Ultimate Finance Reviews 

1,050
TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Evaluating 116 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for their prompt communication, friendly attitude, and genuine support during important financial transitions. People note that the professional team consistently goes above and beyond to make complex funding processes completely smooth, simple, and totally stress-free for growing businesses. Some reviewers were happy with the incredibly easy-to-use digital platform and its lasting positive impact on daily business cash flow. Consumers also mention that dedicated relationship managers are always readily available to offer expert guidance, quick responses, and reliable assistance whenever any unexpected operational challenges arise.

What people talk about most

Staff

Customers had positive experiences with staff, frequently noting that reviewers found the team extremely... See more

Service

Reviewers mention positive feedback about service, frequently highlighting exceptional support and a smooth... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising the team for being... See more

Response time

Customers consistently note positive experiences with response time, highlighting that relationship managers... See more

User experience

Clients share positive opinions on user experience, highlighting that the online portal and systems are... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to p... See more

Company replied

Rated 5 out of 5 stars

Ultimate Finance are one of our 'go to' funders - they're quick and incredibly easy to use. Our contact is Jamie Glenn and he's one in a million! There aren't many BDM's that are like him nowaday... See more

Company replied

Rated 5 out of 5 stars

We have been working with Ultimate Finance for so many years. Their support has made a real difference to our cash flow, allowing us to focus on growth without financial stress. The system is easy t... See more

Company replied

Rated 5 out of 5 stars

When choosing a finance factoring company, we look for consistent cash flow, timely responses, and reliable customer service. Ultimate Finance has delivered all of this exceptionally well. We’ve... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Business to Business Service
  4. Financial Institution

About Ultimate Finance

Written by the company

Keeping business moving

At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.

The Right Solution

Creative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.

The Right People

Valuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.

The Right Process

Speed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.

The Right Partner

Long-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.

The Right Choice

We’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions

Get funded Become an introducer

Our funding solutions

Written by the company

Invoice Finance
Waiting to be paid is hard on any business. Invoice Finance lets businesses use their sales ledger as an asset which they can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be accessed within 24 hours.
Asset Finance
We make it easy to get the equipment a business needs without the upfront costs through Hire Purchase, Lease or Refinance. And we’re fast. Finance is usually in place within 24 hours.
Bridging Finance
Where property is concerned, speed is everything. We’re able to have a decision in principle within 24 hours, and a fully credit backed offer within 72 hours.
Construction Finance
Construction businesses can often face cashflow challenges whilst waiting for customers to pay. New contracts are great for business, but they also bring with them new expenses, such as buying supplies upfront and paying additional wages, often leading companies to need to tap into their working capital before they receive their first payment. Construction Finance frees up the liquidity needed to complete existing contracts whilst looking to take on new ones so that growth ambitions aren’t slowed down.
Recruitment Finance
Recruitment Finance is a type of Working Capital Finance tailored to the needs of businesses within the Recruitment industry. It’s a complete finance and back office package in one simple to manage facility. We advance cash against temporary or permanent placements so that there is no need to wait for clients to pay invoices, as well as facilitate the processing, payroll and credit control demands by giving you access to RSM’s market-leading Recruitment Pay & Bill services.
Trade Finance
A simple way to bridge the financial gap between paying costs for the supplies a business needs and being paid by their customers with up to 120 days' trade credit available.
Structured Finance
Tailored funding through a combination of different assets: receivables, plant and machinery and / or property, with cashflow loans also available). We use our funding expertise to fully tailor a solution that is bespoke to a business to fully meet its requirements.

Contact info

5.0

Excellent

TrustScore 5 out of 5

1K reviews

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5.0

All reviews

(1,050)

115 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

We’ve been working with Ultimate…

We’ve been working with Ultimate Finance for years and they continue to deliver every time. The service is consistently excellent and you always know where you stand.

A particular thank you to Samuel Cousins — pragmatic, responsive and one of the best in the business.

