Secure Trust Bank PLC Reviews 3,501

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 310 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company for its excellent service, user-friendly website, and competitive pricing. Many people highlight the ease of opening and managing accounts, with the online process often described as straightforward and efficient. The customer service team receives frequent commendation for being helpful, knowledgeable, and providing quick assistance, making interactions pleasant and productive. However, some customers experienced issues with ISA transfers taking a long time, leading to frustration and potential loss of interest. A few also found the process of switching to better interest rates for existing customers to be complicated, and some encountered difficulties with the website, such as being timed out or having trouble resetting their PIN.

What people talk about most

User experience

Consumers find the user experience to be largely positive, praising the app and website as simple,... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the efficient and quick... See more

Website

Clients share positive opinions on the website, often describing it as clear, easy to use, and simple to... See more

Price

Users describe positive interactions with price, frequently highlighting competitive interest rates and good... See more

Customer service

Reviewers mention positive feedback about customer service, often highlighting helpful and efficient... See more

Reviews shaping this summary

Rated 4 out of 5 stars

i have previously held a secure trust bank account and once again decided to open one again for a fixed term. My husband and I try to keep our life style simple and uncomplicated and as a result yea... See more

Company replied

Rated 4 out of 5 stars

I alreday had an account and adding a new one was technically simple. You had the best interest rate I could find for bonds with annual payment. Things I wanted to know were whether I could seed the n... See more

Company replied

Rated 5 out of 5 stars

Always acknowledge funds going in/out with a e mail, can move money much the same day if before about 2pm the same day quote it may be different but I have 2pm on my mind !! they do tend to hold the... See more

Company replied

Rated 5 out of 5 stars

Just opened a fixed rate cash Isa due to competitive interest rate. Straight forward process if it wasn't for an admin error entirely of my own making. Rang them and a very helpful and efficient lady... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

Written by the company

At Secure Trust Bank we provide simple, transparent savings accounts and business finance.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found our rates good and our service easy to use. Thank you for your feedback.

Kind regards,
Sophie

Rated 4 out of 5 stars

Trustworthy

Consistent service
Trustworthy

4 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We are pleased to hear you find our bank to be trustworthy and consistent, We appreciate your feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Secure trust ISS

A great interest rate and secure account

3 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you appreciate our interest rate and secure account. Thank you for your positive feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Great interest rates

Great interest rates. Fast transfers. Very pleased with service.

5 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We are happy to hear that you are pleased with the service we provide!
Thank you for your feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Straightforward online process

Very straightforward and quick online process for opening a fixed term savings bond.

30 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We are pleased to hear you had no issue with opening your fixed rate Bond with us!
Thank you for your feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Very Efficient

2 December 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We are happy to hear you find our services very efficient!
Thank you for your feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Fixed ISA Product

All good, no problems. Easy enough process.

29 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that the process was easy for you and that you had no problems. Thank you for your positive feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Eassy to use website.competitive…

Eassy to use website.competitive savings rates.

28 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We are pleased to hear you found it easy to use our website and our savings products competitive!
Thank you for your feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Satisfied customer

Had a problem and it was sorted in afew minutes

28 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We are pleased to hear we were able to help you quickly!

Thank you for your feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

Made it really easy to use website and…

Made it really easy to use website and called, staff there were friendly and knowledgeable.

26 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that our website was easy to use and our staff were helpful! We appreciate you taking the time to share your positive experience with us.

Kind regards,
Sophie

Rated 1 out of 5 stars

Another example of a savings rate rip off

I have a fixed rate Cash ISA maturing soon and Secure Trust Bank invited me to keep my funds with them. The only problem? The rates that they offered to stay were inferior to those for new customers. A common rip off practice amongst banks and FI's that should be banned but won't be. Example. 2 year fixed rate Cash ISA (Secure Trust do not currently offer a 1 year fixed rate Cash ISA on their website) for brand new customers = 4.17% but for loyal customers that rate is 4%. Oh and they make it tough to move on as well as you have to wait for the existing account to mature and be moved into a new account before you can begin the transfer process thus it is inevitable that a few days interest will be lost. Very sneaky and underhand tactics. Even if it means losing a few pounds of interest, I will move on and try to find a more ethical and customer focussed savings institution. It is a never ending search.

27 November 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Derek,

We appreciate you sharing your experience. We understand your frustration regarding the difference between some of our products rates between offered. Existing customers can apply for any of the new products available.

Your feedback is valuable to us and is regularly reviewed by our senior management team to help us improve the products and services we offer.

Kind regards,

Louise

Rated 5 out of 5 stars

Secure and trustworthy

Very easy to navigate the website - some sites are not easily accessible. Good rates and easy to withdraw funds or reinvest. Felt the webpage was secure and something I could trust.

24 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found our website easy to navigate, with good rates, and secure for transactions. We appreciate you sharing your positive experience!

Kind regards,
Sophie

Rated 2 out of 5 stars

Terrible website

Terrible website. So archaic

24 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We really appreciate your feedback, we are constantly looking at better ways of using technology to improve our customer experience.

Kind regards,

Louise

Rated 1 out of 5 stars

Excessive fees and horrible customer…

Excessive fees and horrible customer service. I set up a solo 401k with Secure Trust and it was one of the most frustrating experiences of the year. Over a 6 month period, they charged me almost $1k in admin fees. I terminated my plan and went with Fidelity who offers a no cost solo 401k and great customer service.

1 November 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We're sorry to hear about your frustrations but we can confirm The Secure Trust Bank is a UK only bank and we do not provide the solo 401k product.

Please take a look at your review and ensure you are reviewing the correct provider.

Kind regards,

Louise

Rated 5 out of 5 stars

a responsible bank

Professional and helpful

24 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We are pleased to hear you are satisfied with the service we provide!

Thank you for your feedback.
Kind regards,
Sophie

Rated 4 out of 5 stars

Good service though quicker email…

Good service though quicker email confirmation of service would be useful

24 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're glad you enjoyed our service. We appreciate your feedback and will use this to implement changes in the future!

Thank you,
kind regards,
Sophie

Rated 5 out of 5 stars

Have always been excellent

Have always been excellent. Respond quickly to messages and instructions.

22 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that our services have been excellent for you. We appreciate you taking the time to share your positive experience with us!

Kind regards,
Sophie

Rated 5 out of 5 stars

Money

Secure minet

24 November 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
Thank you for your review!
Kind regards,
Sophie

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