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Startline Motor Finance Reviews 

13,517
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Reviewers had a great experience with this company. Customers consistently praise the service for being swift, efficient, and straightforward, making processes like financing and account management easy. Many highlight the exceptional customer service and professional staff, noting their helpfulness, clear communication, and supportive approach throughout their interactions. However, some customers also noted significant issues with customer service, describing experiences of unresponsiveness, dismissive attitudes, and a lack of support when seeking assistance. These individuals reported being left to pay for unusable or problematic vehicles, with finance issues remaining unresolved and no help provided during their financial struggles.

What people talk about most

Service

Clients share positive opinions on service, with many reviewers highlighting the excellent and helpful... See more

Staff

Reviewers mention positive feedback about staff, with many customers finding them friendly, professional, and... See more

User experience

Customers had positive experiences with the user experience, often describing the process as simple,... See more

Customer service

People report positive experiences with customer service, highlighting helpful and efficient interactions.... See more

Payment

Users describe ambiguous interactions with payment, with many customers reporting issues such as being... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Customer service is brilliant, didn’t have to wait on hold for more than 10 seconds each time I spoke to someone new. Spoke to a kind lady named Danielle, she handled my situation brilliantly and ma... See more

Company replied

Rated 5 out of 5 stars

I was so impressed by the company, particularly for how swift they were in processing the financing of my car. Iam now driving and very happy. They are also quite flexible on considering indivi... See more

Company replied

Rated 5 out of 5 stars

I applied online for finance, very quick reply from young gentleman went through straight away no problems at all, very helpful in finding the car we was looking for. Very quick and efficient Thank... See more

Company replied

Rated 5 out of 5 stars

Startline are a fantastic motor finance company. I telephoned to ask how I can register to keep track of my account/payments and the customer support team couldn’t have been more helpful. Very lovely... See more

Company replied


Company details

  1. Car Finance and Loan Company
  2. Financial Institution
  3. Leasing Service
  4. Non-Bank Financial Service

About Startline Motor Finance

Written by the company

Startline is a leading provider of specialist finance solutions to the UK motor finance market, working with prominent franchised and independent dealers and specialist intermediaries.

We challenge the traditional approach taken in this sector by providing a uniquely flexible and agile offering that aims to meet the rapidly changing needs of used car buyers and retailers during the 2020s.

Visit Our Website

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

14K reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 99% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.7

All reviews

(13,517)

2,083 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Communication fab

Great communication, helpful explaining things even when I thought yhry were silly questions

29 June 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review Dawn. We’re pleased we could assist you in purchasing your new car. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Everything was so easy from signing…

Everything was so easy from signing the contract to pick the car thank you

5 July 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

You’re welcome Sandra and we’re glad you’re pleased with the service. Thanks for taking the time to leave us a review and for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Customer service is brilliant

Customer service is brilliant, didn’t have to wait on hold for more than 10 seconds each time I spoke to someone new. Spoke to a kind lady named Danielle, she handled my situation brilliantly and made me feel better about paying off some debt I accumulated.

Felt a bit nervous about what I was doing cause I’ve never been in this situation before but she made the whole process feel quick and easy. Real difference in experience compared to other companies.

9 July 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you so much for your kind words Joseph, that’s fantastic to read. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Quick and easy

Quick and easy, sorted in a matter of hours and my new car is wonderful. Thank you

5 July 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

That’s great to hear Hayley. We’re pleased we could make it an easy process. Thank you for your review and for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Simple straight forward payed out same…

Simple straight forward payed out same day

5 July 2026
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Reply from Startline Motor Finance

Thank you for your review David. We’re pleased we could assist you in purchasing your new car. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Great service

It was great and you were kept informed every syep of the way. There were no hidden charges or surprises at the end of the process.

