Ondal Reviews 

1,705
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Looking at 295 reviews, reviewers had a great experience with this company. Customers frequently highlight the quick, easy, and straightforward application process, often receiving instant decisions and rapid payouts directly into their accounts. Many people appreciate the helpful and understanding customer service, noting that staff are professional and quick to respond to queries. However, some customers also noted difficulties with repayment processing, including issues with payments not being taken on time, being charged for late payments due to system errors, or unexpected demands for early full repayment. A few other people also felt that reaching customer service was challenging, with reports of unanswered calls and emails, making it difficult to resolve issues.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment, with some customers reporting issues like interest rates... See more

Service

Clients share positive opinions on service, with many reviewers highlighting the swift and straightforward... See more

User experience

Users describe positive interactions with user experience, highlighting the ease and simplicity of the... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with many expressing significant frustration over... See more

Response time

Customers consistently note ambiguous experiences with response times, with many reporting significant... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I'm giving them four stars because they do help you out but I'm not going to give five stars because of the fact that if you repay early more than once then you will be suddenly declined from applying... See more

Company replied

Rated 3 out of 5 stars

Trying to call about my loan as I'll be 2 days late on payment, your emails are no reply emails, you say you are open till 7:30pm but closed when I'm calling at 6:22. I've now tried to call email mul... See more

Company replied

Rated 5 out of 5 stars

I unexpectedly needed a short term loan and Ondal helped me with that. No fuss, a few simple questions and I received the funds within minutes of the application. The application itself only to... See more

Company replied

Rated 5 out of 5 stars

No fuss, no hassle, no silly forms and going back and forth, just simply apply for what you need and your sorted in literally seconds, canvas for better service that that now can you, Absolutely b... See more

Company replied


Company details

  1. Loan Agency
  2. Alternative Financial Service
  3. Financial Institution

About Ondal

Written by the company

24/7 ethical on-line lending. A new breed of financial institution allowing you to borrow only what you need for as long as you need it .

Simple, convenient, transparent and responsible borrowing @ fairly priced services.

Up to x7 cheaper than unauthorised overdrafts from the UK high street bank (Which May 2018)

- Typically costing less the £2 a day
- Money agreed and delivered instantly
- NO Early repayment penalties

www.myfinanceclub.com

Contact info

4.0

Great

TrustScore 4 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 45% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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4.0

All reviews

(1,705)

226 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Used a few times and had no trouble…

Used a few times and had no trouble getting a loan when I needed for short term and lately applied again really could have done with help and their emails sounded promising like I would get the loan if I just sent over my payslip then they said that wasn't good enough a full bank statement was required this back and forth lasted over a week and kept me hanging whilst I needed to find another solution. I also did send over my bank statement as requested but just got an email saying my loan wasn't approved because I hadn't sent my bank statement when. I had done so through the correct way on their website as they stated. I'm really upset as I feel I've been let down after being able to get help with zero trouble before now it's been dragged out I've given way more personal details than I ever had to and the. They said they didn't even receive my bank statement when I did send my latest one to them. Sad and stressed not a good experience.

10 April 2026
Unprompted review
Rated 1 out of 5 stars

Awful - avoid

I went to the Ombudsman as this loan shouldn't have been given to me. Then to be told I have to wait 10 working days for a refund, this is ridiculous!

7 April 2026
Unprompted review
Rated 1 out of 5 stars

Loan shark

I've never applied to this company. They've got my details somehow and absolutely bombard my phone with texts and emails saying I've been approved for a £400 loan. No way of stopping them.

5 April 2026
Unprompted review
Rated 3 out of 5 stars

Fast application and payout but hard credit check not ideal

Easy, fast application and payout, however they performed a hard credit check on my first application despite them claiming they only do a soft search so borrowing with Ondal perhaps is not ideal for those looking to build up their credit score.

I settled my loan quickly and now get SMS every couple of days asking me if I want to reapply.

Whether they perform hard checks on subsequent loans i don't know, but performing a hard credit check on applications should be made clear at the start.

I'd be reluctant to borrow again from Ondal as a result of the hard search on my file.

