Medibank Reviews 

1,918
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 1,792 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being helpful, friendly, and providing excellent service, often making stressful situations easier to manage. Many people found the service easy to deal with, appreciating the proactive follow-ups and the seamless process for managing claims and payments, especially through hospitals. The overall experience is often described as smooth, stress-free, and efficient, with many feeling well-cared for from start to finish. However, some customers also noted issues with customer service, experiencing long wait times, receiving incorrect information, or encountering unhelpful agents. There were instances where people were given misleading details about policies or had difficulty with online claim processes, leading to frustration and unnecessary hassle.

What people talk about most

Service

People report positive experiences with service, with many customers expressing high satisfaction and... See more

Staff

Customers had positive experiences with staff, with many reviewers praising their helpfulness and... See more

Customer service

Consumers find customer service to be ambiguous, with some reviewers reporting positive experiences, such as... See more

Claim

Reviewers highlight ambiguous aspects of claim, with many finding the process easy and efficient, especially... See more

Payment

Reviewers mention ambiguous feedback about payment, with many customers reporting positive experiences where... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Good hospital and great staff. However very expensive for a few hours and no over night. Too much of this and I will be forced to drop off private health all together. Additionally calling medibank is... See more

Company replied

Rated 4 out of 5 stars

Medibank has been easy to deal with, and they followed up to see if I needed help and referred me for some other services that will be very useful. All the staff I have spoken to have been lovely, gre... See more

Company replied

Rated 4 out of 5 stars

I was very happy with the deal I got from the company and the ease with which claims and payments are managed through the Hospitals and Surgeons. I found the initial contact through Chat system very... See more

Company replied

Rated 5 out of 5 stars

Tracy from Joondalup store WOW! Amazing service. Who would’ve thought a complete stranger could have such an impact. Honestly she deserves a pay rise immediately. Her service and efficiency was incred... See more

Company replied


Company details

  1. Health Insurance Agency
  2. Insurance Agency
  3. Insurance Broker
  4. Insurance Company
  5. Life Insurance Agency
  6. Travel Insurance Company

Written by the company

We are a health company providing private health insurance and health services to millions of people across Australia. Everything we do is aimed at improving the health and wellbeing of Australians and helping people lead better quality lives.​​​​ Medibank has insured the health of Australians since 1976. Through our Medibank and ahm brands, we now look after the health of more than 4 million people. From prevention through to treatment and health management, Medibank is driving better health outcomes through our health services, health system advocacy and work in the community. With a large and diverse customer base, we are one of the most recognised brands in Australia. We are proud of the position of trust we have established and of our integral role in Australia’s health system. Our 2030 Vision is to create the best health and wellbeing for Australia. We connect people to a better quality of life in every moment. We create access, choice and control for everyone, and together lead change for a stronger health system. We have four values that influence everything we do. These values guide the way we interact with each other, the decisions we make and the way we serve our customers. Customer Obsessed: Their health, our passion. Show Heart: Show Heart. Care in every moment. Brilliance Together: We impact bigger. Break Boundaries: Reimagining what’s possible.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 98% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(1,918)

1,614 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Reimbursement for cardiac procedurs

Reimbursement for cardiac procedures was automatic and transparent. My private insurance was one less thing to worry about on a long and somewhat stressful day.

16 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi LJ, thank you for sharing your experience. We’re so pleased to hear that your reimbursement process for your cardiac procedure was smooth and transparent.

Having one less thing to worry about during what can be a stressful time is exactly what we aim for, so it’s great to know we could provide that peace of mind for you.

Wishing you all the very best with your recovery, and please don’t hesitate to reach out if you ever need support.

Thanks, -Ane

Rated 1 out of 5 stars

Worst experience of my life.

Worst experience of my life.
Its super easy to take a health policy from medibank but when i try to cancel it they just asked me so many silly questions and asked many forms to fill and even asked me to visit their store which is way too far from my house
Really disgusting customer service.
I never recommend this business to anyone.

19 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Vivek, we’re really sorry to hear about your experience when trying to cancel your policy. We understand how frustrating it must have been to be asked multiple questions and complete forms, especially when it felt inconvenient to visit a store.

Your feedback is important to us, and this isn’t the experience we want for our members. We’d appreciate the opportunity to look into this further and see how we can assist you. When you can, please reach out to us here - https://www.medibank.com.au/contact-us/.

Thanks for taking the time to share your feedback.

Thanks, -Ane

Rated 5 out of 5 stars

efficient

efficient, promptly response

17 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Yu, thank you for your feedback! We’re glad to hear you found our service efficient and that we were able to respond promptly.

Thanks, -Ane

Rated 2 out of 5 stars

Payments prior to being admitted

I don’t understand why I need to pay to be seen by a doctor in emergency and then for tests (bloods etc) when in emergency prior to being admitted. Shouldn’t this be covered in my policy?

21 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Chris and thank you for your feedback — we understand how this can be confusing.

Some private hospitals charge what’s known as an emergency department or facility fee. When you attend emergency, this is generally considered an outpatient service (as you haven’t yet been admitted), and outpatient services typically aren’t covered under private health insurance.

That said, some of our covers do include benefits for private emergency department fees, so it can depend on your level of cover.

Please feel free to reach out to us here https://www.medibank.com.au/contact-us/ if you’d like more information — we’re here to help.

