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Tesco Bank Reviews 

54,047
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 9,898 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being helpful, polite, and professional, often resolving queries quickly. Many people appreciate the excellent customer service, highlighting the ease of speaking to a knowledgeable real person. The overall service and user experience are frequently described as straightforward, quick, and exceptionally good, simplifying processes like loan applications. However, some customers noted difficulties with online functionality, such as limited changes without calling or the absence of online chat. A few others experienced issues with payment processing, account blocks, or application rejections, sometimes leading to unresolved problems.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting their politeness, helpfulness, and... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the helpfulness and politeness... See more

Service

Customers consistently note positive experiences with service, often highlighting helpful, understanding, and... See more

User experience

Users describe positive interactions with the user experience, often highlighting the ease of use and... See more

Payment

Customers had ambiguous experiences with payment, with some reporting quick and easy processes for loans and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

No nonsense, reasonably straight forward in using savings account. Notified when interest rates change. New accounts relatively easy to set up and rates, whilst not the highest, are competitive on the... See more

Rated 5 out of 5 stars

I am not sure of the gentleman’s name that I spoke to this evening, Scottish I believe! However, he supported me through my query end to end and provided me with direct assistance that answered my que... See more

Rated 5 out of 5 stars

Minimal automated phone prompts before speaking to a real person. The call was answered within 20 seconds. The representative listened carefully to the issue and suggested an amicable solution. All do... See more

Rated 5 out of 5 stars

Excellent customer service from the Tesco Bank Credit Card team. The staff member I spoke to was friendly, helpful, and professional. They resolved my query quickly and explained everything clearly. T... See more


Company details

  1. Bank

Written by the company

Looking to apply for a new credit card, a loan, or to grow your savings? Tesco Bank could help you make the most of your money. Check out our exclusive offers, helpful tools and guides and learn how to get the very best value with your Clubcard. Tesco Bank is a trading name of Barclays Bank UK PLC.

Personal Loans

Written by the company

Looking to buy a car, make home improvements or get on top of your finances? Discover how our loans could help you. Subject to status.

Contact info

Promotion box for Tesco Bank

Credit Cards

Compare our range of Clubcard Credit Cards. Subject to status.

4.3

Excellent

TrustScore 4.5 out of 5

54K reviews

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4.3

All reviews

(54,047)

9,773 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

90% approval chance means nothing

I was rejected for a loan after being given a ‘90% chance’ approval rate.

The rejection reason made no sense as everything in the application correlated to my credit report.

I was able to find credit elsewhere shortly after, but am unhappy they dinged my score with a hard search for no reason.

A shame as several years ago I had a loan with them that I paid off without issue!

22 July 2026
Rated 1 out of 5 stars

Clueless

Got charged £12 for not making a minimum payment on my credit card. I never make minimum payments as my bill is always paid off in full every month. Tried to explain to staff who didn't get it.

13 July 2026
Rated 1 out of 5 stars

Useless

Useless. Do NOT apply. 3 months for a replacement card 1 month and counting and card still blocked and unable to be used despite assurances that everything was sorted. Hours spent waiting on phone to talk to people only for no resolution. Complete indifference by supposed trained customer service people when I complained. Minimum 2 weeks for any contact from complaint.

21 July 2026
Unprompted review
Rated 3 out of 5 stars

make it

make it. Easier to actually speak to a person by giving a phone number for. this purpose not all of us are happy using internet services

20 July 2026

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