Policy Expert Reviews 

102,969
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 16,929 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive prices and note that renewing policies, managing accounts, or setting up new cover is remarkably quick and straightforward. People also genuinely appreciate the helpful support team, mentioning that staff members are exceptionally patient, friendly, and efficient when answering questions. Some reviewers were not happy with technical glitches encountered on the website and online portal, which caused unexpected registration difficulties. A few other people also felt that customer service and communication could be significantly improved, particularly regarding delayed updates and prolonged unresolved repair work.

What people talk about most

Price

Reviewers highlight positive aspects of price, mentioning that costs are fair, reasonable, and significantly... See more

User experience

People report positive experiences with user experience, finding the online platform seamless,... See more

Service

Clients share positive opinions on service, highlighting quick setups, seamless renewals, and competitive... See more

Customer service

Customers consistently note positive experiences with customer service, praising staff for being... See more

Website

Reviewers mention positive feedback about website, highlighting that the online portal is easy and quick to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This is our second year with Policy Expert Home Insurance. We have been very happy with the Gold level of cover and the service from the customer support team. We were able to discuss the policy renew... See more

Company replied

Rated 5 out of 5 stars

Nice and easy to insure my car. Straight forward process apart from the account registration process which was a bit glitchy but I irked after about 3 tries. Custom service has yet to be tested an... See more

Company replied

Rated 5 out of 5 stars

Very easy and straight forward to take out the policy in the first place. Saved me half the cost of my previous company. Great communication for all my policy details. Full coverage for my needs.... See more

Company replied

Rated 5 out of 5 stars

I have been with Policy expert for quite a few years and every renewal I have had has been only a few pounds dearer than the cheapest I could find on all the comparison websites, so I think it’s not w... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Insurance Agency

About Policy Expert

Written by the company

About us:

We’re Policy Expert – the award-winning home and car insurance provider, trusted by over 1.5 million UK customers.

We’re on a mission to make insurance easier. Our policies are written in plain English, our cover is designed to suit your needs and our claims processes are nice and easy - so you can have peace of mind.

If you need us, our friendly team in our UK-based contact centres will be happy to help. Drop us a message or give us a ring.

Our opening hours:

Mon – Thurs: 08.30 – 19.00

Friday: 08.30 – 18.00

Saturday: 09.00 – 13.00

Home and car insurance from Policy Expert

Written by the company


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

103K reviews

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4.5

All reviews

(102,969)

16,699 reviews in the last 12 months

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Rated 4 out of 5 stars

Subsidence

The rear extension suffered with subsidence a couple of years ago. My household insurers made the claim fairly easy to navigate. Though a long drawn out conclusion( no fault of the insurers) more getting the numerous contractors to fit into their workload the various inspections needed.
I have remained with Policy Expert so that speaks volumes.

15 September 2026
Rated 5 out of 5 stars

i used the online home insurance site

i used the online home insurance site. I still had some unresolved issues so I contacted 0330 0600 601 for help. The lady at the UK Call Centre was incredibly helpful, patient and friendly, all matters were resolved confidently. Stress levels reduced. I had no problem paying a small charge for the additional Call Centre Service, I still have a very competitive deal

15 September 2026
Rated 1 out of 5 stars

ongoing complaint from 19th Aug

This is an ongoing complaint from 19th of August 2026. My boiler has not been working - no hot water and no heating since the last 4 weeks.

The same boiler technician came in on three separate occasions:
25th August - to triage the issue (checked it in 2 mins and decided that there was a problem that would need parts to be replaced)2nd Sept - to repair the issue (the boiler broke down on 3rd september again) 8th sept - to remove an air vent from the system (the boiler broke down immediately afterwards)
Since 10th of september, I have been repeatedly calling to try and get this fixed but have received no response at all. 

I am a single mother with two underage kids in the house. And my younger child is asthmatic. Not being able to have a warm shower, means that he now has a full blown cold and a build of phlegm which will lead to an episode of breathlessness. 

I am not sure what kind of cowboys are running this business but clearly you have no idea of what customer service should be. 

Needless to say, I will not be renewing my insurance with your company.

15 September 2026
Unprompted review
Policy Expert logo

Reply from Policy Expert

Hello,

Thanks for taking the time to leave us a review.

We’ve forwarded these details over to the relevant department and will get back to you as soon as possible.

Please contact us at homereviews@policyexpert.co.uk if there’s anything else you’d like to share.

Thanks,
Nisha

Rated 4 out of 5 stars

Easy but no way to turn off auto renewal

Signing up via MoneyExpert was really easy. Once on your website, it was straightforward as well. The one problem I have is not being able to stop automatic renewal on my policy. I needed to open chat on your website in order to do this. The person I dealt with was very good about sorting it and I forgot to thank her as I hit stop chat instead of send. In any event, I’d much rather have a toggle switch on my online policy but, me being cynical, you wouldn’t then be able to take my money next year at a much higher rate ;)

15 September 2026
Rated 5 out of 5 stars

Great and simple to use website

Great and simple to use website.
Quote I received was competitive but more importantly cover was increased.
Very quick to input details and to begin policy.

Only small thing and I’m sure eventually it will improve, however as I have this policy I enquired about pet insurance but due to dog breed no quote was given. IMO any pet as long as kept legally should be offered pet insurance?¿. Anyway I hope this can be resolved in future. Thanks

15 September 2026
Rated 5 out of 5 stars

Easy to organise on-line

Easy to organise a new policy on-line. Most favourable price by far with extras attached as part of the policy. Very pleased to have made such a big saving.

15 September 2026

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