Thanks, -Ane

Rated 4 out of 5 stars

Overall good customer service

Fairly seamless experience with Medibank for recent hospital admission. All staff interacted with were helpful and informative.
All out of hospital costs clearly explained.
Difficult initially to get through to customer service via phone.

9 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Monica, thank you for taking the time to share your experience. We’re really pleased to hear your hospital admission was fairly seamless and that our staff were helpful and informative, with clear explanations around your out-of-hospital costs.

We’re sorry to hear you had difficulty getting through to our customer service team by phone initially — we understand how frustrating that can be and appreciate you bringing it to our attention.

If you ever need any further assistance, please don’t hesitate to reach out — we’re always here to help. -Ane

Rated 5 out of 5 stars

I knew how much


I knew how much the excess was and could pay beforehand

16 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Reg, thank you for sharing your experience. We’re really pleased to hear that your excess was clearly explained and that you were able to pay it beforehand, helping make things a little easier on the day. Thanks, -Ane

Rated 4 out of 5 stars

Excellent value

Recent hospital experience in a public hospital where I am covered by Medibank has given me piece of mind and good service. Recommended

18 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Kath, thank you for sharing your experience. We’re so pleased to hear that your recent stay in a public hospital gave you peace of mind and that you received good service.

It’s great to know your cover provided reassurance when you needed it most. We really appreciate your recommendation! Thanks, -Ane

Rated 5 out of 5 stars

Very easy to deal with

Very easy to deal with. Each time I called the team were able to help me and provide all the information I needed. Everything then happened for the claim behind the scenes I hardly got involved. It was a stressful time for me being my first surgery, but it was very easy as everything got sorted for me! Even had extra calls made to me from a team ensuring I was prepared for my hospital stay and surgery! I was informed of other services, post surgery, to look into to see if I was eligible for, which I was not aware of. Overall very happy with the whole experience. Very grateful for everyone that assisted in the process. Thank you.

8 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Sarah, thank you so much for taking the time to share such a detailed review. We’re really pleased to hear that your experience felt easy and well supported, especially during what can be a stressful time with your first surgery.

It’s great to know our team were able to provide the information you needed and that your claim was handled smoothly behind the scenes. We’re also glad the additional check-in calls helped you feel prepared, and that you were made aware of other support services along the way.

Wishing you all the best with your recovery, and please don’t hesitate to reach out if you ever need anything further.

Thanks, -Ane

Rated 5 out of 5 stars

Simple and straight forward

Simple and straight forward - everything went to plan and the process was simple.

10 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi L West, thank you for your feedback! We’re really pleased to hear everything was simple and straightforward, and that everything went to plan.

Making things easy for our members is what we aim for, so it’s great to know this was your experience. If you ever need a hand, we’re always here to help.

Thanks, -Ane

Rated 5 out of 5 stars

Seamless throughout

Seamless throughout. Made a traumatic experience easy

13 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Gillian, thank you for sharing your experience. We’re really glad to hear everything felt seamless, especially during what sounds like a very difficult time.

Wishing you all the best, and please don’t hesitate to reach out if you ever need anything.

Thanks, -Ane

Rated 5 out of 5 stars

Claiming was easy

Was able to use my private health for a second operation that I wasn't expecting.

10 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Sandra,
We are glad you were able to use your policy when you needed it most. Thank you for sharing your 5-star review. - Anna

Rated 5 out of 5 stars

Everyone at West Perth Eye centre were…

Everyone at West Perth Eye centre were very thorough & nice.

12 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Shirley,
Thank you for sharing your experience at West Perth Eye centre. We are so glad to hear that everyone were thorough and nice. Thanks for the 5-star review. - Anna

Rated 5 out of 5 stars

Easy to use as everything was done…

Easy to use as everything was done through the medical institutions.

Thanks.

10 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Maz, thank you for submitting your 5 star review, we appreciate it. - Anna

Rated 5 out of 5 stars

A right hip replacement

Admission, pre operation, operation, recovery, pain management for my right hip replacement was flawless!

11 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Mark,
We are delighted to hear that your recent right hip replacement went so well. We really appreciate the 5-star review. Thank you, Anna

Rated 5 out of 5 stars

The whole process was easy to work…

The whole process was easy to work through with excellent help and guidance from Medibank staff

6 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Wayne,
We are glad to hear that you received excellent support and guidance from Medibank staff. Thank you for the 5-star review. - Anna

Rated 5 out of 5 stars

Relatively easy claiming by Wesley…

Relatively easy claiming by Wesley Hospital Brisbane. Knew there was a $750 excess to pay. Patients need to be aware that there can be significant surgeon and anaesthetist’s fees. I was prepared for such costs.

10 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Moses, We are glad to hear that the claiming process by Wesley Hospital in Brisbane was easy. Thanks for the 5-star review. - Anna

Rated 5 out of 5 stars

Everything was done by the doctors and…

Everything was done by the doctors and all approved straight away which made it very easy for me

9 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Peter, thanks for sharing! We’re really glad the process felt simple and took the pressure off for you! - Cath

Rated 5 out of 5 stars

I was not aware the bills had been…

I was not aware the bills had been presented let alone paid. Thank you so much for taking care of it for me

15 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Sharen, thank you for your kind words! We’re so pleased we could take care of everything for you and make it that bit easier! - Cath

Rated 5 out of 5 stars

Bulk billing made easy

Bulk billing made easy, as your very helpful team member contacted the hospital directly

1 June 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Carol, thanks for sharing this. We’re really glad our team could step in and make things easier for you! - Cath

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look