Moorcroft Debt Recovery Reviews 

333
TrustScore 4 out of 5

3.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 129 reviews, most reviewers were somewhat happy with their experience overall. Customers appreciate the helpful and compassionate staff who listen carefully to their financial situations and make setting up manageable repayment plans very easy. Many people note that the service is efficient, with polite agents resolving issues promptly and providing clear guidance throughout the process. However, some customers also noted receiving persistent calls and messages asking for individuals they did not know or concerning debts that were already settled. A few reviewers additionally experienced frustrating communication problems, mentioning difficulties with getting proper assistance or being locked out of online systems.

What people talk about most

Customer service

Clients share ambiguous opinions on customer service, reflecting a wide divide in their experiences. While... See more

Staff

Consumers find staff to be positive, highlighting their compassionate, helpful, and non-judgmental approach.... See more

Payment

Reviewers mention ambiguous feedback about payment, reflecting starkly divided experiences. On one hand, some... See more

Customer communications

Customers had negative experiences with contact, frequently reporting persistent phone calls, automated... See more

Service

Reviewers highlight positive aspects of service, consistently praising the polite, professional, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very recently I was the victim of a fraud and had no idea until I was contacted by letter by Moorcroft. I was met with kindness and understanding and they undertook communication with Tesco Mobile.... See more

Company replied

Rated 5 out of 5 stars

This is a horrible time in my life where I literally overnight lost a very good income and now only get state pension! Having to deal with debt is daunting and I was dreading having to deal with de... See more

Company replied

Rated 5 out of 5 stars

As with all debt recovery you always think the worst, I expected to be told that the bill had increased, however I was pleased to find out that it had remained the same. Moorcroft’s customer relations... See more

Company replied

Rated 5 out of 5 stars

I received an e-mail from Moorcroft asking me to contact them regarding some money I owe. It was a pleasant e-mail telling me that, working with them, I could get the debt paid. I contacted them and s... See more

Company replied


Company details

  1. Debt Collection Agency
  2. Debt Collecting

Written by the company

Moorcroft Debt Recovery Ltd. is one of the UK’s leading and well established Debt Collection Agencies. We provide consumer and commercial debt collection services in the UK for clients across key financial sectors. We understand that everyone's situation is different. Our aim is to understand your individual circumstances in order to agree the right solution for you. At any one time we are assisting over one million customers to help clear their debts, and you can trust us to handle your account in a secure and professional manner. Moorcroft Debt Recovery Ltd. is authorised and regulated by the Financial Conduct Authority. We are also members of the Credit Services Association and seek to adhere to their code of practice.


Contact info

3.8

Great

TrustScore 4 out of 5

333 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 93% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.8

All reviews

(333)

131 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

O2 have account that was not due

Moorcroft were very helpful and sorted matters once they understood.

O2 asked them to chase an account that was not due. I explained my two visits to an 02 shop over 5 hours and their own team could not cancel the unused account. O2 would not allow Moorcroft to accept my instruction to offset the amount of another 02 account so Moorcroft responded quickly when I register my complaint. Have since sent me a cheque for £14!
Thank you Moorcroft for helping with this.

4 July 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hello,

You recently spoke to a member of management to discuss your experience with us and our client. On the back of that conversation, we did issue you an email.
If you haven't already, please check your email inbox for correspondence sent by us, including any junk email folders that mail may have been dropped into.

If that still doesn't help, please be assured we are here to help. Please contact us by phone on 0161 475 2858, email customers@moorgroup.com, or request an online chat with a live service agent at www.MDRL.co.uk to discuss this matter further.

Rated 1 out of 5 stars

Completely unacceptable!

Moorcrot acted in a completely irresponsible and unreasonable manner. They assumed, without any proper verification, that I still live at a property where I last resided over four years ago. Now they are trying to charge me for an outstanding water bill from Thames Water, and to make matters worse, they reported my name to credit agencies in the UK.

Even after I provided them with the contact details of the current property owner, they have ignored that information entirely and are still demanding that I somehow “prove” that I haven’t lived there in years. That is not only ridiculous, but also unnecessary and completely unfair.

