Nest Pensions Reviews 

15,948
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 3,899 reviews, reviewers had a great experience with this company. Customers found the process of transferring pensions and setting up payments to be very easy, quick, and hassle-free. Many appreciated the clear and straightforward website, making it simple to manage contributions and track their pension's progress. The service is often described as excellent, with people feeling well looked after and receiving professional support and guidance. However, some customers experienced difficulties with customer service, citing issues with getting consistent information, slow responses, or problems with login details and address verification. A few also reported problems with payment transfers, where money appeared to be lost temporarily, or continued deductions after attempting to stop contributions.

What people talk about most

User experience

Clients share positive opinions on user experience, with many finding the process straightforward and easy to... See more

Service

Consumers find service to be ambiguous, with many reporting excellent, efficient, and professional service,... See more

Payment

Customers consistently note ambiguous experiences with payment, with some finding it easy to set up plans and... See more

Customer service

Users describe ambiguous interactions with customer service, with many reviewers expressing significant... See more

Website

Reviewers highlight ambiguous aspects of the website, with many customers finding it easy to navigate,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

NEST is designed as a simple, low-cost workplace pension. The investment funds are generally managed with a focus on long-term growth while controlling risk, rather than aiming for the highest possibl... See more

Company replied

Rated 4 out of 5 stars

It went through eventually after 3 attempts, but nothing is ever straight forward on line, I would have preferred to talk to someone. Otherwise all okay.

Company replied

Rated 4 out of 5 stars

I can only talk about my appreciation of what you are doing, growing my money. Nothing to say about Trust Pilot. It wasnt clear to me.

Company replied

Rated 5 out of 5 stars

Enrolled by my employer. I'm am a luddite buy even I find there website easy to navigate. It's straight forward to alter or amend contributions, make one off payments. Please bear in mind that if you... See more

Company replied


Company details

  1. Pension Fund

Written by the company

Nest was set up by the government to give every UK worker somewhere good to save after the introduction of auto enrolment. Since then, it’s grown to become the largest workplace pension scheme in the country with more than 13 million members. As a not-for-profit pension scheme, Nest doesn't answer to shareholders. It’s set up to serve its customers’ interests and aims to help millions of people enjoy a better retirement. Nest’s members benefit from an award-winning investment strategy and one of the most diversified DC portfolios in the industry. It practices responsible investment to help manage long-term growth and risk while also helping contribute towards the world its members want to live and retire in.


Contact info

4.1

Great

TrustScore 4 out of 5

16K reviews

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4.1

All reviews

(15,948)

3,709 reviews in the last 12 months

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Rated 5 out of 5 stars

Very easy

Very easy. Thank you.

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Yasmina,

We are so pleased to hear that your experience with us was easy and positive. We appreciate your kind words!

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

Nice to know when my retirement will…

Nice to know when my retirement will come, I will be able to have some extra money

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Georgeta.

We're so glad to hear our services will help you secure your financial future and provide extra funds for your retirement. We appreciate your positive feedback!

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

user friendly

user friendly
Easy to use app or desk top account

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Ayman, We're so pleased to hear you find the app and website user-friendly and easy to use. We appreciate your positive feedback. Thanks, OZ

Rated 5 out of 5 stars

Simple procedure

12 February 2026
Nest Pensions logo

Reply from Nest Pensions

Hi David,

Its's great to hear that you have found our processes easy to work with. Thank you for your feedback :)

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

Nest helps me to make sure that my…

Nest helps me to make sure that my pension funds are on track and I can assure that I am happy with the service that i they provide.

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Leah, We're delighted to hear that you're happy with Nest service. Thank you for your positive feedback. Thanks, OZ

Rated 5 out of 5 stars

It all worked well till I lost a job…

It all worked well till I lost a job two months ago, now I’m working I will contact you to continue with my payments.

25 March 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Philisiwe, We appreciate you letting us know about your situation. We understand that circumstances can change, and we are here to assist you. We look forward to hearing from you when you are ready. Thanks, OZ

Rated 5 out of 5 stars

Easy to do A1

15 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Carl,

It’s great to hear about your experience. 😊 We take pride at Nest in making things as easy as possible for our customers.

Thanks,
AJ, The Nest Team

Rated 2 out of 5 stars

The website is all very user friendly

The website is all very user friendly

However, the investment options could be better. I'd like to see an option for a non managed global index fund with significantly reduced fees.

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Alistair,

I am pleased to hear that you find our website user-friendly. I have taken note of your feedback regarding our investment options and the desire for a low-fee, unmanaged global index fund. I will share this directly with the relevant team as we continuously work to improve our offerings. Thank you for your feedback

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

I’ve been with Nest since 2019 and my…

I’ve been with Nest since 2019 and my experience has been excellent. Recently, they helped me transfer my pension savings from two previous employers, and the whole process was smooth, straightforward, and completed successfully.

