Nationwide Reviews 

9,368
TrustScore 3 out of 5

2.8

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Review summary

Created with AI, based on recent reviews

Looking at 1,501 reviews, most reviewers were unhappy with their experience overall. Many people feel that the service provided is poor, with concerns raised about automated systems failing to understand account details or providing unhelpful responses. Reviewers frequently mentioned issues with account management, such as being asked for extensive verification or experiencing problems with transactions and payment methods. There is a consistent feeling of being disregarded by the institution when raising complaints or needing assistance. However, some customers had very positive interactions, noting firsthand experiences of kindness and professional treatment from particular branch staff. A small group of consumers also mentioned receiving speedy and empathetic help from specific personnel when facing difficult situations. Conversely, a few other people also felt that some staff members were rude, poorly trained, or made personal inquiries during service interactions.

What people talk about most

Customer service

People report ambiguous experiences with customer_service, as opinions and interactions vary significantly.... See more

Staff

Consumers find staff to be ambiguous, experiencing a mix of exceptional branch service and frustrating online... See more

Service

Users describe ambiguous interactions with service, reflecting high disagreement among customers. Many... See more

Payment

Clients share negative opinions on payment, highlighting issues with blocked debit cards and unexpected... See more

Response time

Reviewers highlight negative aspects of response time, consistently reporting long delays and difficulties... See more

Reviews shaping this summary

Rated 3 out of 5 stars

The company who run your credit card know next to nothing about me and how I run my spending on the credit card. As a result they are always lowering my limit and jacking UP my charges on the way it... See more

Company replied

Rated 3 out of 5 stars

There are some really great things about banking with Nationwide but there is one massive stumbling block which they believe is a customer benefit. We are rural-based and the trip to a Nationwide i... See more

Company replied

Rated 4 out of 5 stars

Friendly, helpful staff. Unfortunately, I had not received my switch service payment into my account when I visited the branch. I find these surveys are very much a 'one size fits all' so do not... See more

Company replied

Rated 1 out of 5 stars

tried to log a simple it fault and error message. took hours. sent screenshot. eventual answer "is your browser using English" duh the screenshot showed English. totally hopeless AI type response wi... See more

Company replied


Company details

  1. Building Society
  2. Financial Institution

Written by the company

Nationwide is the world's largest building society with around 15 million members. It's one of the largest savings providers, a top-three provider of mortgages in the UK & a major provider of current accounts, credit cards, ISAs & personal loans.


Contact info

2.8

Average

TrustScore 3 out of 5

9K reviews

5-star
4-star
3-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 59% of negative reviews

Typically replies within 24 hours

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2.8

All reviews

(9,368)

2,027 reviews in the last 12 months

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Rated 1 out of 5 stars

Heanor nationwide not accessible for…

Heanor nationwide not accessible for people that are hard of hearing.

24 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Emily, you can find more about our accessibility options here on our website: https://www.nationwide.co.uk/help/accessibility/

Rated 5 out of 5 stars

The staff are always very welcoming

The staff are always very welcoming, friendly, polite and knowledgable. The app is great and I’ve been with Nationwide for about 10 years and never had a major problem. Any issues have been resolved quickly.
It’s also convenient that you’re never too far away from a Nationwide branch!!

24 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for sharing Chris, this is lovely to read!

Rated 1 out of 5 stars

Very poor customer service

Very poor customer service - AI doesn't understand the issue & we go around in circles wasting time. I have since moved to First Direct which is like a breath of fresh air. You get straight through to a human being who deals with any issues promptly & efficiently!

25 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Nick, if you'd like to raise a complaint about this, you can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 1 out of 5 stars

Useless deterioration in credit card service

For a long time I have had a Nationwide credit card and paid by cheque over the counter at my local branch.
Nationwide has now declared war on cheques and the bills no longer have a bank giro slip attached.
I am not going to jump through hoops to satisfy Nationwide's requirements when they do not suit me so it is time to say goodbye.
I now have a Capital One card where I have just received the bill and paid it by cheque at my local HSBC branch.
Nationwide make a big thing of advertising its national branch coverage. What is the point of having a Nationwide branch in my local high street when it does not provide the service I require?

