Volkswagen Financial Services UK Reviews 

11,641
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 3,208 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being professional, helpful, and knowledgeable, often making the process welcoming and easy. The overall service is frequently described as excellent, with many appreciating the smooth and efficient handling of transactions. People found the user experience seamless, straightforward, and stress-free, from initial inquiries to vehicle handover. However, some customers also noted issues with customer service, experiencing slow responses, a lack of follow-up, and conflicting information when trying to resolve problems. A few other people also felt that the product itself had issues, such as unexpected problems with new cars, missing features upon delivery, or lengthy wait times for their vehicles.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, knowledge, and... See more

Service

Reviewers highlight positive aspects of service, with many customers expressing satisfaction with the overall... See more

User experience

Consumers find the user experience to be largely positive, describing it as welcoming, friendly, and... See more

Customer service

Users describe ambiguous interactions with customer service, with some reviewers praising helpful and... See more

Product

Reviewers mention ambiguous feedback about product, with many expressing satisfaction with their new car... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I guess you do what you are forced to do by the various financial bodies. I must confess I was somewhat concerned by the process which wants me to do everything online - which I refused to do since a... See more

Rated 5 out of 5 stars

Giani went above and beyond to find us our dream car. We came to see a car we had seen online however, upon arriving at the dealership, we fell in love with another car. Giani arranged for us to test... See more

Company replied

Rated 5 out of 5 stars

We have been with VW for a number of years now. This year was our first year moving between representatives and the level of customer service received was still at the high levels previously received.... See more

Company replied

Rated 5 out of 5 stars

Audi Manchester, in particular Murt and Fozz were fantastic. Friendly, attentive, caring and courteous. The ordering of the cars was easy and the financial arrangements were quick and easy. The whole... See more

Company replied


Company details

  1. Car Finance and Loan Company

Written by the company

At Volkswagen Financial Services UK, we’re all about you. Getting you on the road. Keeping you on the road. And protecting you on the road. With our straightforward finance, servicing, insurance and mobility products, available to customers across the Volkswagen Group in the UK. We’re home to many of the world’s most loved vehicle brands, including Volkswagen, Audi, SEAT, ŠKODA, Porsche, Bentley, Lamborghini, Volkswagen Commercial Vehicles and MAN Truck & Bus.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

12K reviews

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4.3

All reviews

(11,641)

3,080 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Everything is fine.

Everything is fine, I'm satisfied

16 July 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 2 out of 5 stars

Direct debit fiasco

I have tried several times to change my bank on the direct debit and it still has not been done correctly. The first time I called, Audi had said they hadn’t applied the changes correctly but got it fixed , now it’s taken once again from the wrong bank - very disappointed in what should be the simplest of transactions to do

15 July 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thank you for leaving us your review Damian. We're sorry to learn of the difficulties you have had in regards to getting your direct debit amended and we appreciate you bringing this to our attention. You will receive an email notification from Trustpilot requesting some contact details, as we would appreciate the opportunity to look into this further and put things right. If you would prefer to contact us directly instead, please contact us at 0370 010 2022 or CustomerServices@vwfs.co.uk and we will be happy to assist you.

Rated 5 out of 5 stars

my experience was so easy and helpful

my experience was so easy and helpful. i just simply told them what i wanted for my car and they found exactly that. it also was sorted very quickly and efficiently from buying the car to picking it up was only a week. phil was extremely helpful as i had little to no idea what i wanted/ needed to do and he explained everything to me so it made sense and so i got the best deal i could

18 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 4 out of 5 stars

Purchase went through in primarily a…

Purchase went through in primarily a seamless way. However, there were lots of emails and lots of signatures required.