It’s not my responsibility to prove where I don’t live — it’s their duty to properly verify such information before taking such serious and harmful actions like reporting someone to credit bureaus.

This company shows a total lack of professionalism, responsibility, and common sense.

31 May 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. All feedback is very important to us as it helps to ensure we provide the best possible service, and act to achieve good outcomes, for our customers.

We tried to give you a call today but weren’t able to reach you.

Just so you're aware, the accounts we work on are passed to us in good faith, on the basis that our client has already tried to get in touch and hasn’t yet been able to resolve things.

To help avoid any issues with incorrect water bills, it’s important that the property owner or occupier updates the relevant water company when someone moves in or out. If this isn’t done, a bill could end up being sent to someone who no longer lives there.

Lastly, when we’re working on behalf of another organisation, we don’t make changes to individual credit reports. If you think there may be an error, you’re welcome to speak directly with our client or reach out to one of the three main Credit Reference Agencies for further advice:

- TransUnion Consumer Services Team PO Box 491, Leeds, LS3 1WZ Tel: 0330 024 7579 www.transunion.co.uk

- Equifax Customer Service Centre PO Box 10036, Leicester, LE3 4FS Tel: 0800 014 2955 www.equifax.co.uk

- Experian Consumer Help Service PO Box 8000, Nottingham, NG80 7WF Tel: 0844 481 8000 www.experian.co.uk

If you would like to discuss this matter further, please contact us by phone on 0161 475 2858 or visit our website www.MDRL.co.uk

With regards,

Moorcroft Debt Recovery Ltd.

Rated 1 out of 5 stars

Useless company

Had set up a payment plan to be paid from my account on the first of the month, first payment went out on due date, then 8 days later had email from them saying that payment had not been recieved and to call or email them for payment to be taken

9 July 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thanks for sharing more information about your experience with Moorcroft. We've tried reaching out to you to provide further assistance but have not received a reply.

Please be assured we are here to help. You can contact us by phone on 0161 475 2858, email customers@moorgroup.com, or request an online chat with a live service agent at www.MDRL.co.uk to discuss this matter further.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 5 out of 5 stars

Very helpful team

Very helpful team, a pleasure to work with them

30 June 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 5 out of 5 stars

Moorcroft were incredibly thoughtful…

Moorcroft were incredibly thoughtful and efficient in both their communication and results. Thank you!

19 May 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 5 out of 5 stars

Debt management with manners

I found myself in debt and my account was handed to Moorcroft to recover. I was very worried about the prospect of a debt collector hounding me but this could not be further from the reality. Stepchange helped, but Moorcroft were very courteous and never put me under pressure once. I got regular statements by post, and I just kept paying what was agreed after my income and expenditure review. On an occasion where I did need to call them, their advisor was really polite and helpful, not in any way judgemental or looking down at me. Obviously they have a job to do and I can't ignore that I have a debt to repay, but they made a horrible personal situation a bit more bearable thank you.

1 July 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 5 out of 5 stars

Great service as I'm aroad in dubai and…

Great service as I'm aroad in dubai and had my issue resolved

3 July 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 1 out of 5 stars

Allowed someone to use my bank to pay their debt, not refunding my money

At the end of 2023 I notice £400 had left my bank account and been paid to Moorcroft over the course of a few months. I have NO debt with Moorcroft, had not received a letter or any form of correspondence so immediately called them up. I was told on the phone they didn’t have my details on file and were unsure why I’d paid them money so they went away and investigated.

It turned out someone had used my bank details to pay their debt, apparently police were involved but I’d get my £400 back shortly. This was back in Feb 2024. The deadline for receiving my money kept getting pushed back, I was told there was a processing delay and I’d get it end of June last year. It’s now almost 2 years since someone used my bank account and I still don’t have my £400 back.

I even have a case open with the financial ombudsman who are trying to get my money back for me but they have struggled to get in contact with Moorcroft, or get any reply from them.

29 June 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. We have tried reaching out to you about this so we can provide further assistance, but have not received a reply.

Your review implies that your bank account/card information may have been compromised, with funds sent to us without your prior knowledge or authorisation. If this is the case, please may we advise that you contact your bank to notify them immediately.

