Hampshire Trust Bank (HTB) Reviews 2,463

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease of opening accounts and the straightforward online processes, highlighting the user-friendly website and clear instructions. Many people appreciate the efficiency of service, noting quick transfers and prompt handling of queries, with funds often appearing in accounts faster than expected. The interest rates offered are also frequently mentioned as a positive aspect. However, some customers experienced issues with communication, particularly regarding ISA transfers, where they received conflicting information or repeated requests to fund accounts that were already in progress. A few people also found certain aspects of the website confusing or encountered difficulties with specific application steps, such as adding signatories or dealing with temporary password codes. There were also isolated reports of dissatisfaction with customer service, with some reviewers describing it as unhelpful or experiencing delays in resolving issues.

What people talk about most

User experience

Customers generally report a positive and straightforward user experience. Many found the online process easy... See more

Website

People report positive experiences with the website. Many customers found the online process extremely easy... See more

Customer service

Consumers find customer service to be ambiguous. While some reviewers praise the great communication,... See more

Payment

Reviewers highlight ambiguous aspects of payment, with some customers experiencing significant frustration... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the efficiency and speed... See more

Based on these reviews

Rated 4 out of 5 stars

Easy to set up a new ISA account with HTB and arrange the transfer of an old ISA into the new ISA. Just one slightly confusing step where you have to nominate all or some of pre-existing ISA where the... See more

Company replied

Rated 4 out of 5 stars

First time using this bank and although there was a slight hiccup at the beginning which caused a bit of a drama and some frustration, HTB were easy to contact over the phone and it was good to speak... See more

Company replied

Rated 4 out of 5 stars

My only gripe is when you give one provider fifteen days notice authorisation to transfer your maturing ISA. Then it's not done on the maturity date. It can be a week to ten days before the funds tran... See more

Company replied

Rated 4 out of 5 stars

I wanted to transfer an I.S.A. from Close Brothers to HTB. I filled in the application correctly online and then the only correspondence from HTB was numerous emails asking me to fund my ISA. I was o... See more

Company replied


Company details

  1. Bank

Written by the company

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated bridging finance, development finance, specialist mortgages and wholesale finance teams ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper. We also provide savings accounts to individuals and businesses and since we lend to SMEs, our savers can be sure their money will help boost the British economy. The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.


Contact info

  • 80 Fenchurch Street, EC3M 4BY, London, United Kingdom

  • htb.co.uk

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 97% of negative reviews

Typically replies within 48 hours

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Rated 2 out of 5 stars

Unable to transfer from another ISA provider.

It was impossible to find where to transfer an ISA from another provider which was the reason for my application.

27 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're sorry that you're unhappy with the service received so far.

Please kindly contact us on 020 7862 6222 and we would be happy to help should you wish to go ahead with the transfer.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy to open

Easy to open, easy to access once opened.

15 April 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Kate, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Very helpful

Lady extremely helpful on phone

15 April 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Kenneth, thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 4 out of 5 stars

Easy to open new ac0count

Easy to open new ac0count
bit of do to transfer from old account

7 April 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased you found the application easy. We're always keen to improve and have passed your feedback onto the relevant team.

Hampshire Trust Bank

Rated 1 out of 5 stars

I cancelled a Isa in the correct time…

I cancelled a Isa in the correct time frame and they still took it an still waiting for it to be returned

8 April 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Joanne, thank you for taking the time to leave feedback.

We're sorry that you're unhappy with the service received so far.

We have looked into this and it should now be resolved. We're always keen to improve and have passed your feedback onto the relevant team.

Hampshire Trust Bank

Rated 2 out of 5 stars

ISA transfer - poor communication methods

Opened an ISA and requested transfer, which I completed the form for.
However, due to the crossover in timing, the existing provider moved my isa into what they called the mature isa.
I advised HTB immediately the new account number via the chat, as there was no other way of telling them this. A week or two later, I get a message from HTB to say there was an issue with the transfer, but no further details. How am I supposed to fix the issue, when I’m not being advised what the issues is???
Basically the customer services is appalling if you want something a little different from their AI chat interface!

31 March 2026
Rated 1 out of 5 stars

I asked for matured isa to be…

I asked for matured isa to be transferred to you and you requested a balance of £0.00.
You acknowledged that this was your human error.
I subsequently transferred my account to another provider and closed my account with you.

13 April 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Susan, thank you for taking the time to leave feedback.

We're sorry that you're unhappy with the service received. We're always keen to improve and I have passed on your feedback to the relevant team.

Hampshire Trust Bank

Rated 4 out of 5 stars

ISA transfer

I transferred my ISA in and everything worked well. My only small gripe is that all emails are worded for the opening of a new account and not a transfer in. In turn there were no interim updates about the progress of the transfer.

27 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that your ISA transfer was successful.

We're always keen to improve and have passed your feedback onto the relevant team.

Hampshire Trust Bank

Rated 5 out of 5 stars

A very straightforward process to…

A very straightforward process to arrange a new ISA.

13 April 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi John, thank you for taking the time to leave feedback.

We're pleased that you found the process straightforward.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy to set up an online account

Easy to set up an online account. Kept updated by email.

21 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Jo, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy to set up and transfer funds too…

Easy to set up and transfer funds too although restricted to only bank account to transfer from.

27 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Colin, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

ISA 26/27

ISA fixed interest rates very good and easy to set up on line and also contact with the team by phone easy and efficient

13 April 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Lynda, thank you for taking the time to leave feedback.

We're pleased that you're happy with the product and service.

Hampshire Trust Bank

Rated 4 out of 5 stars

Our application was handled very…

Our application was handled very efficiently. Subsequently I got emails advising that we hadn't made a deposit and this became clear when I access your portal and found that two accounts had been opened. I have closed the unused account, but suggest you review your application process.

2 April 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that the application was handled efficiently, we're always keen to improve and have passed your feedback onto the relevant team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Fantastic service

Fantastic service , took a while to open but well worth it

2 April 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Darren, thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

User friendly

Easy, user friendly site, regular updates on registration progress and clear messaging.

23 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Gillian, thank you for taking the time to leave feedback.

We're pleased that you're happy with the service so far.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy to apply for account and…

Easy to apply for account and everything progressed smoothly

1 April 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi David, thank you for taking the time to leave feedback.

We're pleased that you found the website easy to use.

Hampshire Trust Bank

Rated 5 out of 5 stars

Website easy to navigate

Website easy to navigate

19 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Toni, thank you for taking the time to leave feedback.

We're pleased that you found the website easy to use.

Hampshire Trust Bank

Rated 3 out of 5 stars

I found the online application very…

I found the online application very confusing.

1 March 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're always keen to improve and have passed this onto the relevant team.

Hampshire Trust Bank

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