After out current mortgage provider refused our remortgage due to my husband only having half of the tax year as self employed we thought we would have to wait another year before our plans for extend... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Daniel Cosgrove is a first class mortgage advisor helped us through every aspect of the mortgage. Kept us updated with our application & helped us with all the paperwork & sending back especially with... See more
Company replied
5* from start to finish. Can't believe how quick the response was. Dylan made first contact by phone and was so friendly, helpful and knowledgeable. Kept in touch throughout the whole process with reg... See more
Company replied
New Wave have been fab in helping my husband and I secure our mortgage - we’re both self employed and had some complications using our previous broker so reached out to New Wave. George/Rachel have be... See more
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Company details
Written by the company
We are the Mortgage Specialists. We provide our clients access to the whole mortgage market and to exclusive products not available on the High Street. Our friendly advisers have a wealth of experience in securing the best mortgages in the market and are motivated to help you from start to finish. Start your mortgage journey with us today!
We Are The Mortgage Specialists
Written by the company
- When you Need a Professional in your Corner
- We are focused on helping Self Employed & those with Impaired Credit get mortgages when they were often declined with their banks and other brokers. Our existing team of mortgage experts continues to grow and we have a wealth of experienced friendly advisers helping both employed and self employed people throughout the UK remortgage their home. They review your existing mortgage with the rest of the market often savings you thousands of pounds in the process. If you are looking for a mortgage and would prefer someone else does all the hard work for you whilst saving you money then look no further. We are here to help. Speak to our Mortgage Team Today.
Contact info
1st Floor Astra House, Christy Way,, SS15 6TQ, Basildon, United Kingdom
- 02037945455
- info@newwavefs.co.uk
- mortgagesforselfemployed.co.uk
4.9
Excellent
1K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 2 weeks
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Rachel and Dylan were fantastic
Rachel and Dylan were fantastic; they worked with you to get the best deal, even overcoming numerous hurdles along the way. I highly recommend them.
18 December 2025
Unprompted review
Reply from New Wave Financial Services
Hi Dee,
Thank you so much for the kind words! We’re thrilled to hear that Rachel and Dylan provided such a great experience and worked through the challenges to get you the best deal.
Your recommendation truly means a lot, and we’ll be sure to share your feedback with them. We appreciate your trust and support!
Wishing you a wonderful Christmas!
Kind regards
Team New Wave
Great for self employed
New wave brokered our 1st mortgage for us. Being self employed and having a bit of bad credit made it impossible elsewhere, Kye and Dave put the effort in though to sort any issues and got it over the line and now we’re home owners. Highly recommend these guys, especially if you’re self employed, they’ll get you on the property ladder. Very pleased with the service, thanks a lot 👍
17 October 2025
Unprompted review
Reply from New Wave Financial Services
Hi Chris,
Thank you so much for taking the time to leave such a great review.
We’re absolutely delighted to hear that Kye and Dave were able to help you get your first mortgage over the line, especially given the challenges of self-employment and past credit issues.
Helping clients onto the property ladder is exactly what we’re here for, so it’s fantastic to know you’re now proud homeowners.
Your recommendation means a lot to us, and we really appreciate your trust in New Wave. If you ever need any help in the future, we’re always here. Congratulations again, and enjoy your new home!
Merry Christmas to you and your family.
Team New Wave
What a FANTASTIC experience
What a FANTASTIC experience,
Start to finish, Debbie and Rachel were outstanding. I can not thank them enough for their patience whilst we were being very indecisive!
We felt totally supported throughout the entire process. Communication was 10/10
16 December 2025
Unprompted review
Reply from New Wave Financial Services
Hi,
Thank you so much for such a fantastic review! We’re absolutely delighted to hear that you had such a positive experience from start to finish. Debbie and Rachel will be thrilled to know their patience, support, and communication made such a difference.
It was truly a pleasure to help you through the process, and we’re so grateful for your kind words and trust. Please don’t hesitate to get in touch if we can help again in the future.
New Wave Team
Excellent service from Kim
Excellent service throughout the process. Kim was professional, responsive, and kept us well informed at every stage, making everything run smoothly through to completion. We’re very grateful for her support and would happily recommend her.
16 December 2025
Unprompted review
Reply from New Wave Financial Services
Hi Farhan,
Thank you so much for your kind words and thoughtful feedback. We’re delighted to hear that Kim provided such professional, responsive support and kept you well informed throughout the process.
Your recommendation means a great deal to us, and we’re truly grateful that you took the time to share your experience.
We wish you all the very best and look forward to supporting you again in the future.
New Wave Team
Good comminication throughout the…
Good comminication throughout the process, quick and efficient.
12 December 2025
Reply from New Wave Financial Services
Hi Josh,
Thank you for your kind words! We really appreciate you taking the time to leave a review.
