HSBC UK Reviews 

28,394
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 13,939 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being knowledgeable, professional, and patient, often making complex processes feel stress-free. Many reviewers highlight the exceptional customer service, noting helpful and friendly interactions that provide clear explanations and guidance. People appreciate the personalized approach and efficiency, which often leads to a smooth and reassuring user experience. However, some customers also noted issues with payment rejections and delays in fund transfers, sometimes due to internal errors or lack of consistency. A few other people also felt that customer service could be unhelpful, citing poor communication, unresolved issues, and frustrating processes. These experiences occasionally led to difficult and unsmooth application processes, even for existing premium account holders.

What people talk about most

Staff

People report positive experiences with staff, frequently highlighting their professionalism, helpfulness,... See more

Service

Reviewers highlight positive aspects of service, with many customers expressing satisfaction with the... See more

Customer service

Customers had positive experiences with customer service, highlighting the politeness, patience, and... See more

User experience

Consumers generally find the user experience to be positive, with many praising the helpfulness and friendly... See more

Payment

Reviewers mention ambiguous feedback about payment, with some customers experiencing significant issues such... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We went into the Mansfield branch on Wednesday morning for advise on our accounts with HSBC. We were so lucky to meet with Noreen O'Donnell personal banker. Her care & compassion & kindness towar... See more

Company replied

Rated 5 out of 5 stars

I met Harry Khalick, Premier Relationship Director today. Harry impressed me with his calm persona and his knowledge around Premier and Wealth which was a “breathe of fresh air”. I found myself buil... See more

Company replied

Rated 5 out of 5 stars

Customer service agent or call handlers not only courteous they are patient and empathetic...they at HSBC have taken stress out of dealing with bank matters.. they are deligent well mannered and empat... See more

Company replied

Rated 5 out of 5 stars

Shana Jagger Stevens — Mortgage adviser . Shana has been outstanding in dealing with our mortgage application . I would like to say how impressed we have been with Shana’s ,knowledge ,atte... See more

Company replied


Company details

  1. Bank

Written by the company

HSBC UK helps millions of people look after their day-to-day finances and manage their wealth, offering retail banking and wealth management to personal and private banking customers. We partner with businesses from small and medium sized enterprises to large corporates – supporting every stage of their growth and their international ambitions – through our universal banking capabilities. Please kindly do not share any personal or sensitive information.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

28K reviews

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4.4

All reviews

(28,394)

13,715 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Premier Account Upgrade

We were upgrading to a Premier Account and Sophie was brilliant. What would be a very dry process felt fun which was a nice surprise

22 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you so much for your lovely words😊

Rated 5 out of 5 stars

I had an excellent customer service…

I had an excellent customer service from Roxy in the Tunbridge Wells branch today. I had a very complicated online problem. Roxy was professional, very knowledgeable and friendly which made the whole interaction much less daunting. I can't thank you enough for your help today. Dealing with my elderly parents finances and LPA's is stressful at the best of time but when the technology goes wrong it compounds everything.

22 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Amazing to see how Roxy was able to support you, we hope you have a nice day J Riggs 🌞

Rated 5 out of 5 stars

Exceptional Mortgage Advice from Ross McMurdie at HSBC

I had an absolutely brilliant experience with Ross McMurdie at HSBC. Ross took the time to explain the entire mortgage porting process in a way that actually made sense — no jargon, no confusion, just clear, honest guidance.

He laid out all the available products, the risks, and the benefits, and even gave me a tailored example of what my monthly payments could look like. It made a huge difference in helping me feel confident about my options.

Ross is one of those advisors who genuinely cares about getting things right for you. I’d recommend him without hesitation to anyone exploring mortgage options.

22 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for the wonderful review Wayne😊

Rated 5 out of 5 stars

Great Advice and Service

The mortgage consultant was very knowlegeable and helpful. Offered other services but was not too pushy. All in all a good experience.

22 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your positive feedback James. We are pleased to hear that you were happy with the service and support provided during your mortgage appointment.

Rated 5 out of 5 stars

Colleen Edwards best service in HSBC

I would like to thank Ms. Colleen Edwards for her outstanding support. She has been incredibly patient, professional, and helpful in assisting me with opening my HSBC China account and setting up my UK business account. Her dedication and excellent service made the whole process much easier. Thank you, Colleen!

