Oodle Car Finance Reviews 

20,514
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently highlight the quick, easy, and efficient service, often completing processes like car finance within 24 hours. The user experience is described as straightforward and hassle-free, with staff praised for being helpful, professional, and clearly explaining everything. However, some customers also noted significant dissatisfaction with customer service, citing issues like long phone queues, unhelpful staff, and difficulties resolving complaints. These reviewers experienced a lack of communication, ignored calls, and an absence of support when facing problems, leading to considerable frustration.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting its speed, efficiency, and... See more

User experience

Customers had positive experiences with the user experience, often describing the process as easy, quick, and... See more

Staff

People report positive experiences with staff, highlighting their helpfulness, professionalism, and patience,... See more

Customer service

Users describe positive interactions with customer service, highlighting fast responses, helpfulness, and... See more

Response time

Consumers find response times to be positive, with many reviewers praising the swift and reliable customer... See more

Reviews shaping this summary

Rated 5 out of 5 stars

From the first call to completion my experience was so positive. No hidden promises, just straight forward process, and so quick. I had been led along by another finance company who completely wa... See more

Rated 5 out of 5 stars

Oodle finance allowed me to be able to get my car at affordable repayments. They kept in touch with me at every step of the way through the process , oodle was transparent with information with no sur... See more

Rated 5 out of 5 stars

Was made welcome they went though everything with us made you feel relaxed If there wasn’t something we didn’t understand they was happy to explain it Would definitely used them again well done la... See more

Rated 5 out of 5 stars

I was very pleased with the way my car loan was explained it was very well dealt with they capted my going what was going on and I'm very please ovf the out come very impressive company I would put th... See more


Company details

  1. Car Finance and Loan Company
  2. Non-Bank Financial Service

Written by the company

Now our happy car-buying customers enjoy clever, seamless search and payment terms that suit their lifestyle. Dealers love us too. We send them Oodlers keen to drive away in a car that’s on the forecourt, with finance that’s already good to go.

Oodle Car Finance

Written by the company

Car buying confidence at every step
We've already helped over 150,000 customers get the best car for their budget, and we're over the moon to be rated five stars on Trustpilot.

Contact info

4.8

Excellent

TrustScore 5 out of 5

21K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(20,514)

4,262 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I would rate 0 if possible.

I would rate 0 if possible.

I have never been someone who leaves reviews, but my experience with Oodle has left me feeling that I have no other option.

I am currently extremely disappointed with how my situation has been handled. I made Oodle aware that I suffer with anxiety and depression, and after experiencing financial difficulty, we agreed a payment arrangement of £300 per month rather than the usual £232.14 I pay on the 28th of each month until my arrears were cleared. I have stuck to this agreement.

During those discussions, it was also agreed that communication would be via email only due to the severe anxiety caused by phone calls and SMS messages. Despite this, I have continued to receive frequent calls and texts, often daily or every other day, even after repeatedly asking for this to stop and providing multiple updates.

Since 9th July, I have had to contact Oodle four further times because the issue has still not been resolved. The constant calls and messages are causing significant distress and are having a serious impact on my mental health and everyday life.

I have also experienced issues with a DSAR request. I was initially advised via live chat that information regarding the checks carried out when my finance was approved would be provided within 72 hours. After this timeframe passed and I had not received the initial information requested and told I would get I contacted via live chat again and I was advised a DSAR would be raised. I asked if anything else was needed from me and was told no, but over a week later I was asked to provide the same security information again despite already completing security checks through live chat.

At this point, I feel completely let down by the way my concerns have been handled. I have tried repeatedly to resolve this directly with Oodle, but the continued contact despite agreements being made has caused unnecessary stress and anxiety.

I also have serious concerns regarding the original approval of my finance agreement.

After reviewing my circumstances at the time, including my bank statements and financial position, I have been advised that there were significant affordability concerns and that I should not have been approved for finance of over £13,000 for a £7,500 vehicle.

At the time of approval, there were multiple red flags that I believe should have been identified through a proper affordability assessment. These included relying on a £500 overdraft every month, existing financial commitments, and a gambling addiction that was affecting my finances at the time.

I strongly believe that had the correct checks and affordability assessment been completed properly, the agreement would have raised serious concerns and would not have been approved.

The impact of this decision has been significant, leaving me in further financial difficulty and causing considerable stress. I feel that the affordability of the agreement was not properly considered before I was committed to a finance agreement of this size.

I hope someone at Oodle takes the time to review this properly rather than just copying and pasting the same response they have sent to all other reviews and understands the impact this has had on me and can atleast follow through with only email contact as that is what you have agreed to but have sadly not honoured this and are causing me serious distress.

22 July 2026
Unprompted review
Oodle Car Finance logo

Reply from Oodle Car Finance

Hi Joshua,

We're sorry to hear about your experience and the distress this situation has caused. We recognise the importance of supporting customers who may be experiencing vulnerable circumstances and understand the impact that unwanted contact can have when alternative communication preferences have been agreed.

We take concerns regarding customer communications, data requests, and affordability assessments seriously, and we're disappointed to hear that you feel we've fallen short of your expectations. As your review raises matters relating to an individual account and ongoing concerns, we're unable to discuss the specifics publicly. However, we appreciate you taking the time to share your feedback, and we're sorry to learn of the effect this has had on your wellbeing.

Kind regards, Chris

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look