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Startline Motor Finance Reviews 

13,517
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 2,127 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently highlight the excellent service, finding the process quick, easy, and straightforward. Many praise the professional, helpful, and friendly staff, noting the brilliant and exceptional customer service with great communication and support. People appreciate the smooth and stress-free user experience, with clear explanations and fast approvals. However, some people mentioned significant dissatisfaction with communication and support, particularly regarding issues with payments or rejected vehicles. Reviewers reported ignored emails and calls, finding staff unhelpful, rude, or incompetent when trying to resolve problems. Some customers were left paying for vehicles they could not use or had rejected, leading to considerable stress and financial loss.

What people talk about most

Service

People report positive experiences with service, often highlighting its quickness, efficiency, and... See more

Staff

Consumers generally report positive experiences with staff, highlighting their helpfulness, professionalism,... See more

User experience

Clients share positive opinions on user experience, frequently describing the process as simple,... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, efficient, and professional... See more

Payment

Customers consistently note ambiguous experiences with payment, with some expressing satisfaction with quick... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Customer service is brilliant, didn’t have to wait on hold for more than 10 seconds each time I spoke to someone new. Spoke to a kind lady named Danielle, she handled my situation brilliantly and ma... See more

Company replied

Rated 5 out of 5 stars

I was so impressed by the company, particularly for how swift they were in processing the financing of my car. Iam now driving and very happy. They are also quite flexible on considering indivi... See more

Company replied

Rated 5 out of 5 stars

I applied online for finance, very quick reply from young gentleman went through straight away no problems at all, very helpful in finding the car we was looking for. Very quick and efficient Thank... See more

Company replied

Rated 5 out of 5 stars

Startline are a fantastic motor finance company. I telephoned to ask how I can register to keep track of my account/payments and the customer support team couldn’t have been more helpful. Very lovely... See more

Company replied


Company details

  1. Car Finance and Loan Company
  2. Financial Institution
  3. Leasing Service
  4. Non-Bank Financial Service

About Startline Motor Finance

Written by the company

Startline is a leading provider of specialist finance solutions to the UK motor finance market, working with prominent franchised and independent dealers and specialist intermediaries.

We challenge the traditional approach taken in this sector by providing a uniquely flexible and agile offering that aims to meet the rapidly changing needs of used car buyers and retailers during the 2020s.

Visit Our Website

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

14K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 99% of negative reviews

Typically replies within 24 hours

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4.7

All reviews

(13,517)

2,081 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Good customer service

Good customer service

12 July 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review Henry, we’re pleased we could help. Thank you for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Very straightforwad

The process was very straightforwad and easy to do.

10 July 2026
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Reply from Startline Motor Finance

That’s great to hear Tracey. We’re pleased we could make it an easy process. Thank you for your review and for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

They were very helpful and kept

They were very helpful and kept me informed every step of the way.. I will choose them again and again.. Highly recommended..

18 July 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review and recommendation Mr Attah-Hayford. We really appreciate it. Thank you for choosing Startline. John H @ Startline

Rated 1 out of 5 stars

My experience with Startline Motor…

My experience with Startline Motor Finance has been nothing short of unacceptable.

I exercised my legal right to reject my vehicle within the first 30 days after it developed multiple faults almost immediately after purchase, including severe braking vibration, an engine management light, intermittent loss of power and several other defects. The dealership accepted my rejection and took the vehicle back. However, after having possession of the vehicle for approximately two weeks, they completely changed their mind and decided they wanted an IVIS inspection instead. Rather than standing by my consumer rights or their own earlier position, Startline supported the dealership’s change of stance instead of treating my rejection fairly.

Throughout my complaint, I have provided substantial evidence from three independent VAT-registered garages, including diagnostic reports, invoices, photographs and fault codes confirming there were genuine issues with the vehicle. Despite this, Startline has chosen to disregard the overwhelming evidence I supplied and instead rely almost entirely on evidence obtained by or supporting the dealership. I do not believe my complaint has been investigated fairly or impartially.

Communication has been extremely poor. I have repeatedly had to chase for updates, many of my emails have gone unanswered, and my questions have been ignored. Even after handing the vehicle back, Startline has continued to expect me to make finance payments on a vehicle I no longer have, while ignoring my requests for support and failing to explain why I should continue paying during an ongoing dispute.

The most disappointing part of my experience was dealing with your complaints. I remained calm, polite and respectful throughout our conversation despite the significant financial and emotional stress this situation has caused me. In return, I found your complaints team to be rude, abrupt and dismissive. He repeatedly spoke over me, refused to properly listen to my concerns and would not transfer me to either my case handler, a manager or anyone else who could assist, despite me politely requesting this several times. He simply refused to escalate my concerns.