22 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review about the experience and service you have received from Colleen 🙂

Rated 5 out of 5 stars

HSBC Kilburn high road

HSBC Kilburn high road. I always visit the HSBC and Mehdi help me to transfer internationally,he is very helpful and nice,thank you.

22 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review about the service and experience you have had with Mehdi at the Kilburn High road branch 🙌

Rated 5 out of 5 stars

On 21/7/26 I had 11.30hrs meeting with…

On 21/7/26 I had 11.30hrs meeting with my new Premier Relationship Manager Sabrina Begum at the Sunderland branch of HSBC,I would just like to say on meeting Sabrina for the first time how easy she was to talk to and put me ease,Her knowledge in general and in regard to my accounts was impressive and she was able to advise me on maximising my deposits.
In my opinion her professionalism shines through and she is a real asset to the bank.

21 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review Ian. We are happy to hear you had an impressive experience with your Premier Relationship Manager Sabrina at the Sunderland branch 🙌

Rated 5 out of 5 stars

Satisfactory hsbc worker.

I came in very stress out with a phone issue. And i met Ryan at tge eastbourne branch and he was satisfactory, he knew what he was doing, very pleasant, kind, and reassure me and he did a fantastic job.
Thanks ryan

22 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you so much for the review Shelly😊

Rated 5 out of 5 stars

Kiran Birdi

Many thanks Kiran for your support and addressing many of my queries on mortgage and life insurance. Though i was no very good and finance and especially when finalizing Mortgage the discussion helped me a lot.

16 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

What a lovely review Chandra, thank you. We are so pleased to hear that Kiran was able to support you with your mortgage and life insurance queries. We appreciate your positive feedback.

Rated 5 out of 5 stars

Met with Sansha Botha for Premier…

Met with Sansha Botha for Premier Onbaording. Great service really happy with the responsiveness and level of service. Recommended

21 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for choosing HSBC Premier for your banking needs, Jason. We are pleased to hear that you were happy with the service and support that Sansha provided during your onboarding. We appreciate the positive feedback.

Rated 5 out of 5 stars

Overall experience

Organisation of online meetings, concise and clear instruction and a very helpful advisor called Mark.

7 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you Owain, have a nice day 😊

Rated 5 out of 5 stars

Upgrading account to Premier Status

We recently upgraded our account from the HSBC Classic to Premier. Lougie was amazing, he explained everything so clearly, was patient and extremely cooperative.
Honestly, Lougie provided an exemplar impression of HSBC, with top class customer service- we cannot thank him enough... :)

16 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Craig, we are delighted to hear about your pleasant upgrading experience with Lougie. Thank you for the lovely feedback and welcome to the Premier family 🙂

Rated 5 out of 5 stars

Great mortgage service

Great mortgage service, got an appointment the same day and Mueen was efficient, clear and friendly.

18 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Danielle, we are pleased to hear about your lovely experience with Mueen. Thank you for your kind feedback 🙂

Rated 5 out of 5 stars

Mortgage terms discussed with Lindsey Boden…

We recently spoke with Lindsey Boden regarding the end of our current mortgage deal, new rates and additional borrowing. She was extremely professional, friendly and patient throughout. Lindsey took the time to understand our circumstances, clearly explained the process, the terms we needed to be aware of and the next steps.
We were also very pleased with the communication afterwards and how promptly she responded to our questions. Excellent service from start to finish. Thank you, Lindsey.

13 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Ramona, we are delighted to hear about your pleasant experience with Lindsey who was able to support you with your mortgage queries. Thank you for your kind feedback 🙂

Rated 1 out of 5 stars

Terrible customer service even for Premier

I am a premier banking customer. The entire sign up process and treatment from the staff in all methods of correspondence is abysmal. Staff members have no accountability, and there is no follow up mechanism or offline/asynchronous support. I regret joining.

Signed up in May 2026. The sign up process was painful - that should have been the first red flag. I was unable to sign up via the app for reasons unknown, contacted via phone - which is incredibly difficult if you aren't already a customer, and was advised to visit a branch. Visited a branch in Bishopsgate, and was "helped" by 2 staff members (cannot remember the first person but they seemed like they were genuinely trying to help me), and Alice who was a bit rude and seemed to rush (she also mentioned she had another appointment so only helped because she saw me there in the waiting room), and to try again in 3 months without any other explanation.

I applied via online form and got accepted. The communication that I was approved was poor because they kept sending text messages asking me to continue my application. They sent limited communication but did not mention I was successful until the documents arrived via post 7 days later.

