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Chetwood Bank Reviews 

684
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company, repeatedly emphasizing the excellent service and competitive interest rates provided. Consumers frequently describe the staff as exceptionally polite, patient, and knowledgeable, ensuring every customer inquiry is handled with great professionalism. Furthermore, users genuinely appreciate the clear and secure digital platform, which makes opening and managing savings accounts remarkably simple and straightforward. Some people were dissatisfied with the reliance on automated chatbot systems or experienced communication delays when trying to resolve specific service matters. Reviewers occasionally noted that navigating certain online account features could sometimes feel challenging when direct human assistance was unavailable.

What people talk about most

User experience

Consumers find user experience to be positive, highlighting a smooth online banking platform and... See more

Customer service

Customers had positive experiences with customer service, noting that representatives were consistently... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, patience, and... See more

Website

Clients share positive opinions on website, highlighting that the online experience is efficient,... See more

Service

Reviewers mention positive feedback about service, highlighting efficient and friendly assistance from staff... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

684 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 85% of negative reviews

Typically replies within 1 month

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4.6

All reviews

(684)

509 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I spoke to one of your team on the 8th…

I spoke to one of your team on the 8th about getting a statement of my old account. Today I called back again as I thought didn’t receive anything. I spoke to a representative called Andy, he advised this was sent and I was actually able to find the statement while on the phone however the address on the statement was wrong, without having to express the urgency of this, Andy was quick to act and advised he would get this handle for me today and work past his shift to complete this! .. Andy did exactly that!! He even called me back to confirm I received the new statement and all was correct! Andy is an absolute assets to this company!!!! He went above and beyond for me and handled with such empathy and compassion! I couldn’t have asked for more! I am so grateful for him and his kindness! I hope Andy receives the recognition he deserves! The man is a legend! #teamAndyforthewin!!! 10/10

15 July 2026
Unprompted review
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Reply from Chetwood Bank

10/10 review too, Tamara! Thank you!

Rated 5 out of 5 stars

Excellent and prompt customer service

Needed advice regarding funding 2 different accounts and procedure at maturity via the website. Andy was extremely helpful and patient, resolving my query in just a few minutes, with simple and concise instructions in a very friendly manner. The phone was answered within 3 rings, and no ridiculous AI bot to negotiate through in order to speak to a human. Excellent service.

15 July 2026
Unprompted review
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Reply from Chetwood Bank

Great to hear from you, Andrew. Thank you.

Rated 5 out of 5 stars

Chetwood communicate well and give…

Chetwood communicate well and give clear options when accounts mature with very competitive options.

Overall very pleased with my product and experiences with them and can recommend their service.

10 July 2026
Unprompted review
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Reply from Chetwood Bank

Great to hear from you, Lynne.

Rated 5 out of 5 stars

I am not happy online but had little…

I am not happy online but had little choice as there are very limited High Street banks where I live.
I took out a fixed rate bond for a year so that the money was ( hopefully) safe and I didn’t have to think about it.
When it came to maturity, I phoned up and panicked when I realised I had to action withdrawal online. The lady I spoke with couldn’t have been more helpful, patient or understanding.
I want this to be acknowledged, as I have had other experiences with online banks and when I have asked for assistance, it has been a particularly negative experience.
Not only did she guide me step by step, but she is further assisting me when the account matures with info on my interest.
I feel she has gone beyond what’s expected these days, and it’s so heartwarming and beautiful in the current climate of minimal human contact.
If I am in a position in the future to re invest with Chetwood, after this, I most certainly will.
The lady in question is called Lucie.
Please give her a shiny star, a voucher for Tesco or a bottle of pop. How lucky are you to have staff like this… ?
… and I am very grateful.
Thanx Lucie… and Chetwood.
Lisa M

13 July 2026
Unprompted review
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Reply from Chetwood Bank

Thanks Lisa, we'll pass on your feedback to Lucie!

Rated 5 out of 5 stars

Brilliant customer service

Charlotte was a delight to deal with. Was really patient with me as I was unsure of the procedure I had to take. She helped me resolve my problem satisfactorily. Thank you Charlotte.

13 July 2026
Unprompted review
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Reply from Chetwood Bank

Thanks for sharing, Liz.

Rated 5 out of 5 stars

My wife and I were both completely…

My wife and I were both completely stressed with the situation we were in until Andy from the company guided us on every detail and explained every point that we didn't understand as we were both over 80 and lacked knowledge on these processes.
Without Andy we could not have finalised our transaction.
First class advisor and we have never had this service anywhere else. Couldn't thank him enough.

3 July 2026
Unprompted review
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Reply from Chetwood Bank

Thank you for the feedback, Frank.

Rated 5 out of 5 stars

Staff were extremely pleasant and…

Staff were extremely pleasant and polite. The online experience was also very efficient and straightforward. Excellent rates of interest and great terms and conditions. I have reinvested several times and will do so again if my circumstances permit

17 June 2026
Unprompted review
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Reply from Chetwood Bank

Excellent review, thanks Sue!

Rated 4 out of 5 stars

Easy to login

Easy to login, code sent to phone good for security.
Easy website to navigate.

8 July 2026
Unprompted review
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Reply from Chetwood Bank

Thanks for sharing, Sandra.

Rated 5 out of 5 stars

Excellent rates and Easy Process

Easy to use website with simple application process and excellent interests rates. Great communication after application with clear warning when deposit window is closing.

24 June 2026
Unprompted review
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Reply from Chetwood Bank

Thank you for sharing, Marc.

Rated 5 out of 5 stars

Quick responses on chat app

Quick responses on chat app and a willingness to accomodate individual circumstances

7 July 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for your 5 star review, Emily.

Rated 5 out of 5 stars

Very Happy Customer

Easy to deal with. Plenty of prompts from Chetwood Bank when fixed term savings account was about to expire, advising on options/

29 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing!

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