Hampshire Trust Bank (HTB) Reviews 2,487

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 376 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease of opening an account and the straightforward online process, often noting the user-friendly website and clear instructions. Many people appreciate the efficiency of service, especially regarding ISA transfers and the quick payment of matured funds. However, some people were dissatisfied with aspects of customer service, mentioning issues with communication, such as receiving repetitive emails about funding an ISA when a transfer was already in progress. A few other people also felt that the website could be confusing in certain areas, particularly when dealing with transfer options or adding signatories.

What people talk about most

User experience

Reviewers mention positive feedback about user experience. Customers found the process of setting up and... See more

Website

Customers consistently note positive experiences with the website. Many reviewers found the online process... See more

Customer service

Customers had ambiguous experiences with customer service. Many reviewers expressed dissatisfaction, citing... See more

Service

Clients share positive opinions on service. Many reviewers praise the quick response, good communication, and... See more

Payment

Consumers find payment experiences to be ambiguous. While some reviewers report easy account opening and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to set up a new ISA account with HTB and arrange the transfer of an old ISA into the new ISA. Just one slightly confusing step where you have to nominate all or some of pre-existing ISA where the... See more

Company replied

Rated 4 out of 5 stars

First time using this bank and although there was a slight hiccup at the beginning which caused a bit of a drama and some frustration, HTB were easy to contact over the phone and it was good to speak... See more

Company replied

Rated 4 out of 5 stars

My only gripe is when you give one provider fifteen days notice authorisation to transfer your maturing ISA. Then it's not done on the maturity date. It can be a week to ten days before the funds tran... See more

Company replied

Rated 4 out of 5 stars

I wanted to transfer an I.S.A. from Close Brothers to HTB. I filled in the application correctly online and then the only correspondence from HTB was numerous emails asking me to fund my ISA. I was o... See more

Company replied


Company details

  1. Bank

Written by the company

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated bridging finance, development finance, specialist mortgages and wholesale finance teams ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper. We also provide savings accounts to individuals and businesses and since we lend to SMEs, our savers can be sure their money will help boost the British economy. The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.


Contact info

  • 80 Fenchurch Street, EC3M 4BY, London, United Kingdom

  • htb.co.uk

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

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Replied to 100% of negative reviews

Typically replies within 48 hours

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Rated 3 out of 5 stars

My ISA transfer

My ISA transfer was completed in a timely manner but communication during the process was poor. It took HTB 3 days to respond to an email asking if the transfer was being done.

16 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're sorry that you found the communication poor, we're always keen to improve, and will pass this onto the team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Straightforward process

Very straightforward process opening an account, at a good interest rate

23 January 2026
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you found the application process straightforward and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Only one problem…

It was easy to set up and straight forward apart from wanting to add my wife into the account. this was not allowed due to her not having a mobile phone or being on the internet. not being allowed to use my mobile or email as contact.which is allowed by other banks.
which allows the account to transfer to the other if something happens to one of us.

13 January 2026
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're always keen to improve and will pass this onto the team.

Hampshire Trust Bank

Rated 1 out of 5 stars

Bare Trust Issue - They do not seem to have procedures in place!

Bare Trust Issue.

Bare Trust setup for my son a few years ago when his grandfather passed. Now my son has turned eighteen, We have been in contact with HTB who do not seem to know how to exceute access to the account/funds for my son. This has been ongoing for weeks. Raised a complaint due to lack of correspondance! How can a Trust Bank not know how to deal with a bare trust once the beneficiary reaches 18? They have now closed the complaint and have not been in touch other than to explain that they have closed the complaint.

28 January 2026
Unprompted review
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're sorry that you are not satisfied with the service you have received.

We're always keen to improve and have passed this onto the team who are in the process of resolving.

Hampshire Trust Bank

Rated 5 out of 5 stars

All the transfers went smoothly…

All the transfers went smoothly including fixed term ones with a maturity date

10 February 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Kevin, thank you for taking the time to leave feedback.

We're pleased that you found the transfer process smooth.

Hampshire Trust Bank

Rated 5 out of 5 stars

Fast and efficient

Accepted scanned documents for proof of identity.
Pretty straightforward. Fast acceptance.

