CarMoney Reviews 

4,653
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 2,293 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being exceptionally helpful, polite, and knowledgeable, guiding them through the process. Many people highlight the excellent and brilliant service provided, noting its efficiency and professionalism. The overall process is frequently described as simple, easy, and stress-free, with quick finance arrangements and fast service. However, some people were dissatisfied with the customer service after the initial finance approval. These customers reported issues such as ignored emails and calls, lack of responses, and poor after-sales communication. Some customers also noted that the company sometimes failed to take ownership of issues, such as resolving complaints or problems related to vehicle issues.

What people talk about most

Staff

Users describe positive interactions with staff, consistently praising their helpfulness, politeness, and... See more

Service

Customers had positive experiences with service, often describing it as brilliant, excellent, and fantastic... See more

Customer service

Customers consistently note positive experiences with customer service, praising the helpfulness, patience,... See more

User experience

Reviewers mention positive feedback about user experience, with many describing the process as easy, smooth,... See more

Response time

Consumers find response times to be positive, with many reviewers reporting quick decisions and prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Dealt with cruz mostly and a couple of other staff when he wasn't available and they all couldn't do enough to help. Brilliant service throughout. Can't fault them at all. Would definitely recommend.... See more

Rated 5 out of 5 stars

Diogo is an absolute legend After being let down by more than 1 dealer Diogo kept on looking for the car I wanted and eventually came out with a cracker and a really good finance agreement for me.... See more

Rated 5 out of 5 stars

Hi the whole process of finacing my car was so well done by car money everyone was so helpful especially Mo who talked me through everything and they found me an excellent finance deal many thanks to... See more

Rated 5 out of 5 stars

Process was so simple from start to finish. My ninja was Josh who was friendly and helpful. Was very impressed with the service and communications. Was given various option. Would definately recommen... See more


Company details

  1. Car Finance and Loan Company

Written by the company

You are in good hands with the car finance ninjas! CarMoney are one of the UK's leading car finance brokers, and have been making customers very happy since 2016 and, according to our reviews, we are pretty good at it! If you are looking for great rates and a top-notch service, then you have come to the right place. We tailor rates to you, so you can make an informed decision and drive away happy. We work with a panel of top lenders from across the UK to find you the best possible deal, and do all of the paperwork for you. So all you need to do is decide on your new car! So if you are looking for the best rates, and a clear and transparent service, then look no further. There are no hidden fees, no confusing jargon, just excellent rates and service. Come and see why we are rated so highly by our customers! Representative 17.8% APR. CarMoney is a broker not a lender.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

5K reviews

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Asks customers to review

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Replied to 57% of negative reviews

Typically replies within 2 weeks

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4.7

All reviews

(4,653)

2,086 reviews in the last 12 months

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Rated 1 out of 5 stars

Poor experience with Carmoney…

Carmoney were getting me finance for a car I wanted. (Wheelchair access vehicle). However, I changed my mind BEFORE I went to sign up for it & pay deposit. When l rang Carmoney to advise this, I was informed the dealer had already been paid. This can easily be remedied by the broker doing an "Unwind" on the contract to get the funds back. This is where the problems started. I emailed Carmoney 3 times & rang 4 or 5 times (speaking to a different person each time each with a different excuse why the "Unwind"hadn't been done.) They never returned my calls either. Eventually, I had to get a third party to help sort it. In my opinion they are a very unprofessional company. If I could give them no stars - I would.

13 July 2026
CarMoney logo

Reply from CarMoney

Thank you for taking the time to share your feedback. We are sorry to hear that you have been unhappy with your experience and we understand how frustrating it can be when you are waiting for a resolution.

As an FCA-regulated finance broker, we have a duty of care to our customers and must follow a thorough process to ensure that all concerns are reviewed fairly and in line with regulatory requirements. While we appreciate this process can sometimes feel lengthy, it is important that we take the necessary steps to fully investigate matters and reach the right outcome.

We are unable to discuss the specific details of your case in a public forum, however, your concerns are being reviewed and your dedicated Case Handler will be in contact with you directly with a further update.

Thank you again for bringing your concerns to our attention, and we appreciate your patience while we work towards resolving this with you.

Nikki the Ninja

Rated 5 out of 5 stars

Diogo is an absolute legend

Diogo is an absolute legend
After being let down by more than 1 dealer Diogo kept on looking for the car I wanted and eventually came out with a cracker and a really good finance agreement for me.
To say he went above and beyond is an understatement I can’t thank Diogo and the team enough the new car is currently on its way to me.

6 July 2026
Rated 5 out of 5 stars

Excellent customer service

Excellent customer service, marmik was a brilliant guy, who sorted everything out for me. He went above and beyond to accommodate what car I wanted. I would definitely recommend carmoney.

17 July 2026
Unprompted review
Rated 5 out of 5 stars

Fantastic experience with Car Finance

Fantastic experience with Car Finance! The whole process was quick, smooth, and stress-free. The team was friendly, professional, and kept me informed every step of the way. I couldn’t be happier with the service and would definitely recommend them to anyone looking for car finance. Thank you!

17 July 2026
Unprompted review
Rated 1 out of 5 stars

If I could give a zero I would!!!

If I could give a zero I would!!!
After sales is absolutely horrific!
Got a van selected by them finance sorted went through to see van pay deposit other and it was not in very good condition’ bald tyres rust but dent/slash in back door few others things.
Nener took ownership and tried for 3 days to get intouch with car money by text phone email and absolutely nothing no reply left on hold totally ignored
Different story when trying to tie up the deal constant calls from 4 different people in the space of 10 minutes even though they were informed was in work!!!
Them random automated messages asking when was picking up van just constant!!!

16 July 2026
Unprompted review
CarMoney logo

Reply from CarMoney

We are very sorry to hear that the vehicle you received has not been up to the standard you expected. We fully appreciate how frustrating and disappointing this must have been, particularly given the difficulties you have experienced when trying to get in touch with us.

We take feedback of this nature extremely seriously and apologise for the frustration caused by your experience. We have raised a formal complaint so that the concerns you have raised can be fully reviewed and investigated.

A dedicated Case Handler will be in contact with you in due course to discuss your concerns in more detail, assist with your complaint and work towards reaching an appropriate resolution.

Kind regards,

Nikki the Ninja

Rated 5 out of 5 stars

I had a great experience with CarMoney

I had a great experience with CarMoney. The whole finance process was straightforward, fast, and stress-free. The team was friendly, professional, and kept me informed every step of the way. They helped me find a finance deal that suited my needs, and everything was explained clearly with no hassle. I would definitely recommend CarMoney to anyone looking for car finance. Thank you for making the process so easy!

14 July 2026
Unprompted review

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