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Chetwood Bank Reviews 

684
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the extremely helpful, friendly, and polite staff who go out of their way to provide prompt support over the phone and resolve various account inquiries efficiently. People also deeply appreciate the clear, secure online platform, straightforward account management processes, and consistently competitive interest rates offered for their savings. Consumers consistently note that opening accounts and communicating with the bank is generally a smooth, reliable journey. However, some people mentioned frustration with automated chatbots, occasional technical problems, and delays when trying to navigate support channels without speaking directly to a human advisor.

What people talk about most

User experience

Clients share positive opinions on user experience, highlighting how straightforward the application forms... See more

Customer service

Customers had positive experiences with customer service, noting that support agents were polite, responsive,... See more

Staff

Users describe positive interactions with staff, highlighting their helpfulness, patience, and professional... See more

Website

Consumers find website to be positive, highlighting a straightforward and user-friendly experience for... See more

Service

People report positive experiences with service, highlighting the friendly, efficient, and professional... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

684 reviews

5-star
4-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 85% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

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4.6

All reviews

(684)

509 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Banking Customer Service As It Should Be

I returned to Chetwood to ensure that I'd be in full knowledge of all my options and the best way forward when I simply could not be sure myself.
Charlotte was all over the detail and put me straight, calmly explaining the best course of action in my situation. It is genuinely a first class service. Thank you.

7 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for your 5 star review. We're glad to read you were happy with the first class service you received.

Rated 5 out of 5 stars

Excellent customer service

I needed to know the interest I received from closed SmartSave accounts in order to complete the 24/25 and 25/26 self assessment forms that have been thrust upon me. Now you can’t log in to SmartSave, I phoned the Chetwood help number and braced myself for frustration and despair. Fortunately, a very nice and helpful lady called Karen was able to provide the figures straight away. It left me a bit dazed to be honest.

1 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We always like to leave our customers feeling good about the service they received! Thanks for sharing your experience with us.

Rated 5 out of 5 stars

A very quick and prompt response…

A very quick and prompt response regarding a question I had with a savings account, and Lucie who I dealt with gave a good and clear reply to my query.

30 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're pleased to read you received a prompt, clear response to your savings account question. Thank you for your review.

Rated 5 out of 5 stars

Speedy resolution

Speedy resolution to a silly mistake on my part. Really friendly and supportive staff.
Thanks :-)

30 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're glad we could help so quickly. Thanks for your 5 star review.

Rated 5 out of 5 stars

Chetwood bank telephone interaction …

Chetwood bank telephone interaction was very helpful in the task I had to navigate. Andy was helpful and professional assisting me in the task. Just lovely to be able to speak in person not to AI. Great service

30 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're so glad our telephone interaction was helpful and appreciate your kind words about our service. Thank you for your feedback!

Rated 5 out of 5 stars

Customer service

Friendly, helpful, professional and answered the phone in 5 minutes. I wish all banks were like this.

29 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're glad you had such a positive experience with us. Thank you for your kind words!

Rated 5 out of 5 stars

Excellent savings from a less well-known bank

Don't be put off if the name is not familiar. Chetwood offered a good savings product with an attractive interest rate. The process of opening a new account was straightforward, and your money is protected. Excellent if you want to lock away savings for a fixed time.

2 March 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great review, thanks you!

Rated 4 out of 5 stars

Superb Customer Service

on-line Customer Services were able to greatly assist me, once security vetting had been completed quickly and easily. Would use that facility again, should the need arise...

28 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We really appreciate your feedback, thank you.

Rated 5 out of 5 stars

Polite helpful professional and most of…

Polite helpful professional and most of all patient. Should be 10 stars as Rebecca was a nice person 👍🏾

27 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Hi Michael. Thanks for taking the time to post a review. We're pleased to hear you were happy with the professional and patient service you received.

Rated 5 out of 5 stars

Flawless setup & online account…

Flawless setup & online account management; plus top interest rates, of course!

10 March 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Hi Jon. We're happy you found the account set up and management flawless and that you were satisfied with our interest rates. Thanks for the 5 star review.

Rated 5 out of 5 stars

I did research for FSCS and best…

I did research for FSCS and best interest rates. Chetwood was amongst the best. But the difference was that Chetwood responded to my enquiries and application more professionally (on the phone did not advise me "we are very busy, please hold.") for ten minutes or more!! Chetwood offered me the option to call me back.

30 March 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing your experience with us. We pride ourselves on responding to customers' enquiries as quickly as possible.

Rated 5 out of 5 stars

Great chat facility

Andy was very helpful on the Chat and answered all my questions clearly.

27 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Hi Pravin. We'll make sure we pass on your kind words to Andy. Thanks for the 5 star review.

Rated 4 out of 5 stars

Account inquiry

Andy was incredibly helpful throughout the entire process,patiently answering every one of my questions with genuine honesty

24 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing your thoughts. We're glad to read you were happy with the service you received.

Rated 1 out of 5 stars

Chetwood bank

Chetwood bank only went with these because of the interest rate of 4.55% worse thing I ever done.
Tried to get my money back during the 14 day investment period but to no avail AS INTEREST IS PAYED DAILY on a 1y fixed rate. NEVER AGAIN.

24 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for your feedback. We regret to read you were unhappy with your experience with us.

Rated 1 out of 5 stars

We already hold 2 separate accounts and…

We already hold 2 separate accounts and they rejected our new application on the grounds that they could not verify our identity!

The Complaint handler did not have anything to add despite informing him/her that you already have fixed deposit accounts in our name. Despite that they did not uphold our complaint.

We are very disappointed with this response.

24 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Hi Mukesh. Thanks for sharing your thoughts. We regret to read you were disappointed with our response.

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