Medibank Reviews 

1,909
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 1,792 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being helpful, friendly, and providing excellent service, often making stressful situations easier to manage. Many people found the service easy to deal with, appreciating the proactive follow-ups and the seamless process for managing claims and payments, especially through hospitals. The overall experience is often described as smooth, stress-free, and efficient, with many feeling well-cared for from start to finish. However, some customers also noted issues with customer service, experiencing long wait times, receiving incorrect information, or encountering unhelpful agents. There were instances where people were given misleading details about policies or had difficulty with online claim processes, leading to frustration and unnecessary hassle.

What people talk about most

Service

People report positive experiences with service, with many customers expressing high satisfaction and... See more

Staff

Customers had positive experiences with staff, with many reviewers praising their helpfulness and... See more

Customer service

Consumers find customer service to be ambiguous, with some reviewers reporting positive experiences, such as... See more

Claim

Reviewers highlight ambiguous aspects of claim, with many finding the process easy and efficient, especially... See more

Payment

Reviewers mention ambiguous feedback about payment, with many customers reporting positive experiences where... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Good hospital and great staff. However very expensive for a few hours and no over night. Too much of this and I will be forced to drop off private health all together. Additionally calling medibank is... See more

Company replied

Rated 4 out of 5 stars

Medibank has been easy to deal with, and they followed up to see if I needed help and referred me for some other services that will be very useful. All the staff I have spoken to have been lovely, gre... See more

Company replied

Rated 4 out of 5 stars

I was very happy with the deal I got from the company and the ease with which claims and payments are managed through the Hospitals and Surgeons. I found the initial contact through Chat system very... See more

Company replied

Rated 5 out of 5 stars

Tracy from Joondalup store WOW! Amazing service. Who would’ve thought a complete stranger could have such an impact. Honestly she deserves a pay rise immediately. Her service and efficiency was incred... See more

Company replied


Company details

  1. Health Insurance Agency
  2. Insurance Agency
  3. Insurance Broker
  4. Insurance Company
  5. Life Insurance Agency
  6. Travel Insurance Company

Written by the company

We are a health company providing private health insurance and health services to millions of people across Australia. Everything we do is aimed at improving the health and wellbeing of Australians and helping people lead better quality lives.​​​​ Medibank has insured the health of Australians since 1976. Through our Medibank and ahm brands, we now look after the health of more than 4 million people. From prevention through to treatment and health management, Medibank is driving better health outcomes through our health services, health system advocacy and work in the community. With a large and diverse customer base, we are one of the most recognised brands in Australia. We are proud of the position of trust we have established and of our integral role in Australia’s health system. Our 2030 Vision is to create the best health and wellbeing for Australia. We connect people to a better quality of life in every moment. We create access, choice and control for everyone, and together lead change for a stronger health system. We have four values that influence everything we do. These values guide the way we interact with each other, the decisions we make and the way we serve our customers. Customer Obsessed: Their health, our passion. Show Heart: Show Heart. Care in every moment. Brilliance Together: We impact bigger. Break Boundaries: Reimagining what’s possible.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 99% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(1,909)

1,598 reviews in the last 12 months

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Rated 2 out of 5 stars

I had to undergo PEC process and this…

I had to undergo PEC process and this just complicates everything when providers are trying to to claim everything was rejected, very stressful and unnecessary one would think once PEC is approved system updated to cover treatments

2 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Sarah, I’m really sorry this has been so stressful, that’s not how this process should feel. Once PEC has been approved, then your Providers shouldn't have had issues lodging their claims - the only issue would be if they lodged the claim prior to the approval.

If you require further assistance, please reach out to us via our website or My Medibank app and we'd be happy to help! - Cath

Rated 5 out of 5 stars

Communication

Prior contact with information and follow-up call.

4 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Peter, we’re glad the contact and follow-up made things easier. We appreciate you taking the time to let us know! - Cath

Rated 5 out of 5 stars

good explanation and person was easy to…

good explanation and person was easy to understand.
I was told i would get a call back on tuesday but no one called

29 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Martine, thanks for your feedback - we’re glad the explanation was helpful and easy to follow. I’m sorry we didn’t follow through on the call back as promised, that’s not the experience we want for you. Can you please send us an online message via our website or the My Medibank app so that we can follow this up for you? Thanks! - Cath

Rated 1 out of 5 stars

I need to get access to my wife’s…

I need to get access to my wife’s claims history, but your app makes it impossible for me to gain access

2 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Ross, thanks for reaching out. It sounds like you don't currently have Claims Consent for your wife, which is why you can't see her claims via your online access. Please have her complete the following Authority Form and we can then add this for you. The form can be downloaded here: https://www.medibank.com.au/content/dam/retail/brochures-forms/Authority_Form.pdf

- Cath

Rated 5 out of 5 stars

I did not have to do anything

I did not have to do anything. Everything was done by the hospital

22 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Renata, we’re glad everything was taken care of smoothly for you. We really appreciate your feedback! - Cath

Rated 5 out of 5 stars

Everything went very good

Everything went very good

27 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Shane, thanks for sharing your feedback! We’re glad everything went smoothly and appreciate you taking the time to let us know! - Cath

Rated 5 out of 5 stars

Easy payment of excess

Easy payment of excess. No extra out of pocket costs.

