturity on a day to day basis. We are in safe hands knowing we are working with such a great company and staff who are so helpful and keen to see us grow. I am so glad we have moved over to Ultimate Finance.

Reply from Ultimate Finance
Ultimate Finance supported us through every step of the process with total efficiency, and you feel 100% of the way that they are there to help. Excellent communication and response time too. Painless experience, not at all usual in the financial market.

Reply from Ultimate Finance
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