We’ve just completed another bridge loan together on a below-market-value purchase and, as always, the deal was handled smoothly from start to finish. Looking forward to many more.

3 March 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the great feedback and for your loyalty! We’re pleased Sam's support is making a real difference. We look forward to continuing to support your business.

Rated 5 out of 5 stars

Cash flow no longer a problem - Factoring is the way to go.

Our company has been using factoring facility with Ultimate Finance for over a year and our experience is great. Professional approach, high standard of work and communication. The required information to be provided is clearly stated and we could always resolve all issues in swiftly manner. If you require factoring facility and help with your cash flows this is a company I would recommend.

19 February 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review. We’re really pleased to hear that your experience with Ultimate Finance over the past year has been so positive and it means a lot to us to be your funding partner of choice!

Rated 5 out of 5 stars

More personal service

Face to face meetings to plan set up, and then on-going calls and face to face meetings with Eve to ensure all working smoothly.
The continuity from start to finish, and meeting and knowing your point of contact is really helpful.

21 January 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you very much for your review. It’s great to hear that having one consistent point of contact has made a real difference, Eve will be thrilled to hear this. Thank you for choosing us as your funding partner of choice!

Rated 5 out of 5 stars

Ultimate Finance have provided Invoice…

Ultimate Finance have provided Invoice Discount Financing Facilities to us for over 20 years. During this period they have supported us through numerous recessions , several years of Brexit uncertainty , UK Political unrest , a Global Pandemic and more recently trading instability caused by the various Global wars. Our Relationship Manager Ben Hunter has gained an in depth understanding of our Business and he is always available to discuss any concerns or trading issues and in turn provide the relative advice and support. I would highly recommend Ultimate Finance to any Business that is looking for alternative Trading Finance facilities.

22 January 2026
Unprompted review
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Reply from Ultimate Finance

Thank you so much for taking the time to leave such a thoughtful review and we’re incredibly proud to have supported your business for over 20 years! We’ll also make sure your kind words are shared with Ben as he’ll be delighted to know his support has made a real difference. Thanks again for your recommendation and here is to many more years supporting your business!

Rated 5 out of 5 stars

Ultimate Finance have been a great…

Ultimate Finance have been a great support to our needs for the business. Eve and Holly have been great in particular with their responsiveness to queries throughout the process and day-to-day. Thoroughly recommended.

21 January 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the great feedback! We’re pleased Eve and Holly's support is making a real difference. We look forward to continuing to support your business.

Rated 5 out of 5 stars

We have been with ultimate finance for…

We have been with ultimate finance for so many years now. We have been able to grow our business with their support. The service is excellent and the system is easy to use!
Ben our relationship manager is always available to offer help and advice, nothing is too much trouble.

20 January 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you very much for your review. Its rewarding to hear that we have been part of your business growth and Ben will be delighted to hear this. Thank you for choosing us as your funding partner of choice!

Rated 5 out of 5 stars

Really fantastic company to work with,

Really fantastic company to work with,
Eve waterman and Holly West are super helpful always on the end of the phone when ever i need help or advise.
can not thank them enough.
super highly recommend ultimate finance.

16 January 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your wonderful review. Eve and Holly will be delighted to hear this and it means a lot to us to be your funding partner of choice!

Rated 5 out of 5 stars

Excellent customer services

Excellent customer services. Clear and easy online portal.

11 January 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review, Jesse - we really appreciate it! We're delighted you've chosen us as your business' funding partner of choice!

Rated 5 out of 5 stars

Responsive and friendly service - highly recommend!

We've been with Ultimate Finance for over 18 months now and they've been fantastic so far.

Over the course of this time we've had various facilities and the responsiveness and proactivity of Hannah and team has been second to none. Highly recommend!

12 January 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great review and it means a lot to have been your funding partner of choice throughout this time. Hannah and the team will be delighted to hear this!

