This is our second year with Policy Expert Home Insurance. We have been very happy with the Gold level of cover and the service from the customer support team. We were able to discuss the policy renew... See more
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Written by the company
We’re Policy Expert – the award-winning home and car insurance provider, trusted by over 1.5 million UK customers.
We’re on a mission to make insurance easier. Our policies are written in plain English, our cover is designed to suit your needs and our claims processes are nice and easy - so you can have peace of mind.
If you need us, our friendly team in our UK-based contact centres will be happy to help. Drop us a message or give us a ring.
Our opening hours:
Mon – Thurs: 08.30 – 19.00
Friday: 08.30 – 18.00
Saturday: 09.00 – 13.00
Written by the company

Exchange House, 450 Midsummer Boulevard, MK9 2EA, Milton Keynes, United Kingdom
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Very clear speaking gent, explained all question with all information with professionalism
Telephone contact was very good: no bot; no waiting to connect to support agent, clear explanations with an efficient and friendly approach.
Great car insurance price and really easy to set up my policy.
All aspects of the Insurance cover fully explained . Good interaction with the agent .
Definitely recommended .
Price quoted on ComparetheMarket and when purchasing were different by a good enough margin to matter; despite no changes
Otherwise simple enough to purchase
we chose policy expert instead of our oringnal
Worst company I have dealt with. Impossibly difficult to make a claim or speak to a person. Take your money and run. Go elsewhere!

Reply from Policy Expert
I was looking to find a new quote and to have any changes which I may need explained. With Policy Expert, and it's agent, Jack, I got all I could hope for - all fully explained and at a quote which matched provision in all respects to my current company and at a much more economical price.
Thank you.
Had a problem registering and this was sorted with great team member. Pleased with support and also that I could opt for policy details by post.
Absolutely disappointed with Policy Expert.
Be aware that they do not offer pre-authorised payments for surgery. You may have cover of up to £10,000, but they expect you to pay the full cost of the procedure upfront and only claim the money back afterwards—if the claim is approved. Even worse, they won't confirm in advance whether the procedure is covered, leaving you to risk thousands of pounds with no guarantee you'll be reimbursed.
My dog has double hip dysplasia and urgently needs surgery costing several thousand pounds. The vets won't carry out the operation without payment, and Policy Expert won't pay until after it's been done. Like many people, I simply don't have thousands of pounds available to pay upfront, making the insurance almost useless when it's needed most.
Other pet insurance companies offer pre-authorisation or direct payment to vets, which is far better customer service and helps owners get treatment without this financial barrier.
I wouldn't recommend Policy Expert. I'd look for a company that offers better support when your pet actually needs care.

Reply from Policy Expert
Despite technical problems constantly finally managed to speak to someone in to obtain house insurance . Very helpful . Hope problems have been resolved
Very competitive prices and selections of cover, was looking for home insurance as mine was up for renewal and found yours very competitive compared to my current provider so decided to change as my current provider couldn't match or come close, I have managed to save £100 for practically the same cover.
Everything seemed straightforward and well set out, quite easy to work through. Thanks
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