It was a pleasure working with you, and we’re glad you were happy with the communication and efficiency throughout the process.
New Wave Team
New Wave provided a really great service
New Wave provided a really great service and helped me every step of the way to secure a good mortgage deal. They were always very friendly and helpful and it was a pleasure to deal with them.
10 December 2025
Unprompted review
Reply from New Wave Financial Services
Hi Todd,
Thank you so much for your kind words! We’re delighted to hear that you had such a positive experience with New Wave and that our team was able to support you every step of the way in securing a great mortgage deal.
It was truly a pleasure working with you, and we really appreciate you taking the time to share your feedback. Wishing you all the best in your new home!
New Wave Team
So efficient and easy to work with!
Both Dylan and Rachel were fantastic from start to finish. Our mortgage needs were slightly "trickier" than standard (being self employed with only 1 years worth of accounts) but they managed to get us a very competitive deal and made the entire process feel "easy." Nothing was a problem or too much trouble and they guided us through every step of the way. Thank you both!
10 December 2025
Reply from New Wave Financial Services
Hi Andrew & Kirsty,
Thank you so much for your kind words! We’re delighted to hear that Dylan and Rachel were able to make the process smooth and straightforward for you, especially with the added complexities of your situation. Securing the right deal is always our priority, and it’s great to know you felt supported every step of the way.
We truly appreciate you taking the time to share your experience, and we wish you all the very best in your new home!
Warm regards
New Wave Team
A massive thanks to new wave especially…
A massive thanks to new wave especially Kirsty and Rachel for all there help , so friendly and eager to help , would highly recommend to anyone looking for a pleasant and fuss free service
9 December 2025
Unprompted review
Reply from New Wave Financial Services
Hi Sam,
Thank you so much for your wonderful review! We’re delighted to hear that you had such a positive experience with us. Kirsty and Rachel will be thrilled to know their friendliness and support made a difference.
We really appreciate your recommendation and are glad we could provide a smooth, hassle-free service. If you ever need anything in the future, we’re always here to help!
Warm regards
New Wave Team
Dylan and Kye were exceptional
Dylan and Kye were exceptional, their knowledge of the field was second to none, after 1 failed attempt with another broker I contacted Dylan, who assured me from the first phone call he could assist and he did.
I would highly recommend these guys to anyone
2 December 2025
Unprompted review
Reply from New Wave Financial Services
Hi Carla,
Thank you so much for your fantastic review! We're delighted to hear that Dylan and Kye were able to provide the expertise and reassurance you needed, especially after a previous setback.
They’ll be thrilled to know their knowledge and support made such a difference. We truly appreciate your recommendation and are glad we could help you achieve a successful outcome. If you need anything in the future, we’re always here to assist!
Warm regards
New Wave Team
NewWave is soo good for foreign business owners!
As a foreign business owner, most brokers don't know where to start with my income situation. New Wave took great care of me, and got us over the line with a good result. I will say that if you have a unique situation, you should budget around 2-3 times whatever their timeline estimate is, but that's not really on them; it's the banks.
27 November 2025
Unprompted review
Reply from New Wave Financial Services
Hi Ryan,
Thank you for your review! We’re glad we could support your unique situation and achieve a great outcome.
We appreciate your patience with the longer bank timelines, and we’re always here if you need anything in the future.
Best wishes
Team New Wave
What a great breath of fresh air from…
What a great breath of fresh air from this New Wave FS mortgage broker.
My case was far from simple. Self employed with a limited company, Im 70yrs old and was finding it very difficult to find a broker that would take up the case. Kye, David & Debbie all understood the situation and got me a mortgage offer. Always communicate and kept me in the loop at all stages.
Would highly recommend this team.
27 November 2025
Reply from New Wave Financial Services
Hi Barry,
Thank you so much for your kind words! We’re thrilled to hear that Kye, David, and Debbie were able to help you navigate your mortgage situation and keep you informed every step of the way.
It was a pleasure working with you, and we’re delighted we could make the process smoother for you. Your recommendation means a lot to our team!
Best wishes
New Wave Team
Reply from New Wave Financial Services
Hi Chaz,
Thank you for your feedback! We’re really pleased we could help you secure a mortgage despite the tricky circumstances.
We appreciate you taking the time to leave a review and are always here if you need any support in the future.
Team New Wave
Fantastic service from start to finish…
Fantastic service from start to finish Dylan and Rachel walked me through the whole process from starting to completion when other brokers were messing me around. Can not rate them highly enough
21 November 2025
Unprompted review
Reply from New Wave Financial Services
Hi Rameez,
Thank you so much for your kind words! We’re delighted to hear that Dylan and Rachel were able to guide you smoothly through the entire process and give you the support you deserved.