Rated 5 out of 5 stars

Lesley and her team are the backbone of…

Lesley and her team are the backbone of our operation. Without them we wouldn't have been able to achieve the growth we have.
I never entertain any proposals from other finance providers, simply as they are so efficient and responsive.

11 December 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the great feedback! We’re pleased Lesley and team's support is making a real difference. We look forward to continuing to support your business.

Rated 5 out of 5 stars

Great, effective and very friendly service!

Ultimate finance is a very reliable, friendly and efficient funder. Rachel and her team have been responsive and very helpful throughout our relationship. Highly recommended!

10 December 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you very much for your review. Rachel and the team will be delighted to hear how they have made an impact on your business.

Rated 5 out of 5 stars

Excellent service by Lesley Mouncher our Relationship Manager

We have been with Ultimate Finance since 2018 &
Lesley Mouncher has been our Relationship Manager, she is very professional, knowledgeable & goes the extra mile.
You can always get hold of one of the team.
Thank you Lesley & the team.
We would highly recommend Ultimate Finance.

10 December 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for the brilliant review and for your loyalty over the years. We appreciate your trust and look forward to continuing to support your business.

Rated 5 out of 5 stars

Financial support made simple

I have been an UF customer for years and could not operate effectively without their support.

Both Helen Rushworth and Hannah Lester manage our finance facility brilliantly and are an asset to UF

10 December 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the great feedback! We’re pleased Helen and Hannahs’s support is making a real difference. We look forward to continuing to support your business.

Rated 5 out of 5 stars

UF are a really good company to work…

UF are a really good company to work with , they are transparent on there pricing . Rachel our account manager is a dream to work with.

Nothing is too much trouble and they sort any issues straight away . Thanks again

10 December 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for the great review. We're delighted you've chosen us as your business' funding partner of choice!

Rated 5 out of 5 stars

Rachel our Relationship Manager is fantastic

Rachel our Relationship Manager is always available to offer support and guidance when we are in need of it. Queries in relation to our commercial finance are always professionally and swiftly handled by Rachel and her dedicated team. When issues do arise Rachel and the team are always on hand on steer us through. We regularly meet face to face which helps when we are trying to describe our specific business needs and situation. I would highly recommend Ultimate Finance and their personal and professional service to others.

10 December 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for sharing your fantastic review. It is great to hear how positive your experience has been with Rachel and the team! We look forward to continuing to support your business.

Rated 5 out of 5 stars

This is our first anniversary of using…

This is our first anniversary of using Ultimate Finance for our Company funding.
The whole process is easy to operate, and Kaci, our Assistant Relationship Manager, is very knowledgeable and extremely helpful.

Bill - Principal Lighting LED Ltd

4 December 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great review, Kaci will be delighted to hear this. We look forward to continuing to support your business for many more years to come!

Rated 5 out of 5 stars

Outstanding Service by Ms Ella Lloyd Credit Controller

The management and staff at Alexis Cleaning Services Ltd would like to take this opportunity to thank
Ms Ella Lloyd our Credit Controller for her support and commitment. We are looking forward to continuing to working with Ella and Ultimate finance.

27 November 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great review. We're delighted you've chosen us as your business' funding partner of choice!

Rated 5 out of 5 stars

Ultimate are fantastic.

Ultimate are fantastic.
I deal with Kaci daily and she is on the ball. Quick to respond and always there to help.
The system they use is easy to navigate.

25 November 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great review. We're delighted you've chosen us as your business' funding partner of choice!

Rated 5 out of 5 stars

Incredible Company Support

Ultimate Finance have helped me grow significantly by showing incredible support year on year.
Very good relationship and belief in our business growth side by side.
Thank You

24 November 2025
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review! We look forward to continuing to support you and your business.

Rated 5 out of 5 stars

Ultimate Team

Thank you, Ultimate Finance team, always there to support.
Ben & Kaci are always willing to listen & help, nothing is to much trouble. We would recommend them to others, give them a call.

21 November 2025
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great review and we really appreciate your recommendation!

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