AmTrust Financial Services Reviews 

131
•
TrustScore 1.5 out of 5

1.3

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Review summary

Created with AI, based on recent reviews

Looking at 47 reviews, most reviewers were let down by their experience overall. People frequently complained about the complex claims process, noting that claims were often rejected, delayed, or handled with a lack of transparency. Customers also consistently reported poor customer service, describing major difficulties in reaching representatives and experiencing exceptionally slow response times when trying to get urgent help. Some reviewers were not happy with the confusing billing practices and unexpected payment demands issued by the company. Reviewers frequently mentioned receiving unexpected invoices, facing sudden policy cancellations, and dealing with collection notices long after their coverage had ended.

What people talk about most

Claim

Customers encountered deep dissatisfaction with the claims process, reporting that valid requests were... See more

Service

Reviewers express deep dissatisfaction and frustration regarding the service, highlighting appalling... See more

Customer service

Reviewers highlight negative aspects of customer service, describing severe frustration with unreturned... See more

Payment

Consumers find payment to be frustrating, frequently highlighting confusing billing practices, unexpected... See more

Response time

Users describe negative interactions with response time, reporting that adjusters never call back and it... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Our insurance broker had us with ScAmTrust for workers comp and liability. We subcontract out some of our work and one of our subcontractors was paid more than $100K through out the year. The sub has... See more

Company replied

Rated 1 out of 5 stars

Awful insurance company - avoid at all costs. If you are lucky enough to get a response from them, they'll throw your claim out without any valid reason. After several attempts to get clarity, questio... See more

Company replied

Rated 1 out of 5 stars

They generate invoices 2 weeks before they are due, snail mail them to your business and they cancel your policy when you are 1 day late. Literally we get the invoice AFTER its due. THEEEEE worst bill... See more

Company replied

Rated 1 out of 5 stars

I wish there was a way to give zero stars. This company is fraudulent and should be shut down. Somehow my business got signed up for a workers comp policy. We changed companies for poor service and tw... See more

Company replied


Company details

  1. Insurance Company

Written by the company

AmTrust Financial Services, Inc. was founded in 1998 to provide property and casualty insurance to underserved small businesses. Now, with more than 6,000 employees, 35-plus offices worldwide and three business segments that include North American Commercial Property & Casualty, North American Warranty & Specialty Risk and AmTrust International, AmTrust maintains an unsurpassed commitment to customer care and employee success.


Contact info

1.3

Bad

TrustScore 1.5 out of 5

131 reviews

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1-star

No recent history of asking for reviews

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1.3

All reviews

(131)

50 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

If I could give this company less than…

If I could give this company less than 1 star I would!! We have our home in the UK insured, we live abroad. The upstairs had 2 leaks subsequently requiring a new bathroom, weeks between emails, asking for the same things or more, the bathroom had to go ahead because we have tenants in the house.. 6 months later, no further forward and still asking for further information!! To add insult to injury, they’ve now doubled the premium despite no pay out! We are 12K out of pocket. And complaints .. no response after offering £300 compensation. I don’t want compensated, I want the funds back that we’ve been paying insurance for!!! I’ll be taking this the whole road

18 June 2025
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Shocking company

Shocking company ! Do not buy a policy from this company . I insured my caravan with them and now wish I had read their reviews. In January 2025 when the storms hit our caravan was damaged . We are now in June 25 and they have still not paid out . They have written the caravan off and salvage company has collected my caravan and I still have not received a penny ! So be warned they do not do things in a hurry !!!

16 June 2025
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Fraud fraud

Fraud fraud

4 June 2025
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Poor company

Poor company ! They don't want you to ever make a claim so they can keep taking your money. Check out the high value use instead written at the top

23 April 2025
Unprompted review
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Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Fraud

Fraud fraud fraud .
His company is a total fraud never pay out . Even the ombudsmen were like oh not them again . Everyone make sore report them to the ombudsmen and write to BBC watchdog let's get this cpany reported for there disgusting treatment.