Your feedback means a great deal to us, and we truly appreciate you taking the time to share your experience. If we can help with anything in the future, please don’t hesitate to get in touch.
All the best
New Wave Team
FINALLY, I got a mortgage offer!
FINALLY, I got a mortgage offer! after 6 years being self-employed and having previous adverse credit - I contacted New Wave just to see what options I could potentially have available to me and how far away I'd be from getting a mortgage.. little did I know in just a couple of weeks I would of had a mortgage offer!! Huge thank you to both Dan and Rachel for pulling out all the stops and taking me through the process - I highly recommend New Wave.
17 November 2025
Unprompted review
Reply from New Wave Financial Services
Hi Mike,
Thank you so much for sharing this amazing feedback! We’re absolutely delighted to hear about your mortgage offer — what a fantastic achievement after such a journey. Dan and Rachel will be so pleased to know their hard work made such a difference for you.
Thank you for trusting New Wave and for your recommendation, it truly means a lot to us. If you ever need anything in the future, we’re always here to help.
Best wishes
New Wave Team
Dylan and Rachel - amazing!!!
An absolute massive thank you goes out to Dylan and Rachel, from the word go you both couldn’t do enough for us to get us the mortgage we needed.
I wouldn’t hesitate to recommend this company!
Everything was easy and stress free and we can’t thank you enough!
13 November 2025
Reply from New Wave Financial Services
Hi Danielle,
Thank you so much for your wonderful review! We're delighted to hear that Dylan and Rachel were able to support you from the very beginning and make the whole mortgage process smooth and stress-free. Your kind words and recommendation mean a great deal to us.
If you ever need anything in the future, we’re always here to help. Thank you again for choosing us!
All the best
New Wave Team
Both Dan and Rachel were great supports…
Both Dan and Rachel were great supports throughout this process, making a stressful process much easier and simpler
31 October 2025
Unprompted review
Reply from New Wave Financial Services
Hi Brittany,
Thank you so much for your kind words! We’re thrilled to hear that Dan and Rachel were able to support you and help make a stressful process feel easier.
We truly appreciate you taking the time to share your experience, and we’re always here if you need anything in the future.
All the best
New Wave Team
Fantastic service
Fantastic service, from start to finish.
Debbie is a legend! … to say she goes the extra mile for her clients would be an under statement.
Whatever she’s being paid, it isn’t enough!
l would definitely recommend New Wave!
11 November 2025
Reply from New Wave Financial Services
Hi there,
Thank you so much for your amazing review! We’re thrilled to hear about your experience with Debbie—she truly is a legend and always goes above and beyond for our clients. Your kind words mean the world to us, and we’ll be sure to pass them on to her.
Thank you for recommending New Wave; we look forward to assisting you again in the future!
Kind regards
New Wave Team
I had Debbie helping me with my…
I had Debbie helping me with my remortgage. She was very informative and helpful and happily answered any questions I had as well as getting me a good rate on my home!
7 November 2025
Reply from New Wave Financial Services
Hi Rebecca,
Thank you so much for your kind words! We're delighted to hear that Debbie was able to make your re mortgage experience smooth and informative, and that you’re happy with the rate she secured for you.
We truly appreciate you taking the time to share your experience and for choosing us to assist with your home financing needs.
Kind regards
New Wave Team
Self-employed mortgage review
Daniel Cosgrove has advised me on a self-employed mortgage and kept my file open over the past year whilst navigating a divorce. He has been clear, patient, and supportive when discussing my options. His advice and knowledge meant I could successfully get a mortgage, which has been transformational in life moving forward. I highly recommend him to assist with self-employed mortgages.
Kye Basi also assisted in processing and managing the mortgage application, with weekly progress reports.
I have found both members of the team efficient, approachable and professional.
6 November 2025
Unprompted review
Reply from New Wave Financial Services
Hi Sarah,
Thank you for your kind words! We’re delighted Daniel and Kye could support you through the process and make your mortgage journey smooth and successful.
It’s wonderful to hear you found our team professional, approachable, and efficient. We truly appreciate your recommendation!
Kind regards
New Wave Team
I just completed on purchase of our…
I just completed on purchase of our first home! I am so thrilled and can only thank Dylan and Rachel for their support and assistance in the entire process. My partner is self-employed which made getting mortgage nearly next to impossible but that was not an issue for Dylan. He straight away said he will be able to get us an mortgage. I highly recommend their service!!!
31 October 2025
Unprompted review
Reply from New Wave Financial Services
Hi Akshaya,
Thank you so much for your kind words! We’re thrilled to hear about your positive experience and are honoured to have been part of your journey to purchasing your first home.
It was our pleasure to assist you and your partner, and we’re glad we could make the mortgage process smooth and straightforward. Wishing you many happy memories in your new home, and we truly appreciate your recommendation!
Team New Wave :)
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