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Tesco Bank Reviews 52,667

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 9,876 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the helpfulness, knowledge, and politeness of the staff, often appreciating the ability to speak with a human rather than an automated system. The service is consistently described as excellent, with many noting the quick and easy application process and efficient problem resolution. People also praise the clear guidance and professional yet personal touch received, making them feel supported and understood. However, some customers experienced issues with payment processing, including declined cards or unexpected charges. A few also mentioned difficulties in reaching a human representative directly through automated phone services, leading to frustration and longer wait times.

What people talk about most

Staff

Users describe positive interactions with staff, often highlighting their helpfulness, knowledge, and... See more

Customer service

Customers had positive experiences with customer service, often praising the ability to speak with a real... See more

Service

Reviewers mention positive feedback about service, with many finding it polite, prompt, and easily... See more

User experience

Reviewers highlight positive aspects of user experience, with many finding the website easy to navigate and... See more

Payment

Clients share ambiguous opinions on payment, with some reviewers praising quick service and helpful... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The representative was so kind and tried her best. My passport had gone missing & I could not fly & needed a hotel. When trying to book it said my card was declined. The representative said that the s... See more

Rated 4 out of 5 stars

Bit annoying I couldn’t speak to a human straight away with what should have been a 3 minute query. Took about 20 minutes in the end. I tried to go online but server didn’t respond ( their end not min... See more

Rated 5 out of 5 stars

When I phoned Tesco about my credit card, the lady answered promptly. She was very helpful, knowledgeable and polite. I’ve had few problems banking with Tescos, all which they sorted out immediately... See more

Rated 5 out of 5 stars

It was very quick and easy to apply and the key thing is to be honest. The process took around 10 minutes and with what your required to provide when applying made it feel very safe and sec... See more


Company details

  1. Bank

Written by the company

Looking to apply for a new credit card, a loan, or to grow your savings? Tesco Bank could help you make the most of your money. Check out our exclusive offers, helpful tools and guides and learn how to get the very best value with your Clubcard. Tesco Bank is a trading name of Barclays Bank UK PLC.

Personal Loans

Written by the company

Looking to buy a car, make home improvements or get on top of your finances? Discover how our loans could help you. Subject to status.

Contact info

Promotion box for Tesco Bank

Credit Cards

Compare our range of Clubcard Credit Cards. Subject to status.

4.3

Excellent

TrustScore 4.5 out of 5

53K reviews

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Rated 3 out of 5 stars

Disappointed

I was disappointed at not being able to speak to a person when the options given on the phone did not apply to my query. I just wanted to speak to customer service but found this nigh on impossible.

8 June 2026
Rated 1 out of 5 stars

Highly stressful experience regarding…

Highly stressful experience regarding discussing my card and payments. I was subjected to an interrogating phone call that lasted for 1 hour 26 minutes, I was super stressed afterwards and still cannot believe why I did not hang up earlier. I was put on hold twice for a long time with no apology and at times pressured into things that I did not wanted to commit to. I do not blame the agent, but the management, who is responsible for this kind of manipulative and bordering on harassment of behaviour. The Manager the agent must have spoken to when I had to hold on for a long time should be questioned. Super disappointed, I had never missed a payment in years and always paid what was due.

5 June 2026
Unprompted review
Rated 3 out of 5 stars

TESCO was trying to verify my correct…

TESCO was trying to verify my correct house details. This was not clear to begin with. When I said my address of my new house had already been sent to Tesco a good 6 months previously. Had the person said that at first, the conversation would be finish so much qui ker

5 June 2026
Rated 5 out of 5 stars

Satisfactory service

My experience was kind and helpful the person asked the right questions and solve the problem quickly. And reassured that the situation was being dealt with and accordingly

3 June 2026
Rated 5 out of 5 stars

Excellent Customer Service

I spoke to Shaun a customer representative of Tesco Bank. He was professional, courteous, respectful, friendly, and helpful. Most of all he was very patient in trying to solve my problem. I have very limited IT skills and he had to keep repeating himself as he guided and instructed me. I was very impressed because not once did he make me feel stupid or inadequate. His tone of voice was pleasant and calming, which made me feel at ease. Shaun is an excellent example of how a customer representative should be. He is an asset to Tesco Bank.

3 June 2026
Rated 1 out of 5 stars

You can tell these are now owned by Barclays

You can tell these are now owned by Barclays!
Paid off credit card in full in April, £12 interest was somehow put on in may which I didn’t know about and didn’t check as I paid it off in full to then get a email with £12 late payment fee and more interest, tried calling up to see what’s happened and the girl couldn’t tell me, said she was transferring then cut me off.

Had very similar experiences with Barclays who do seem to like to make things as difficult as possible!

5 June 2026
Unprompted review

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