17 March 2026
Unprompted review
Rated 1 out of 5 stars

I made a loan with Ondal last month

I made a loan with Ondal last month. My first instalment was due today. On the 27th I got a reminder that £105 is to be deducted on the 31rd, but I had the option to make an earlier payment. As I got paid on the 27th I opted for that. Today, the 31rd I got an email that £38 was to be deducted but declined and interest added. You can’t email them and the link they send for their website to contact them does not exist. I am getting the feeling that this business is a scam so be weary of them. I am currently seeking legal advise to take matters further but as they don’t have a website anymore I don’t know what to do.

It is now one day after I have made two payments, going above my agreed installments and they are demanding another full installment with interest. This business is a scam.

31 March 2026
Unprompted review
Rated 1 out of 5 stars

I cannot get through on phone they dont…

I cannot get through on phone they dont answer they dont reply to emails either. I made my monthly payment early cause i had the money for it but they still kept sending me reminders to pay then i get emails saying they tried to take payment but it declined THATS CAUSE I ALREADY PAID IT EARLY HELLO!!!

31 March 2026
Unprompted review
Rated 1 out of 5 stars

Loyal customer with 4 previous loans

Loyal customer with 4 previous loans, made each payment as per the terms of agreement. Receive frequent messages and e-mails to fast track loan application special customer bla bla bla then at the end of application computer says no. Most direct Lenders do manually affordability assessments on customers, perhaps Ondal should do this.

25 March 2026
Unprompted review
Rated 1 out of 5 stars

Stop send me text messages all day

Stop sending me text messages all day! I don't need your Loan anymore! I can't block your text messages and it's a hell. I don't want emails either. Horrible company, don't respect people.

12 March 2026
Unprompted review
Rated 1 out of 5 stars

DISAPOINTING ONDAL LOANS

I had loans with ONDAL for many months and always paid in full and on-time,now they won't give me a loan after paying all my loans in full previously and on-time,they are saying it is because I failed my credit check this month,how can they pay me loans over many months then suddenly they stop giving me loans because of my credit check,there has never been a missed payment either,I payed them over £450.00 yesterday to clear my loan and now they won't give me another one,so now I am over £450.00 out of pocket because I paid my loan off in full and can't get another loan to help my costs until I pay the new loan off,well done there ONDAL,you have simply had your money in full but are not giving back,well done,I would give you - stars if it existed,terrible service,don't have loans with ONDAL,they are terrible.

11 March 2026
Unprompted review
Rated 1 out of 5 stars

Just making sure

Just making sure that Ondal continue to treat people with a total lack of respect and dignity. Pleased to say they still are. They will take you right down to the tenth degree of producing information. You'll have all your details confirmed. You'll get a thumbs up. They'll send you your credit agreement which you'll sign. at that point... They'll decline you. Keep up the good work Ondal.

10 March 2026
Unprompted review
Rated 1 out of 5 stars

Can't give less than one star…

Can't give less than one star unfortunately. A group of incompetent charlatans who deliberately make it almost impossible to contact them in the event of a problem. Don't take money on time and then charge you for being late, the list of their incompetent actions is endless! AVOID, I wish I'd starved over Xmas as opposed to dealing with these clowns!!!

3 March 2026
Unprompted review
Rated 1 out of 5 stars

Do not seem to know what they are doing.

I took out a loan with Ondal. When checking my account after it stated loan repayment was due in may, In my email correspondence it had listed a schedule of dates and payments that were to be made. But these payments did not add up to the amount it stated was due in may. I contacted them, with no reply. The first payment date came and payment was made. I then received an email to say I had not paid my loan and they would be adding daily interest. I contacted them again, to get no response.

28 February 2026
Unprompted review
Rated 1 out of 5 stars

Absolute dog s***

Absolute dog shit!! Had 3 loans all paid on time or before they were due and since then it’s constant declines.

Won’t ever be trying again and will warn people in future not to come to you

PS wouldn’t bother filling the “CONTACT US” form nothing ever happens anyway

22 February 2026
Unprompted review
Rated 5 out of 5 stars

Unexpected bill

Unexpected bill. Application took 15 min, literally 15 minutes. Money in the account immediate. No fuss, no extensive proof of this, proof of that.
I am going to choose this company if I ever again need to. Brilliant!

11 February 2026
Unprompted review
Rated 5 out of 5 stars

Fantastic

Absolutely fantastic company, iv worked for 12 years in the same job im 32, I recently lost my job and had a nervous breakdown then I was signed onto sick pay, I had such bad anxiety about having to ring them about a payment plan but the staff couldn't have been nicer. Extremely understanding with very good options

10 February 2026
Unprompted review

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