4 June 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review Joy. We’re pleased we could assist you in purchasing your new car. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Very friendly helpful efficient service

Very friendly helpful efficient service

28 June 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review Donna, we’re pleased we could help. Thank you for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

If I wasn’t for startline I would be…

If I wasn’t for startline I would be without my car which I needed it for work can’t thank them enough

4 July 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review Cheryl, we’re pleased we could help. Thank you for choosing Startline. John H @ Startline

Rated 1 out of 5 stars

I need to reject the car but cannot for…

I need to reject the car but cannot for some reason !

23 June 2026
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Reply from Startline Motor Finance

Miss Wheatley, we are sorry to read that you have experienced issues with your new vehicle. Our Complaints Resolution team can investigate this for you and provide support in rejecting the vehicle with the dealer. Please call them on 0141 220 2958 to discuss the matter in more detail. John H @ Startline

Rated 5 out of 5 stars

Simple

Simple, quick and easy process

28 June 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

That’s great to hear Theo. We’re pleased we could make it an easy process. Thank you for your review and for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

It was good experience

It was good experience

3 July 2026
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Reply from Startline Motor Finance

Thanks for your review Sadia, we’re pleased we could help. Thank you for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

My experience with Startline was quite…

My experience with Startline was quite simple, not so much of paper works

4 July 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for the 5* review Isaac! We hope you enjoy your new vehicle. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Easy honest and straight up

Easy honest and straight up

3 July 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review Ian. We’re pleased we could assist you in purchasing your new car. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

An absolute pleasure to deal with the…

An absolute pleasure to deal with the guys in this company more so Oscar he was very professional and extremely helpful and made my experience very easy just after having an accident he could not have been more helpful many thanks Paul Reeve

27 June 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review Paul, we’re pleased we could help. Thank you for choosing Startline. John H @ Startline

Rated 1 out of 5 stars

I would rate none if I could

I would rate none if I could. This is my second issue with them and it seems as appalling as my first.

First time, 2 year ago I was behind with 2 months and I have tried to make an arrangement with them which I did. However I was never told that while the arrangement were in place regardless if I PAY and I was paying well over my monthly direct debit they will report me as missed payment at experian. Surprise surprise when I applied for a work loan and been told that I am rejected due to Starline missed payments of 5 months. I have tried to debate it for months and they have done NOTHING. They basically returned to say that because the amount owing them was more than 1 month payment, that is the reason why they reported to Experian as MISSED PAYMENTS FOR 5 MONTHS. RIDICULOUS and APALLING. Never heard such thing up until this company.

Second issue this year : once again I remain behind with 1 month and a half. I am trying to set an arrangement with them telling them that I will pay them in 2 months. Half next month and half the following month, then I am being told they need to do an assessment and I have to connect all my banks to the link they send me. Ok done. Then she turns around as says that due to the fact that I have outstanding unsecured debts, she will not arrange a payment with me. I have told her that the debts are my business and I am dealing with them, not they. And that I want to pay my outstanding with them. She completely refused to make an arrangement, even though THEY REGISTERED ME WITH A DEFAULT for a month and a half and they also charged me more for my direct debit too was meant to be £287 and they took of me £320 last month. Absolutely ridiculous. Awful company to deal with. DO NOT GO AHEAD WITH THEM. I wish I didn't. Cannot wait to repay them and never have to deal with them again.

7 July 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

Bianca, we are sorry to read that your recent experience with us has not met the standards that you expect. If you would like to discuss this in more detail, we are available on 0141 483 2260. John H @ Startline

Rated 5 out of 5 stars

Exceptional service

Brilliant service, great communication and super fast approval. Couldn't have asked for a better experience. The team made the entire process smooth, transparent and stress free. Every step was clearly explained and I felt the communication was excellent, and I felt genuinely supported throughout. I wouldn't hesitate to recommend them to anyone looking for reliable, trustworthy motor finance I am thrilled with my new vehicle and grateful for the exceptional service Highly recommended - 5 stars.

18 June 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review and recommendation Jacqueline. We really appreciate it. Thank you for choosing Startline. John H @ Startline

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