Policy Expert Reviews 

103,015
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 16,929 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive prices and note that renewing policies, managing accounts, or setting up new cover is remarkably quick and straightforward. People also genuinely appreciate the helpful support team, mentioning that staff members are exceptionally patient, friendly, and efficient when answering questions. Some reviewers were not happy with technical glitches encountered on the website and online portal, which caused unexpected registration difficulties. A few other people also felt that customer service and communication could be significantly improved, particularly regarding delayed updates and prolonged unresolved repair work.

What people talk about most

Price

Reviewers highlight positive aspects of price, mentioning that costs are fair, reasonable, and significantly... See more

User experience

People report positive experiences with user experience, finding the online platform seamless,... See more

Service

Clients share positive opinions on service, highlighting quick setups, seamless renewals, and competitive... See more

Customer service

Customers consistently note positive experiences with customer service, praising staff for being... See more

Website

Reviewers mention positive feedback about website, highlighting that the online portal is easy and quick to... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This is our second year with Policy Expert Home Insurance. We have been very happy with the Gold level of cover and the service from the customer support team. We were able to discuss the policy renew... See more

Company replied

Rated 5 out of 5 stars

Nice and easy to insure my car. Straight forward process apart from the account registration process which was a bit glitchy but I irked after about 3 tries. Custom service has yet to be tested an... See more

Company replied

Rated 5 out of 5 stars

Very easy and straight forward to take out the policy in the first place. Saved me half the cost of my previous company. Great communication for all my policy details. Full coverage for my needs.... See more

Company replied

Rated 5 out of 5 stars

I have been with Policy expert for quite a few years and every renewal I have had has been only a few pounds dearer than the cheapest I could find on all the comparison websites, so I think it’s not w... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Home Insurance Agency
  4. Insurance Agency

About Policy Expert

Written by the company

About us:

We’re Policy Expert – the award-winning home and car insurance provider, trusted by over 1.5 million UK customers.

We’re on a mission to make insurance easier. Our policies are written in plain English, our cover is designed to suit your needs and our claims processes are nice and easy - so you can have peace of mind.

If you need us, our friendly team in our UK-based contact centres will be happy to help. Drop us a message or give us a ring.

Our opening hours:

Mon – Thurs: 08.30 – 19.00

Friday: 08.30 – 18.00

Saturday: 09.00 – 13.00

Home and car insurance from Policy Expert

Written by the company


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

103K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(103,015)

16,699 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Worst company I have dealt with

Worst company I have dealt with. Impossibly difficult to make a claim or speak to a person. Take your money and run. Go elsewhere!

16 September 2026
Unprompted review
Policy Expert logo

Reply from Policy Expert

Hello,

Thanks for taking the time to leave us your review.

We'd like to look into this further, however, we're unable to locate your information with the details provided in your review. We've requested your details via Trustpilot, if you could please respond at your earliest convenience, we can then assist you further.

Thanks,
Nisha

Rated 5 out of 5 stars

GOOD OLD STYLE SERVICE!

I was looking to find a new quote and to have any changes which I may need explained. With Policy Expert, and it's agent, Jack, I got all I could hope for - all fully explained and at a quote which matched provision in all respects to my current company and at a much more economical price.
Thank you.

16 September 2026
Rated 1 out of 5 stars

Absolutely disappointed with Policy…

Absolutely disappointed with Policy Expert.

Be aware that they do not offer pre-authorised payments for surgery. You may have cover of up to £10,000, but they expect you to pay the full cost of the procedure upfront and only claim the money back afterwards—if the claim is approved. Even worse, they won't confirm in advance whether the procedure is covered, leaving you to risk thousands of pounds with no guarantee you'll be reimbursed.

My dog has double hip dysplasia and urgently needs surgery costing several thousand pounds. The vets won't carry out the operation without payment, and Policy Expert won't pay until after it's been done. Like many people, I simply don't have thousands of pounds available to pay upfront, making the insurance almost useless when it's needed most.

Other pet insurance companies offer pre-authorisation or direct payment to vets, which is far better customer service and helps owners get treatment without this financial barrier.

I wouldn't recommend Policy Expert. I'd look for a company that offers better support when your pet actually needs care.

6 August 2026
Unprompted review
Policy Expert logo

Reply from Policy Expert

Hello,

Thanks for taking the time to leave us a review.

We’ve forwarded these details over to the relevant department and will get back to you as soon as possible.

Please contact us at homereviews@policyexpert.co.uk if there’s anything else you’d like to share.

Thanks,
Nisha

Rated 5 out of 5 stars

Very competitive prices

Very competitive prices and selections of cover, was looking for home insurance as mine was up for renewal and found yours very competitive compared to my current provider so decided to change as my current provider couldn't match or come close, I have managed to save £100 for practically the same cover.

15 September 2026

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look