22 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 1 out of 5 stars

We bought a new Audi set up a service…

We bought a new Audi set up a service plan for this vehicle , we had this car for 4 months and we never claimed on the service plan in that time . We then changed our car to another Audi and tried to change the details over expecting to pay an admin fee however we have now been told we have lost over £120 because we changed our car from one new Audi to another new Audi . Never again

15 July 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thank you for leaving us your review Darren. We're sorry to learn of your disappointment with your Service Plan. We understand your frustration, particularly as you had only held the plan for four months, had not used any of the included services, and were expecting it to continue when you changed to another new Audi. You will receive an email notification from Trustpilot requesting some contact details, as we would appreciate the opportunity to look into this further and put things right. If you would prefer to contact us directly instead, please contact us at 0370 010 2022 or CustomerServices@vwfs.co.uk and we will be happy to assist you.

Rated 5 out of 5 stars

Ozair Mahmudee was an outstanding advisor

A couple of months ago, I spoke with Ozair Mahmudee at Volkswagen Financial Services, and I still had his name written down because of how helpful he was. I recently tried to speak with him again but was told that he no longer works there.

Ozair Mahmudee was by far the best advisor I have spoken with at VWFS. He was clear, straightforward and extremely knowledgeable, especially when discussing cars. His confidence and tone made it obvious that he genuinely understood what he was talking about.

During our conversation, we also spoke about our goals in life. As soon as Ozair explained the goals he had set for himself and where he wanted his career and future to go, I could immediately tell that he was ambitious, focused and knew exactly what he wanted to achieve.

My business partner also trusted Ozair completely and always preferred speaking with him rather than anyone else at VWFS because of the quality of his advice, the clarity of his explanations and the professional way he handled everything.

His attitude was particularly refreshing compared with some of our previous interactions with members of management, where we felt we had been spoken to dismissively and without the same level of respect. Ozair always treated us professionally, listened carefully and made us feel valued.

It is disappointing that he is no longer there, but I am sure he has moved on to something even better and is continuing to work towards the goals he shared with us. He was a real credit to the company.

1 July 2026
Unprompted review
Rated 3 out of 5 stars

Brand new car faulty

I like the car. Although it has a fault on what seems to be a fan That makes a high pitched humming sound.
I’ve booked it in to be seen at Maidstone and the want to charge me £120 to look at the fault On a brand new car.
Totally unacceptable in my view.

14 July 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thank you for leaving us your review Peter. We're sorry to learn of the fan fault you have experienced with your new vehicle and the unexpected £120 expense this has caused. We appreciate you bringing this to our attention. You will receive an email notification from Trustpilot requesting some contact details, as we would appreciate the opportunity to look into this further and put things right. If you would prefer to contact us directly instead, please contact us at 0370 010 2022 or CustomerServices@vwfs.co.uk and we will be happy to assist you.

Rated 3 out of 5 stars

Unuseable on line finance web site

The online document processing was barred to me because your digital gate guard will only work with a smart phone, with a Q-code reader app. I do not possess a smart phone, nor do I have a Q-code app on my tablet. Having already paid the deposit at the dealer by debit card, your online facility could just as easily have utilised either my bank card or, more appropriately the dealer reference number on the initial paperwork.

19 June 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thank you for leaving us your review Ian. We're sorry to learn of any difficulties experienced when signing your agreement and we appreciate you bringing this to our attention. You will receive an email notification from Trustpilot requesting some contact details, as we would appreciate the opportunity to look into this further and put things right. If you would prefer to contact us directly instead, please contact us at 0370 010 2022 or CustomerServices@vwfs.co.uk and we will be happy to assist you.

Rated 1 out of 5 stars

Early Termination service - BROKEN

I have had Audi for the past 6 years and whilst VWFS sit in the background taking payments, when you actually need them, they are nowhere to be seen.

On hold for hours, getting through to an operator who doesn’t then understand the issue or can actually do something is an impossible task.

Raise a complaint and nothing happens.

They are a truly awful company to deal with.

Avoid at all costs.