I’m now self-employed and have continued paying into my Nest pension because I trust them. Everything is easy to manage, and I’ve always felt well looked after as a customer.

I’d definitely recommend Nest to anyone thinking about their future and wanting a reliable pension provider. Looking after your pension may not seem important today, but you’ll be glad you started when the time comes. Thank you, Nest!

16 March 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Renata.

We are so pleased to hear about your excellent experience with us since 2019. It's great to know that our team was able to make the pension transfer process smooth and straightforward for you. We truly appreciate your continued trust in us, especially now that you are self-employed. We are committed to making pension management easy and ensuring our customers feel well looked after. Thank you for recommending us; your kind words mean a lot to our team.

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

Super straightforward

Super straightforward, I can recommend.

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Alan.

We're delighted to hear that you found our service straightforward and easy to use. Thank you for your positive feedback and recommendation!

Thanks,
FP, The Nest Team

Rated 4 out of 5 stars

Easy to use and track your pension

Easy to use and track your pension

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi There,

It’s great to hear about your experience. 😊 We take pride at Nest in making things as easy as possible for our customers.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars
Nest Pensions logo

Reply from Nest Pensions

Hi Amie.

We are so pleased to hear that you found our website easy to use and navigate. We appreciate your positive feedback!

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

I've been a Nest member since 2021

I've been a Nest member since 2021, and my experience has been very positive. Making contributions, including recent top-ups, has been straightforward and hassle-free. The online account is easy to use, and I appreciate being able to keep track of my pension savings. Overall, Nest has provided a reliable and simple pension service, and I'm happy with the experience so far. I would recommend it to anyone looking for an easy-to-manage workplace pension.

1 April 2026
Nest Pensions logo

Reply from Nest Pensions

Hi there.

We are so pleased to hear about your positive experience with us since 2021. It's wonderful to know that you find making contributions and using your online account straightforward and hassle-free. We truly appreciate your recommendation and are glad we can provide a reliable and simple pension service that meets your needs. Thank you for sharing your valuable feedback!

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

NEST make it easy to top up funds /…

NEST make it easy to top up funds / switch funds and generally manage my pension.
I've been impressed with the fund performance over the last few years.

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Tina,

It's great to hear about your positive experience managing your pension and with the fund performance. Thank you for your positive feedback.

Thanks,
FP, The Nest Team.

Rated 5 out of 5 stars

Retirement made easy…

Knowing i had funds to rely on with easy access after years of paying in. Although not a large amount was deducted from my earnings I added extra money monthly and watched my pension pot grow

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Anthony,

It's wonderful to hear that you've been able to watch your pension pot grow over the years and that you found it easy to access your funds when needed. Thank you for sharing your positive experience with us.

Thanks,
FP, The Nest Team

Rated 1 out of 5 stars

Don't use nest

I am giving Nest 1 star because I am extremely disappointed with the lack of choice over where my pension funds are invested.

For something as important as retirement savings, I would expect far more flexibility, transparency and control. Instead, the investment options feel very limited, leaving me with little confidence that my money is being managed in a way that reflects my preferences or values.

I am also very unhappy with the fee structure. Nest charges on contributions when money is paid in, and then also charges an annual management fee on top. To me, this feels like being charged twice, first to put money into the account, and then again every year for having it there. Over time, that compounds the pain and reduces the value of long-term savings.

Pensions should make people feel secure and empowered about their future. Unfortunately, my experience with Nest has left me feeling the opposite: restricted, frustrated and unconvinced that members are getting enough choice or value.

Based on the lack of investment flexibility and the double-layered charging structure, I would not recommend Nest.

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Navid.

Thank you for your detailed feedback. I’m really sorry you feel that way. Nest has very competitive charges – a 1.8% charge on new contributions into your pot plus an annual management charge of 0.3% on the total value of your pot each year. There are no other fees to pay.

All workplace pension pots invested in markets are subject to short-term ups and downs in the value of the assets they’re invested in. Our strategy looks to balance risks of loss against potential for long-term growth. This is measured in what’s called risk-adjusted returns.

Over the last 3 to 5 years our risk-adjusted returns have been very strong. You can see our average returns at nestpensions.org.uk/schemeweb/nest/investing-your-pension/fund-choices/compare-fund-performance.html

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

Clear instructions easy to follow

Clear instructions easy to follow

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Martin,

We are so happy to hear that our instructions were clear and easy to follow. We truly appreciate your positive feedback!

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

A+ private pension provider

Very Reliable, trusted private pension provider. Straight forward and well detailed information that you need to know..

25 June 2026
Nest Pensions logo

Reply from Nest Pensions

Hi there,

I'm pleased to hear about your experience and that you find our information explanatory. Thank you for your positive feedback.

Thanks,
FP, The Nest Team

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