23 April 2025
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Avoid at all cost

Avoid at all cost, My experience was a really depressing one but by good fortune i came across a top notch company mentioned at the top in black

1 December 2024
Unprompted review
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Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

If I could give this company less than…

If I could give this company less than one star I would. After 7 years with no claims I made a small genuine claim at the end of January due to Storm Eowyn and in spite of several emails asking what was happening with the claim, without any response, it's taken over two months for them now to say they need more information . The renewal is due in two days time and the increased quote they have provided is almost the same as the claim. I also cannot renew with any other company until the claim is settled . I've had to withdraw the claim so I can get cover with a " reputable " insurer. STAY AWAY FROM THIS COMPANY !!

26 March 2025
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Filed claim and didn’t hear back for…

Filed claim and didn’t hear back for nearly 2 months later - response was 3 sentences and said claim rejected because employer has no payroll in your state. No advice on what to do about my torn acl mcl. Also I was emailing the adjuster for a month prior only to be told ‘she doesn’t work here’ - no auto reply etc. mess of a company

20 February 2025
Unprompted review
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Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Claimed for burst pipe under floor…

Claimed for burst pipe under floor requiring trace and repair and moved all bathroom furniture to keep any damage to minimum. Plumber bill £550 water escape £5000!!! Wouldn’t pay for plumber to reinstate floor and pipe work saying no damage so won’t pay! Luckily water company understanding and wrote off the water loss but could have been a complete financial disaster! Don’t insure with AM Trust!!! they take the money but will find a reason not to pay even after honest client trying to mitigate costs! NO STARS IF I COULD!

1 October 2024
Unprompted review
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Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Worse experience I’ve ever had to deal…

Worse experience I’ve ever had to deal with. It all went wrong at the start of my claim. In which I raised back in July every week I had to chase for an update. Finally the first week in November they declared it as a write off and arranged for pick up. I was advised I would hear something in 7 working days with my settlement payment. Again I had to chase this for just over 3 weeks. In the meantime I raised a complaint by using the feedback email address that is always provided in trust pilot. This was for the poor customer service and unrealistic expectations. To my surprise when I called the complaints team the payment was made instantly. My question is why couldn’t the call handlers do this when I called the 10th time chasing payment. To close my complaint I was offered a little compensation. Not much but something due to the amount of Times I’ve been calling and the 5 months to resolve my claim. This should have been paid into my bank account with in 7-10 working days. So payment was expected the first week in December. Guess what?? I’m still chasing this payment. I’ve had no reply to my emails since the 2nd January. What a joke and really unprofessional service.

Please don’t reply back with the feedback or complaints email address as I’ve already gone down that route.

6 July 2024
Unprompted review
Rated 1 out of 5 stars

The bosses at Amtrust should read the reviews and be ashamed.!

Everything went wrong from the start of the claim except for the independent assessor. I had 2 minor bumps in our caravan whilst on holiday in France in September. One turned out to be very expensive as Swift Caravans method of construction meant new panels were needed. Ie made the claim with estimates in early October but Amtrust did not authorize the insurance payment until Nov 22nd when I also submitted my bank details as requested for the payment to be paid directly to me, minus the excess. I assumed this would take 3- 5 working days, the industry standard As I write this on December 5th I have still not received payment and I cannot go ahead as the repairers need a large deposit to cover the cost of the parts and will not book the caravan for repair until they receive the parts. The repairers told us today that it could be as late as March 2025.
A week later on November 29th payment had not been received so I rang and spoke Puneet who said she would put the claim through to the accounts dept. So then, a week had passed without any attempt to process the payment. She told me she would process it straight away. Rang the company again On Dec 3rd and learned it had still not been processed. Their time scale turned out to be 7 - 10 days but by this time it was well over that period. Whoever I spoke to said it would now be processed and she could not do anything to speed it up. When asked, I said that yes I would like to make an official complaint and spoke to a man called Rory, who was very understanding. However there was nothing he could do about the company falling short and he was unable to get the payment to me quicker. I would like to know why the complaints dept exists if they cannot sort out the companys own errors. There are so many dire reviews about this company on Trust Pilot that it is clear to me that the people at the top never look at the reviews ( or they do not care!) because if they did they would be so ashamed and surely revise their procedures. So then here I am wondering if they really have processed my payment. The next 7 - 10 days may result in payment received and then again, maybe not. I am not holding my breath. Take my advice never ever deal with this company. David Tate

4 December 2024
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Ewerything

Ewerything, it is a shit company.