After this conversation, I called Startline again hoping to speak to someone else. I was left on hold for 55 minutes, only for the call to be disconnected without anyone answering.

I have requested that Startline preserve and review the recording of my conversation with Scott, as I intend to take this matter further. I believe the recording will clearly demonstrate the manner in which I was spoken to, my repeated polite requests to speak with someone else, and the refusal to escalate my complaint.

This entire experience has caused me significant financial hardship, stress and anxiety. Instead of receiving support from a regulated finance company, I have felt ignored, dismissed and left to fight this matter alone.

I expected Startline Motor Finance to investigate my complaint fairly, consider all of the evidence presented, communicate openly and treat customers with respect. Unfortunately, my experience has been the complete opposite, and I cannot recommend them based on how they have handled my complaint.

23 July 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

Mr. Chipamaunga, we are sorry to read that you have experienced issues with your new vehicle and our Complaints Resolution team are investigating this for you. If you would like to discuss this in more detail, we are available on 0141 220 2958. John H @ Startline

Rated 5 out of 5 stars
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review George, we’re pleased we could help. Thank you for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

ROYMC

The person I spoke to talked me through it all and was very polite.

11 July 2026
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Reply from Startline Motor Finance

Thank you for the 5* review! We hope you enjoy your new vehicle. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Service was amazing and prompt

Service was amazing and prompt

14 July 2026
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Reply from Startline Motor Finance

Thanks for your review Frederick, we’re pleased we could help. Thank you for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

the application process was straight…

the application process was straight forward, the response time was extremely quick. Excellent service from the start. highly recommend,

6 July 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review and recommendation Ian. We really appreciate it. Thank you for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Fantastic thanku

10 July 2026
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Reply from Startline Motor Finance

Thank you for the 5* review Kerry! We hope you enjoy your new vehicle. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Great service

Great service all the way through. Friendly, informative and clear in what they were offering me, highly recommended.

10 July 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review and recommendation Jonathan. We really appreciate it. Thank you for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

It was great and very fast

It was great and very fast

26 June 2026
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Reply from Startline Motor Finance

Thanks for your review Obaseki, we’re pleased we could help. Thank you for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Easy and straightforward

Easy and straightforward

10 July 2026
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Reply from Startline Motor Finance

That’s great to hear, we’re pleased we could make it an easy process. Thank you for your review and for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

Very good experience

Very good experience

3 July 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for the 5* review William! We hope you enjoy your new vehicle. Thanks for choosing Startline. John H @ Startline

Rated 1 out of 5 stars

Avoid

Whilst their customer service is on point, they are a bunch of scammers when it comes to finance. I bought a car over 2 years ago and was looking at options as to how much was left/ Voluntary termination. I did pay around £800 deposit which yes I know isn’t a huge amount however when getting a settlement it’s for the amount the car was at first purchase over 2 years ago…. 2 years of payments simply to pay their ridiculous charges is absolutely wild to me. And to still have such a big amount left over before VT is a disgrace. Can only blame myself as I should have checked and would have seen the FOS have upheld so many complaints against this awful awful company.

18 July 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

We are sorry your experience with us has not met your expectations and we are keen to investigate this further. However, we have been unable to locate a finance agreement in your name and have requested Trustpilot contact you for your details. We would be glad to discuss your issue in more detail and are available on 0141 483 2260. John H @ Startline

Rated 4 out of 5 stars

Helpful with selection of cars

Helpful with selection of cars
Had patience when helping me with how to go about finance as first time getting it

14 July 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review, we’re pleased we could help. Thank you for choosing Startline. John H @ Startline

Rated 4 out of 5 stars

I am quite grateful to startline for…

I am quite grateful to startline for approving, accepting my application for car finance, and being one of the successful lender after a large panel of lenders declined my offer and application for car finance.

27 June 2026
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review Jabran. We’re pleased we could assist you in purchasing your new car. Thanks for choosing Startline. John H @ Startline

Rated 5 out of 5 stars

I’m still thinking…

17 July 2026
Unprompted review
Startline Motor Finance logo

Reply from Startline Motor Finance

Thanks for your review Damian, we’re pleased we could help. Thank you for choosing Startline. John H @ Startline

Rated 4 out of 5 stars
Startline Motor Finance logo

Reply from Startline Motor Finance

Thank you for your review Ronald. We’re pleased we could assist you in purchasing your new car. Thanks for choosing Startline. John H @ Startline

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