HSBC UK Reviews 

29,353
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 11,462 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, polite, and professional during phone calls and branch visits. People also appreciate the user-friendly online platform, smooth account switching processes, and reliable day-to-day banking services that make managing finances easy. Reviewers often express long-term loyalty, noting that representatives consistently provide clear guidance and thorough support for various financial needs. However, some people mentioned difficulties reaching customer support through busy phone lines and dealing with local branch closures. Some customers also noted occasional communication issues regarding specific account offers, unfulfilled promotional bonuses, or restrictive mortgage advice.

What people talk about most

Staff

Consumers find staff to be exceptionally helpful, often praising their courteous, professional, and... See more

Service

Customers had positive experiences with service, noting that staff are friendly, professional, and very... See more

Customer service

Customers consistently note positive experiences with customer service, praising helpful and knowledgeable... See more

User experience

Clients share positive opinions on user experience, highlighting that the online platform and mobile... See more

Payment

Users describe ambiguous interactions with payment, as experiences with financial transfers and account... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I did a current account switch thanks to HSBC's incentives. Switch went smoothly and day-to-day banking via app and online is perfect. HSBC has delivered on its promises and so has earned my trust and... See more

Company replied

Rated 5 out of 5 stars

Excellent, efficient and very helpful service. They made what could have been a complicated enquiry easy to deal with and worked hard to find a solution. Chris, the Branch Manager, was brilliant,... See more

Company replied

Rated 5 out of 5 stars

though there are few bank branches still open for face to face contact...the online system seems to work well when combined with the telephone availability. No problems with the representatives when s... See more

Company replied


Company details

  1. Bank

Written by the company

HSBC UK helps millions of people look after their day-to-day finances and manage their wealth, offering retail banking and wealth management to personal and private banking customers. We partner with businesses from small and medium sized enterprises to large corporates – supporting every stage of their growth and their international ambitions – through our universal banking capabilities. Please kindly do not share any personal or sensitive information.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

29K reviews

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4.4

All reviews

(29,353)

10,726 reviews in the last 12 months

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Rated 5 out of 5 stars

I Trust HSBC👍

I have had to work with and use a number of departments within HSBC. I can’t fault the knowledge, professionalism, patience and attitude of every HSBC member of staff I have come across.
I have always had a positive outcome to any issue HSBC has addressed for me.
I appreciate how seriously HSBC takes the security of its customers and feel I am in very safe hands.
I also welcome the rewards offered through it’s Premier Lifestyle programme and have happily benefitted from some lovely treats.
Thank you HSBC - you look after me so well.

23 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your positive feedback Anna. We are very happy to hear that our colleagues have continually delivered knowledge, professionalism, patience and attitude, from all the staff members you interacted with. HSBC works very hard to keep our customers safe, and we are happy to hear that you feel you are in safe hands. We hope you continue to enjoy the rewards from the Premier Lifestyle Programme. Have a great day Anna! 😀

Rated 4 out of 5 stars

I done a balance transfere because of…

I done a balance transfere because of their v competitive offer the switch went v smoothly
I had a problem making a payment once account was set up but this was quickly sorted by one of their agents I am v pleased I opened my account

8 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you Pete, have a nice day 🌞

Rated 5 out of 5 stars

I have been with HSBC for very many

I have been with HSBC for very many years when they were called Midland Bank. They have always been helpful understanding very professional i would not bank with anyone else I know my money is safe. My wife also banks with HSBC and is also very happy with them

23 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you Geoffrey, have a nice day 🌞

Rated 2 out of 5 stars

I switched bank to HSBC but never…

I switched bank to HSBC but never received my switching offer. Then applied credit card via Martin Lewis website. After asking for 6k credit limit I was sent credit card with 1.5k. I would avoid

23 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Peter, I'd really like to learn more and help take a look. Please email me on social.media.uk@hsbc.com, with #4846611 as the subject and your full name and postcode. You can share some more details of what has happened, as this will help us investigate.

I will do everything I can to help you. -Haz

Rated 5 out of 5 stars

HSBC UK has a very nice and smooth app…

HSBC UK has a very nice and smooth app and great service. Fast, secure and easy to use. Love it!

11 August 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for taking the time to leave us a review, Jawad. We are glad to hear that you are enjoying using our mobile banking app and that you find it fast, secure and easy to use 🤩

Rated 2 out of 5 stars

Good functionality in the app but I was…

Good functionality in the app but I was irritated that the credit card had an upfront fee (similar cards kick in after 12 months). I questioned this when it kicked in to no avail, shortly after which an offer was introduced waiving the fee which was further irritating.

23 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Rob, thank you for taking the time to leave us a review. We are pleased to hear that you find the app efficient, although we are sorry to learn that your experience with your credit card did not meet your expectations. We would like to look into this further. Please email us at social.media.uk@hsbc.com quoting the reference #4846602 in the subject line, include your full name and postcode only and a brief explanation of what has happened.

Rated 1 out of 5 stars

I used your switch service to switch my…

I used your switch service to switch my account to you from Lloyds. I went on the Martin Lewis site to check the terms and conditions of the switch. I complied with all of them and waited nearly 3 months for the incentive. They declined and said that the transaction dates went through the following day so therefore wasn’t entitled to it. Poor customer service moved my accounton to a better Bank.