New message, after mailed them, as they asked, no awnser agan, they are not serious, still a shit company, but times too shit company now.

Second new message,They told me someone should contact me, it still hasent been done, still a shit company times three shit company now.

Third message, been contacted by other person, no money, its still a shit company times four shit company now.

20 November 2024
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

I wish I could rate ZERO stars.

I wish I could rate ZERO stars.

My companion's medical workman's compensation care has been extremely mismanaged by AmTrust employee, Christine Sital.

Christine allowed my companion to go 8 WEEKS without being seen immediately after his emergency room visit, to have his broken arm set. Now he has to have corrective surgery after the mess Christine Sital has created.

What kind of human being in the healthcare industry would allow this to happen, and show such lack of care and concern?

What kind of company would employ such ineptitude when working with people who are medically challenged and in great pain?

Now we have to start the process all over again, surgery and another brace for 6-8 weeks thanks to the obtuse Christine Sital.

Christine was combative every step of the way, in my opinion, making excuse after excuse rather than taking control of the situation.
Not answering phone calls, and emails alerting her every step of the way what was going wrong.....NOTHING.......like talking to a sponge.

Horrifying experience

Horrifying company

15 November 2024
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Crooked company

Crooked company. Jennifer is a nightmare to deal with and extremely disrespectful. They'll do anything for a little extra money - including screwing people over. This company should be looked into and I am not sure how the people who work there sleep at night.

15 January 2024
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Shady company I will stay away from

Shady company I will stay away from. I owe them $194. If I try to pay them via their phone system it will charge me $194 plus credit card fees. If I try to pay on their website they add a ton of shady fees that make no sense. I'm looking at a billing fee of $15 plus over $6 to use a credit card. On the phone I'm asked to pay less than $200 but on their website I'm asked for $215. So what is the accurate amount? Does this company just make up numbers to charge people? Disgusting. Get your act together.

26 September 2024
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

This company is a total fraud

This company is a total fraud. It’s the perfect crime. You never contract with them yet they charge you for nothing and are rude over the phone but have no information except that you need to pay them or else. The scam is one thing but the rude Custer service with no data is terrible!

26 August 2024
Unprompted review
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Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

You call all day and never get ahold of…

You call all day and never get ahold of anyone except the voicemail. There workman comp department is horrible.

7 August 2024
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

Terrible.I have a pending claim for 2…

Terrible.I have a pending claim for 2 months, for a credit card, I have not received a single answer and the card is chasing me for payment. Waiting time is up for 30 days. either I don´t get an answer on the phone or disconnect. Time for a lawyer

29 July 2024
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

workman's comp policy with…

We have a workman's comp policy with this company they owe us a refund due to an audit and they are slow walking the audit it has been 8 weeks since submitting the audit and still not done. We are filing a complaint with state as well. We are now also looking at taking our business elsewhere

23 July 2024
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

Rated 1 out of 5 stars

If I could give no stars I would

If I could give no stars I would. Company still haven't paid out on claim and no update even though agreed to pay out in may and told be 7 days. Avoid company at all costs. When you ring they try get you off phone saying finance will pay you within 7-10 days but it never comes then 5 calls later same thing your told again and same outcome

11 July 2024
Unprompted review
AmTrust Financial Services logo

Reply from AmTrust Financial Services

Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at feedbackresponse@amtrustgroup.com and AmTrust will fully review your experience and respond directly with you.

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