If you would like to discuss this matter further with us, then please be assured we are here to help. You can contact us by phone on 0161 475 2858, email customers@moorgroup.com, or request an online chat with a live service agent at www.MDRL.co.uk.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 1 out of 5 stars

Harassing customers

The company is really excessive keep calling everyday. There’s no need! Give customers a chance to respond before harassing them!
The response from the company stated they do not feel my comment accurately reflect the service I have been provided but they failed to mention how they have come to that conclusion….

21 June 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi Gemma,

Thank you for taking the time to leave your business review. All feedback is very important to us as it helps to ensure we provide the best possible service, and act to achieve good outcomes, for our customers.

While we do not feel that your comments accurately reflect the service you have been provided, please be assured we are here to help. If you would like to discuss this matter further, please contact us by phone on 0161 475 2858 or visit our website www.MDRL.co.uk

With regards,

Moorcroft Debt Recovery Ltd.

Rated 5 out of 5 stars

Retrevement of payment

Your advisor today was open, patient, clear and straight forward with all the company's policies on what was expected of me .....never once was I judged by her for getting into this predicament

17 June 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 5 out of 5 stars

5 star service

Brilliant staff members

13 June 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 1 out of 5 stars

Theives

This company overcharged my account and have sent a letter advising they cant issue a refund. That is MY money, you have zero right to it.

Edit-If you had let the phone ring i may have actually had chance to speak to you- you 'called' twice i had my phone in my hand and it rang for maybe a second, im guessing so this could just be marked as a call was attempted on my account.
I have spoken to your agents twice on live chat, i sent an email four days ago which has been ignored. I will not waste my time trying to call just issue my refund, you have no right to have taken extra.

13 June 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi Leanne,

Thanks for sharing more information about your experience with Moorcroft. We've tried calling you to discuss further but were unable to get through.

Please be assured we are here to help. Please contact us by phone on 0161 475 2858, email customers@moorgroup.com, or request an online chat with a live service agent at www.MDRL.co.uk to discuss this matter further.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 5 out of 5 stars

Very good help and good answer

Very good help and good answer

11 June 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 1 out of 5 stars

Not impressed

Not impressed, a company dealing with finances yet tell lies, been promised and promised and email I need for weeks now and running out of time, have I had it, nope...so call up and go though it all again and another promise of an email, even confirmed my address, alas, no email...shame on you

28 May 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. We have tried reaching out to you about this so we can provide further assistance, but have been unable to get through by phone.

If you haven't already, please check your email inbox for correspondence sent by us, including any junk email folders that mail may have been dropped into.

If that still doesn't help, please be assured we are here to help. Please contact us by phone on 0161 475 2858, email customers@moorgroup.com, or request an online chat with a live service agent at www.MDRL.co.uk to discuss this matter further.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 5 out of 5 stars

Excellent customer service

Excellent customer service
Was offered options
My query’s were sorted out quickly

23 May 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 5 out of 5 stars

Moorcroft Are Trying To Solve A Issue I…

Moorcroft Are Trying To Solve A Issue I Have With 02

10 May 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 1 out of 5 stars

Moorcroft are Phishing! Beware!

They sent me an email saying I owe eBay a few quid. (I don't).

I contact them and they won't discuss without me providing my home address and date of birth.

No chance, if they had that information they would have written to me already instead of some shady email so I ring off.

19 May 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thank you for sharing further information about your experience when contacting us. Just to let you know, when our customers contact us we look to verify their identity before discussing their account. This is to help ensure all customer data remains private and secure.

Please be assured we are here to help.

If you would prefer not to speak with a live service agent but have a query about an account, please log in to our website and select dispute/query from the navigation menu to tell us more. You can also upload any documents you may have in support of your query.

So that we can handle your query effectively, please include as much information as possible. For example, if you think an account has already been paid, include as much information about your payment(s) as possible i.e. payment dates, amounts, payment method and any references you have.

When we receive your information, we'll review it and, if appropriate, refer to our clients on your behalf.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 5 out of 5 stars

Great so far

Haven’t been with them long but so far all is good 😊

19 May 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look