25 July 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Adam, you don't need a Giro slip to pay your credit card by cheque. You'll just need your card and the cheque itself, and the team at your local branch will be able to process this for you. You can find out more here: https://www.nationwide.co.uk/credit-cards/help/pay-credit-card/

Rated 2 out of 5 stars

Trying to speak to customer servive in…

Trying to speak to customer servive in person was a nightmare. The AI system couldnt understand what i was asking and kept going round in a loop repeating it self rather than allowing me to speak to someone.

Top 20mins of struggle then when i got to someone, he was great and it was good service.
AI seems to be a blocking processs

25 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Paul, we're sorry to hear you've had trouble getting through to us. When calling, you can bypass our automated system by pressing '*' on your telephone keypad. If you’d like to raise a complaint regarding your experience, you can do so using the options outlined here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 5 out of 5 stars

Very helpful and took time to answer my…

Very helpful and took time to answer my enquiry. I would recommend this bank. They also offer appointments if want. Lovey staff,I was in the branch in Falkirk . Thank

21 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Catherine, thanks for sharing this lovely feedback about the service you received from our Falkirk branch, we're pleased to hear this ☺️

Rated 1 out of 5 stars

Very poor system design

Very poor system design. Nationwide was once an organisation serving its customers. Now, it appears to serve only the interests of its (overpaid) senior managers (who are unable to manage).

25 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi there, if you'd like to raise feedback about this, you can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/general-feedback/.

Rated 5 out of 5 stars

Brilliant service

Brilliant service, very efficient and friendly staff….so glad I made the move to Nationwide….👌🏻🎉🥳

21 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for sharing, Soozie, this is great to hear!

Rated 5 out of 5 stars

Very good financial institution

Very good financial institution for interest payments on saving accounts. Better than the bank. Staff helpful and good customer service.

24 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thanks for sharing this 5* review, Dione ☺️

Rated 5 out of 5 stars

The only bank in town!

There is still a local branch with knowledgeable and helpful staff.

22 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Jolyon, thanks for sharing this lovely feedback about the service you've received from your local branch ☺️

Rated 5 out of 5 stars

BIG thank you to Cwmbran branch

I have been a member of Nationwide for over 40 years and always received the very best service at the Cwmbran branch. The staff are professional yet friendly, always efficient and supportive. I highly recommend Nationwide to everyone at any opportunity. Thank you to all for always making it a pleasure to deal with every aspect of my associated financial affairs. Brilliant.

21 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Maggie, thanks for sharing this lovely feedback about the service you've received from our Cwmbran branch, we're so pleased to hear it ☺️

Rated 3 out of 5 stars

Useful bank as they still have brick…

Useful bank as they still have brick and mortar buildings. And for some customers who receive the annual rewards bonus it's good news. Although I am not considered a valuable customer in spite of being a member since February 1971 and no longer having a mortgage and wrong savings accounts receive nothing.....

1 March 2026
Unprompted review
Rated 4 out of 5 stars

Paying in cheques outside of in a NW branch

I have been with Nationwide since circa 1990 and have never had a problem. However as NW has followed the big(ger) banks by closing branches i find one aspect frustrating - paying in cheques.
Admittedly a rare event i have to travel into a big town to find a NW branch which takes time and money. Why can't NW allow/arrange for customers to pay in cheques to Post Offices? my nearest one happens to be in a supermarket within walking distance

24 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi John, firstly, thank you for banking with us for over 30 years. We appreciate customers taking the time to tell us where we can do better, as it helps us improve our products and services. If you'd like to share this directly with the relevant team, you can do so here: https://www.nationwide.co.uk/contact-us/general-feedback/.

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