15 July 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thank you for leaving us your review M. We're sorry to learn of you complaint and we appreciate you bringing this to our attention. You will receive an email notification from Trustpilot requesting some contact details, as we would appreciate the opportunity to look into this further and put things right. If you would prefer to contact us directly instead, please contact us at 0370 010 2022 or CustomerServices@vwfs.co.uk and we will be happy to assist you.

Rated 5 out of 5 stars

Outstanding Customer Service

I was very well looked after by everyone I met at the showroom. The salesperson that I dealt with was very professional, friendly and helpful and the standard of customer service I received was excellent.
I am delighted with my new car and many thanks to Victoria for helping me.

22 May 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thanks for taking the time to share your feedback.

Rated 1 out of 5 stars

No Joined Up Customer Service

Worst customer service I have ever encountered; between them cutting you off, not phoning back when colleagues say they will, single point of contact and giving themselves 72 hours to phone back.
The person dealing with the account according to one colleague on the phone (14th July) hasn’t been in the office since June but they sent an email to me today.
Nobody else can do their work or answer any questions.
It isn’t unreasonable to have an issue from 25th March sorted by July.
Going forward I wouldn’t buy a car on finance if they are the company being used.

14 July 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thank you for leaving us your review Michael. We're sorry to learn of any difficulties in contacting us and we appreciate you bringing this to our attention. You will receive an email notification from Trustpilot requesting some contact details, as we would appreciate the opportunity to look into this further and put things right. If you would prefer to contact us directly instead, please contact us at 0370 010 2022 or CustomerServices@vwfs.co.uk and we will be happy to assist you.

Rated 1 out of 5 stars

Very difficult to get a response

Very difficult to get a response. I have tried many times to reach them, but they have just ignored my email and request to change the direct debit date.

1 July 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thank you for leaving us your review Ignatius We're sorry to learn of any difficulties contacting us and we appreciate you bringing this to our attention. You will receive an email notification from Trustpilot requesting some contact details, as we would appreciate the opportunity to look into this further and put things right. If you would prefer to contact us directly instead, please contact us at 0370 010 2022 or CustomerServices@vwfs.co.uk and we will be happy to assist you.

Rated 1 out of 5 stars

An error by VWFS and faceless customer service.

I have never missed a payment on my contracted payments and I even started to pay extra from time to time to help reduce my term and interest. I received two letters last week telling me that I had missed a payment of £200 and threatening that it could affect my credit rating. I phoned up the collections department and after heavy questioning discovered that it was an error by VW ! They now say they have 8 weeks to look into this which I am not happy about .This has given me a lot of worry over the weekend. I had just finished settling a problem about overpaying to now find this problem. I am now giving VWFS one week only to sort this out before taking some action. It is their mistake and they should be sorting this out immediately !! I e mailed two departments over the weekend but no answer on Monday, perhaps they don’t read them. This nonsense could now affect my credit rating.
I am disgusted with this whole scenario.!!!!
After the company replied asking to contact them I phoned them today and spoke to Anl who tried to put me through to customer services but they would not speak to me.This is shocking , not speaking to a customer when they have made a massive error.
Through Anl they said that because the complaint is logged it will take eight weeks to sort out meanwhile I will have a remark on my credit file.
The customer services in VWFS is totally faceless and not the slightest bit interested in customers who have a problem which they have created. Two months is a long time !!!
Be very cautious if you have a problem with this company. If I could give minus stars I would.
Now considering legal action.
This is detrimental to my health !The reply below from VWFS means nothing!!

13 July 2026
Unprompted review
Volkswagen Financial Services UK logo

Reply from Volkswagen Financial Services UK

Thank you for leaving us your review G. We're sorry to learn of your complaint and any issues with our communications, and we appreciate you bringing this to our attention. You will receive an email notification from Trustpilot requesting some contact details, as we would appreciate the opportunity to look into this further and put things right. If you would prefer to contact us directly instead, please contact us at 0370 010 2022 or CustomerServices@vwfs.co.uk and we will be happy to assist you.

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