There is an onboarding team that seems friendly, will explain/advertise their products, and mention they will be in touch to share the relevant links and information of what was discussed but don't follow through. When I reached out via the chat to try to get these details, naturally they are unable to help because it seems like they are some offshore support centre with limited knowledge and limited support, juggling multiple people/chats, with no information on the call. I've since raised a formal complaint because of this.

I've since then reached out via chat in the app to enquire about some various other things. The support will mention "[insert pleasantries], I will check on that for you" but never get back to you. You then get disconnected and the next message you send sets you back to the chat bot. This has happened 3+ for the same query. The system tells you to have the chat in the background, but you always get disconnected, so it's fake asynchronous. They are lacking a proper messaging system where it can span days for support. There is no email mechanism, only chat and telephone. The people on chat do have access to your account details, but with the vast amount of products and edge cases, getting the correct information immediately may not be trivial, why not have a ticketing system where you can get back to me via inbox the next day or in a few days? Instead of pretending to help and then "disconnecting", or even worse, providing the wrong information, or trying to source information from google (which I also experienced during a phone call to them).

I completely understand that they do not have to offer their business to me, but this is outrageous.

My recommendation would be to stay away, and if you insist on banking with them, to have back up accounts. I dread the day I actually need active support from them.

Edit: my grievance is not just with the onboarding team, but communication in general is bad and limited. Your options are to either use chat where you will get disconnected, it is a frustrating experience, or you call them, which is also expensive from a time perspectve and they are also not knowledgable. I'm sure they are both fine for simple questions, but there should be some offline mechanism where you can email or use the in-app inbox to message something for less urgent matters but I still want answers to. It does not feel premier, and I can compare it with 1 other "premier" bank.

21 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi,
We are very sorry to hear about the experience and service you have had with your application for the premier account and the onboarding team. We would like to discuss this further with you and look into the complaint you have raised. Please can you email our team with the reference number #4782777 and your complaint reference number and full name and post code to social.media.uk@hsbc.com. We hope to hear from you soon.
Thank you

Rated 5 out of 5 stars

Baljinder Singh was my advisor

Baljinder Singh was my advisor , and she was the most professional and friendly advisor I've ever come across. I spoke to different advisors on many occasions before, but no one was so competent, motivated to get the job done,and help the customer in such a good manner. If I could get same level of professionalism from other advisors,representatives and sales consultants, the world would be a better place. I am really a strict when giving opinions, but that customer service was flawless, 5/5.

10 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review about the service and experience you have received from Baljinder who was able to support you 🙌

Rated 3 out of 5 stars

I should never have been honest… but resolved eventually after a week

I should never have been honest or subsequently complained. This is my second complaint about this bank.

I had a credit card that was closed and the customer service agent put through the wrong amount which left me owing them: of course, I paid it. However I raised a complaint about this because I did not know until almost the statement date.

I was told my complaint would be resolved and the next day got a letter to say the complaint is closed, with the option to get in touch if something was wrong: I did and was then explained that is a mistake on the letter and I would need to go straight to the ombudsman. I cannot believe with such a low level issue, HSBC encourage you to pursue a British taxpayer resource.

I just moved my current account to HSBC, as well as savings. I cannot see me staying too long based on this appalling customer service: the last agent could not believe how my case was handled nor my right to escalate was removed.

HSBC have replied below with the same advice given to me on the phone so just going round in circles

Update: 28th July - complaints manager has contacted me and upheld my complaint. Happy with outcome.

20 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi David, apologies for all the inconvenience caused. We are sorry for your unpleasant experience. Thanks for letting us know that you have already raised a complaint, but you are not happy with the outcome. Please feel free to reach out to us in an alternate way listed on this page 🌐https://grp.hsbc/62042BEmqMp, if you need further support with your complaint. Thanks.

Rated 5 out of 5 stars

Issues with online banking

I couldn't solve the issues with online banking so had to visit the branch. Unfortunately my local branches x3 have all closed so made an appointment at the Enfield branch.
Nadine was able to sort all my issues. She was friendly and professional, makes a nice change get outstanding customer service.

21 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you Katie, good to see how Nadine was able to help you. Have a nice day 🌞

Rated 5 out of 5 stars

David was careful to explain in detail…

David was careful to explain in detail all I needed to know and fielded questions.
I was confident to make a decision because of the good experience I had

16 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your lovely review, Mosunmoluwa. We are pleased to hear that you were happy with the service and support that David provided.

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