22 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

We are sorry to hear about your recent experience with HSBC, Mark. We would like to investigate this further. Please email us at social.media.uk@hsbc.com quoting the reference #4846601 in the subject line, include your full name and postcode only and a brief explanation of what has happened.

Rated 3 out of 5 stars

As a member since 2000 I am impressed…

As a member since 2000 I am impressed with the company but when I wanted to open a business account for my business recently and was not accepted , I was a bit disappointed
Other then that it’s a bank account which I have used for a few decades and it’s adequate 😊

17 January 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for being such as loyal customer, Christine and for banking with us since 2000. We truly value your continue trust and support over the years. However, we are sorry to hear that we were not able to support you with your business banking needs. If this is something you'd like us to look into, please send us an email at social.media.uk@hsbc.com quoting the reference #4846598. Please include your full name, postcode and a summary of what has happened. We look forward to hearing from you 🙂

Rated 5 out of 5 stars

Friendly, efficient staff

Visited Wakefield HSBC Branch today, as phone contact online yesterday was frustrating and fruitless. Lovely greeting from the lady at the reception desk. Prompt, efficient service from the lady who dealt with my issue. Lovely Branch with real people!

24 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you Christine, have a nice day 🌞

Rated 3 out of 5 stars

Applying was simple and getting the…

Applying was simple and getting the card was fine however communication once applied and accepted was not clear enough and then to make payments on the balance if you dont have their bank account is a nightmare unless you set up the direct debit at the time of application and this is where they fall down as filling in a n eform with no visibility or confirmation once submitted is really poor you just cross your fingers and hope it worned

23 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for taking the time to share your feedback Claire. We’re glad to hear that you found the application process simple and easy, and that your card arrived on time.

However, we totally understand your concerns about making payments to your credit card without having a current account with us. The Direct Debit mandate form is available on our website to complete, and it sounds like you've already completed this. We send confirmation by post once your mandate has been set up.

It usually takes 10 working days to set up a Direct Debit and send the confirmation. If you haven’t received your confirmation letter, we apologise for any inconvenience this has caused. For us to investigate please can you email us on social.media.uk@hsbc.com, with the reference #4846593 as the subject and your full name and postcode and what has happened. We can check whether a communication has been sent.

Rated 5 out of 5 stars

In an age where cyber crime and scams…

In an age where cyber crime and scams are common place the place I really feel safest at is when using the HSBC APP to deal with my financial transactions.
Safety 1st with a Bank I can trust and an APP that’s so easy to navigate. 1st class👍🇬🇧

23 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

We totally agree, Don. In an age where cybercrime has become so common, it’s great to hear that you trust us and feel safe using our mobile banking app and find it easy for your day-to-day transactions. HSBC works hard to keep our customers safe and secure. Thank you for trusting us.😊

Rated 5 out of 5 stars

Easy banking system highly impressed

Easy banking system highly impressed

23 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

We’re pleased to hear that you’re highly impressed with our easy banking system Wasiu. We appreciate you taking the time to leave us a positive review.😊

Rated 5 out of 5 stars

Applied for a credit card with HSBC

Applied for a credit card with HSBC. Great from start to finish with great comms, good app at a good rate. No issues

23 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your positive feedback Mike. We’re pleased to hear that your credit card application went smoothly. Also, great to know you had a good experience using the app😊

Rated 3 out of 5 stars

Foreign currency by global transfer.

I wanted to deposit foreign currency to my Global account, but I have to use my Sterling Pounds in my other HSBC UK accounts to conduct the exchange. Even though I have the same currency in my HSBC account in Hong Kong, I can't simply make it by global transfer. It happens every time I make a global transfer.
However, I can make it between HSBC Hong Kong and HSBC Australia. For example, I buy US Dollars in HSBC Hong Kong, then I can transfer those US Dollars directly to my HSBC Australia via Global transfer function.

7 November 2025
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Jum, thank you for taking the time to share your feedback. We are sorry to hear about the disappointing experience you've had trying to deposit foreign currency to your Global Money account.

We would like to investigate this further with you to explore what has happened. Please can you email us on social.media.uk@hsbc.com, with the reference number #4846582 as the subject and your full name and postcode. You can share more details of what happened, as this will help us look into this further. We will do everything I can to help you. Thank you.

Rated 3 out of 5 stars

I am half satisfied with the service

I am half satisfied with the service, however to upgrade an account as an existing customer you need to visit a branch is totally ridiculous- given that some banks allow you to do so online. HSBC need to look into this and make the process easier for existing customers

23 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for taking the time to share your feedback. We are sorry to hear about the disappointing experience trying to upgrade your account.

We would like to hear more about this journey from you. Please can you email us on social.media,uk@hsbc.com, with the reference number #4846578 as the subject and your full name and postcode. You can share more details of what happened, as this will help us raise the feedback.

Rated 4 out of 5 stars

Easy to make transfers between accounts but poor interest rates.

Easy to make transfers between accounts and to other banks. Global Money account is useful to have. However HSBC interest rates compare badly with many other banks so you do need to compare.

23 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for the positive review, Ian. It is great to hear that you find it easy to make transfers and that you are enjoying our Global Money Account. We also appreciate your feedback about our interest rates. Have a great day.😁

Rated 5 out of 5 stars

Good bank been with them for years

Good bank been with them for years.
Easy to use online

23 September 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you so much for your positive review and for remaining a loyal customer over the years, Linda. We are so glad you find our digital banking easy to use 🙂

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