Waggel Reviews 

14,404
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 3,791 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, kind, and knowledgeable when dealing with policy questions. Consumers find the overall service remarkably efficient, noting that setting up new coverage and managing policies is extremely smooth and hassle-free. However, some customers also noted frustrations regarding unexpected price increases over time or suddenly higher monthly costs. A few reviewers expressed dissatisfaction because certain claims were turned down or experienced lengthy delays during the approval stage. People mentioned feeling stressed when trying to navigate pre-existing condition exclusions and complex reimbursement requirements.

What people talk about most

Claim

Consumers find claim experiences to be mixed, as opinions vary significantly regarding the processing times... See more

Service

Reviewers highlight positive aspects of service, noting prompt pre-authorisations and quick claims processing... See more

Customer service

Customers consistently note positive experiences with customer service, praising the team for great... See more

Price

Users describe ambiguous interactions with price, often highlighting great initial value alongside steep... See more

Payment

Customers had ambiguous experiences with payment. While some reviewers report speedy service, prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Wow! Libbie is a superstar! Not often you can say dealing with insurance claims is straightfoward, informative and actually a pleasure. However, Libbie at Waggel has been incredibly patient, knowledge... See more

Rated 5 out of 5 stars

My dog requires a scale and polish. Received an estimate from the Vets and submitted a pre-authorisation claim online. Easy to complete. Provided a brief history of previous dental check-ups. The fol... See more

Rated 4 out of 5 stars

I have made my first claim for my 15 year old cat after having had to take her to an out of hour emergency vet, because she suffered from sudden blindness . It took a lot longer than expected for tha... See more

Rated 5 out of 5 stars

We had to make a claim for our dog Olly they walked us through everything nothing too much trouble lovely people to talk to as you would expect will renew next year thank you all so much


Company details

  1. Pet Insurance Company

About Waggel

Written by the company

Less stress, more love.

At Waggel, we’re just as obsessed with pets as you are - and we understand better than anyone why you want the best for them. That’s why we created a pet insurance policy that’s simple, clear and packed with everything your pet might need (and then some). No sneaky surprises, no confusing jargon - just one Lifetime policy that’s got your back from puppyhood to your pet’s golden years.

Our Lifetime pet insurance covers the big stuff like dental care, cancer and diabetes. But it’s not just about the policies. It’s about you and your pet feeling safe and supported every step of the way.

With over 15 years of insurance experience under our belts, we’re here to make sure you’re always in good hands with a personally assigned UK-based vet nurse to help manage your claims. This means you’ll never be left on hold for hours and can wave goodbye to mountains of paperwork.


Why Waggel?

We’re here to take the hassle out of pet insurance. No endless options, just one simple Lifetime policy that you can customise to fit your budget and needs. Here’s what sets us apart:

  • One policy, endless love. Our Lifetime policy covers a range of conditions and costs, from dental care to cancer.
  • No surprises, just clarity. Transparent pricing, easy-to-understand policy wording and a smooth claims process.
  • Your pet’s personal cheerleaders. You’ll have a dedicated claims handler with you every step of the way - because we know how important it is to feel supported when you need it most.
  • Giving back. We partner with charities to support dogs and cats in need because there’s nothing better than spreading the love.

Contact info

  • 1st Floor, 5 St Helen's Pl, London, EC3A 6AB, London, United Kingdom

  • www.waggel.co.uk

4.5

Excellent

TrustScore 4.5 out of 5

14K reviews

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4.5

All reviews

(14,404)

3,607 reviews in the last 12 months

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Rated 4 out of 5 stars

Took over 2 weeks to process

Took over 2 weeks to process, l would have liked communication on how my claim was progressing. I did text their support to find this out. But, they have agreed to pay my bills for my pet, so thank you

11 August 2026
Rated 5 out of 5 stars

Dog Pet Insurance

I spent some time comparing different insurance policies for my dog, following a horrendous renewal quote from my previous insurer. I found Waggel and their quote was super competitive, along with the excess I would have to pay in any claim. This compared very favourable and gave me lifetime cover for my dog at a vastly reduced monthly premium. Very happy with the ease of taking out the insurance and the free use of the Biscuit App is a great bonus.

27 July 2026
Unprompted review
Rated 1 out of 5 stars

My policy was printed with the wrong…

My policy was printed with the wrong name for my pet. I found this most inefficient.

9 August 2026
Waggel logo

Reply from Waggel

Hi, thank you for your feedback. We’re sorry to hear that your policy documents showed the wrong name for your pet.

Our policy documents are generated using the pet details entered when the policy is purchased. If any of these details are incorrect, our Customer Service team can help update them and issue corrected documentation.

Please contact us at hello@waggel.co.uk and we’ll be happy to look into this for you.

The Waggel Team

Rated 5 out of 5 stars

Site was easy to use

Site was easy to use. They are reasonably priced even for senior dogs.
I haven't been with them long so dont know how well or simple it is to make a claim..however I have downloaded the app and there is instructions and your policy at your fingertips.

3 August 2026
Rated 5 out of 5 stars

Stress free experience.

It was stressful enough having to have my dog going through x-rays and lameness investigation. Not to mention, watching my poor dog, limping all the time. I’ve never claimed from my pet insurance before, and was honestly, dreading it, but waggle, sorted my claim, paid straight to my vets, so I didn’t have to worry about anything like that. Any worries/queries I had, were answered, promtly, and professionally. I’d recommend Waggle. They made a stressful, worrying experience, easier to cope with.

10 August 2026
Rated 5 out of 5 stars

I cant thank Waggel team enough for their continued support. They are always so helpful and always have animals best interest at heart.

I am not very tech savy, so I always ring waggel team for advice and process my lads continuous Cushings disease. They are always very polite, friendly and helpful. They pay my Vet direct for his ATCH blood tests he now needs every 6 mths, plus his monthy medication to me as I pay my Vet for a prescription because its half the price online than my Vets charge. May I add, I was with another company for 9 years and dispite never having a claim they were getting too expensive. Then a friend told me about Waggel and they have been brilliant. They were so compassionate when I was in tears when Tedd got diagnosed with Cushings as he had no symptoms until he was rushed in with pancreatitis, so it was all such a shock. They dealt with my Vets direct and as iv NEVER had a claim before explained the whole process. My sister and 5 friends are now with them after I told them how wonderful they are. Tedd and I cant Thank Waggel team enough for their continued support and helping to keep my beloved Tedd happy and healthy.

10 August 2026
Unprompted review

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