2 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Sarah, we’re pleased to see everything was straightforward and that there were no unexpected costs. Thanks for your feedback! - Cath

Rated 2 out of 5 stars

We spent about $12500 and got back…

We spent about $12500 and got back about $500. We feel like we have been totally been ripped off and wonder why we bother with Medibank Private.

22 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Sandra, thank you for reaching out. We’d appreciate the opportunity to check your claim and explain the way benefits are paid. Can you please reach out to us directly via our website so we can take a closer look at this with you? - Cath

Rated 5 out of 5 stars

Don't Procrastinate!

I think the no gaps program worked well. There was a good choice of doctors and hospital. My selection of both was easy to accomplish. The Medibank office I went to gave me clear information about my coverage and up front costs. The surgeon and hospital did the same. I was a little uneasy that the rehabilitation hospital wasn't confirmed before surgery, but that proved to be not a problem. The rehabilitation program seems to be the key to the success of the surgery. Being able to continue with this program is very important to me, especially once leaving the rehabilitation hospital. Knowing the costs for this will be covered by my insurance gives me peace of mind, an important component in my recovery.
Overall, while the cost of insurance has taken a big slice out of my monthly pension, (as I haven't had insurance before), it has been worth paying.
In retrospect, I wish I hadn't procrastinated for so long, before embarking on the whole process. Everyone has been only supportive. We are very privileged to have the amount and level of health care in Australia. Thank you.

3 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Judy, thanks so much for sharing this! We’re really glad the experience felt well supported and gave you peace of mind along the way. It’s great to hear everything came together smoothly, and we appreciate you taking the time to reflect on it. Wishing you all the best with your continued recovery. - Cath

Rated 1 out of 5 stars

Don't go with Medibank

I tried to call multiple times but wasn't able to speak to anyone. Don't go with Medibank if you want cover or service because they provide neither.

3 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Anthony, I’m really sorry you’ve had such a frustrating experience trying to get through. We know how important it is to be able to speak with someone when you need help. If you’re open to it, please send us an online message via our website or the My Medibank app and we'd be happy to help! - Cath

Rated 5 out of 5 stars

Patricia went above and beyond to help…

Patricia went above and beyond to help me understand The Australian health insurance system.

3 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Ace, Thanks so much for sharing this! We’re really glad Patricia was able to help and make things clearer for you. We’ll be sure to pass your kind feedback on! - Cath

Rated 5 out of 5 stars

Medibank did everything right

Medibank did everything right. They were helpful, gave me all the information I requested and needed and generally they made the whole process easy. Emotionally and physically my bilateral knee surgery journey has been difficult. I really appreciate the fact that Medibank Private has assisted me the whole way.

27 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Stephen, thank you for sharing your experience. We’re really glad we could support you along the way and help make things a little easier. Wishing you all the best with your recovery! - Cath

Rated 5 out of 5 stars

We have been with Medibank since its…

We have been with Medibank since its inception and always had good service and no failures. Not sure about the financial comparison but so long as the service and coverage remain at this standard, we remain good loyal customers

28 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Colin, thank you for your continued support over the years and we really appreciate your loyalty. It’s great to hear the service and cover have been meeting your expectations! - Cath

Rated 5 out of 5 stars

Thank you Medibank

From the minute I attended the Northern Private Hospital, there were no hidden fee's other than my Anesthetists $100.00 out of pocket cost which I was aware of. All the Staff at the hospital were great, very caring, I expected that from a private hospital, and was pleasantly surprised, finally on leaving the hospital all I needed to do was sign a few documents and the reception staff said that's all you need to do, everything is covered by your Health Insurance, I was very relieved and happy. Thank you Medibank.

26 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Shaylee, we’re really glad everything felt clear and straightforward, with no surprises along the way. It’s great to hear you felt well looked after, and we appreciate you taking the time to let us know! - Cath

Rated 1 out of 5 stars

Terrible customer service

I'm sick of trying to get in touch with this company, whom I pay over $300/month to, it's almost impossible. Ridiculous hold times after you've gone around and around in circles with the AI rubbish that can't understand a thing i'm saying and tries over and over to fob me off to their website self-help instead. This is why people are already angry by the time they finally get through to a human, and then their employees probably get abused by pissed off customers.

They'll in touch with you quick enough if you miss a payment, but trying to get in touch with THEM, even as a paying member - good luck!

2 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Kirsty, I’m really sorry this has been so frustrating as that’s not the experience we want for our members. It shouldn’t be this hard to get through, and we appreciate you letting us know. If you’re open to it, please send us an online message (Via My Medibank app or here: https://www.medibank.com.au/contact-us) so we can assist you with your enquiry. - Cath

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