11 February 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Angie, thank you for taking the time to leave feedback.

We're pleased that you found the process straightforward.

Hampshire Trust Bank

Rated 5 out of 5 stars

So far so good.

Easy to set up and helpful staff when needed.

11 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi John, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy and you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

First Class Service

It is the easiest bank account to set up and use. It pays good interest and you don't have to wait long to speak to someone if you need to phone. First Class service all the way.

11 February 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Julia, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy and you're happy with the product and service.

Hampshire Trust Bank

Rated 5 out of 5 stars
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you found the application process easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Really helpful and Great Customer Service

Really helpful and quick to respond to any questions I had, helped me out and therefore appreciate the customer service

10 February 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Opening a new Account

Opening a new Business Account was quite straight forward and when I spoke to an Advisor, she was pleasant, efficient and helpful

12 January 2026
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you found the application process easy and you're happy with the service.

Hampshire Trust Bank

Rated 3 out of 5 stars

The ISA transfer seemed a bit hard work…

The ISA transfer seemed a bit hard work doing the set up, and didn't take place on the specified date, which was worrying, so had to call to check. But a good interest rate.

24 January 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Richard, thank you for taking the time to leave feedback.

We really appreciate it as we're always keen to improve. We're pleased that you are happy with the interest rate.

Hampshire Trust Bank

Rated 4 out of 5 stars

Rates when applied were good…

Rates when appliedvwere good but disappointed that increased in between application and funds transfer made were not given even though accounts started from receipt of funds.

5 February 2026
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

To provide some reassurance you can use your 14 day cooling off period to transfer to a higher rate of interest.

We appreciate your feedback, we're always keen to improve and will pass this onto the team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Opening an account was very easy

Opening an account was very easy - I'm pleased with the competitive interest rate - as I have never had dealings with Hampshire Trust before, I cannot comment further, but so far so good!

28 January 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Raymond, thank you for taking the time to leave feedback.

We're pleased you found the application easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

I found it very easy to open the…

I found it very easy to open the account I wanted.

15 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Mary, thank you for taking the time to leave feedback.

We're pleased you found the application easy.

Hampshire Trust Bank

Rated 4 out of 5 stars

I wanted to transfer an I.S.A

I wanted to transfer an I.S.A. from Close Brothers to HTB. I filled in the application correctly online and then the only correspondence from HTB was numerous emails asking me to fund my ISA. I was only transferring an ISA not applying for a new one. I phoned HTB and asked what was happening and was told it was going through. I still kept getting emails telling me I had to fund my ISA. Eventually I got a message 4 days after the date of maturity telling me that the ISA had been funded.
Why couldn't I be informed by email that the transfer was going through instead of emails telling me to fund the ISA. Most confusing and lack of information.

24 January 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Roy, thank you for taking the time to leave feedback.

We're always keen to improve and will pass this onto the team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Opening my savings account was refreshingly simple!

Opening my savings account with HTB was incredibly smooth and with only 2 confirmation emails it was up and running. All details (including the excellent interest rate) were correct & navigating the app was a breeze. No issues, no problem! 💯👍🏽

6 January 2026
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Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that your application was easy and you're happy with the product.

Hampshire Trust Bank

Rated 3 out of 5 stars

ISA Transfers

HTB standard communications do not allow for ISA transfers, they are geared for new money being paid into the account for the current tax year.

After a call to HTB I was advised that ISA transfers have 60 days rather than the standard 14 day window (cancellation period). Following the call everything then went smoothly and I just ignored the constant emails and texts I received as they didn’t apply.

HTB needs to ensure that their communication suite and their systems cater for ISA transfers.

In addition the customer journey when applying for an ISA product should also capture that an ISA transfer could have a notice period or future maturity date and this can then assist with the communications sent.

3 February 2026
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Reply from Hampshire Trust Bank (HTB)

Hi Tracy, thank you for taking the time to leave feedback.

We're sorry that you are not satisfied with the service you have received, we're always keen to improve and will pass this onto the team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Good interest

27 January 2026
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Reply from Hampshire Trust Bank (HTB)

Hi John, thank you for taking the time to leave feedback.

We're pleased that you are happy with the product.

Hampshire Trust Bank

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