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CashNetUSA Reviews 

41,070
•
TrustScore 4.5 out of 5

4.4

Non-Bank Financial Service
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Review summary

Created with AI, based on recent reviews

Evaluating 2,155 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the fast funding process, explaining that money is deposited quickly when unexpected financial emergencies arise. People also appreciate the supportive customer service team, noting that representatives are always polite, knowledgeable, and ready to assist with account questions. However, some customers also noted that the repayment terms involve extremely high interest rates and hidden fees. Reviewers expressed deep frustration that their regular monthly payments mostly go toward interest rather than reducing the actual principal loan balance. Borrowers pointed out that these large repayment amounts make it extremely difficult to successfully pay off the debt over time.

What people talk about most

Payment

People report ambiguous experiences with payment, noting that while securing funds and fast same-day deposits... See more

Service

Consumers find service to be positive, highlighting a smooth, quick, and very professional loan process.... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting that representatives are super... See more

User experience

Reviewers highlight positive aspects of user experience, consistently praising the fast, easy, and smooth... See more

Price

Clients share dissatisfaction regarding the pricing, noting that repayment amounts are high. Reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Web site works well, and always available. Making a request works well. Never had a bad experience with you.

Rated 4 out of 5 stars

Its nice to be able to borrow again as i pay on my current loan and that I am offered an increase as well. However your company like most loan companys in this country set the interest rate so high th... See more

Rated 5 out of 5 stars

Rapid decision, financing approved and sent to my bank the same day. Although interest rates are high, it can be an incredible asset to tide one over! All was completely done by phone in just a few mi... See more

Rated 5 out of 5 stars

I got fast approval and signed my paperwork all online. The interest rate is 285% but i needed to get some bills paid. Just make sure you read everything before you sign. Other than that my experience... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Institution
  3. Loan Agency

About CashNetUSA

Written by the company

CashNetUSA logo

Same-Day Deposit Available
If approved before 1:30 p.m. CT Monday – Friday†

Instant Decision*
Receive an immediate decision

Quick Application
Apply online in minutes

CashNetUSA can get you the funds you need. Whether or not you have a perfect credit score, you deserve equal access to credit. That's why we do our best to consider your overall finances — not just the number on your credit report. Our alternative credit check makes it possible for those with less-than-perfect credit to be approved.* So you can be the hero of your finances.

*CashNetUSA is not a lender in all states. CashNetUSA and third-party lenders use various credit reports, data sources and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. See Rates & Terms for details. Decision may take longer if additional verification or documents are required.

†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

41K reviews

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4.4

All reviews

(41,070)

2,168 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

payment

MAKING A PAYMENT WAS EASY. I TALK TO A CUSTOMER SERVICE REPRESENTIVE AND SHE WAS VERY HELPFUL AND POLITE.
THANK YOU

20 August 2026
Unprompted review
Rated 2 out of 5 stars

They took out a huge amount every…

They took out a huge amount every single time despite me putting in a payment plan.

24 July 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Kristina

We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at support@cashnetusa.com.

Rated 1 out of 5 stars

Stop charging my account when my…

Stop charging my account when my payments are not due!! Twice this has happened!

2 September 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Rachel,

We’re sorry to hear that you weren’t satisfied with your CashNetUSA experience and we would like to see how we can help you. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075.

Rated 3 out of 5 stars

Easy getting money

Easy getting money, I misunderstood how payments would be structured. I was under the impression they would be scattered out over more payments not the amount I borrowed as repayment . The 700 dollar payments on a fixed income is very stressing. Also I am paying 299% interest daily

2 August 2026
Unprompted review
Rated 1 out of 5 stars

Just paid it all back but it's in…

Just paid it all back but it's in interest. No way to get ahead of it

2 September 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Tracy,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

Rated 1 out of 5 stars

Scam

This is a crock of shit you don’t get approved. You can have a job you can have OK credit score and get prequalified. They say you’re gonna get approved and then at the end you don’t all these Loan companies are liars and then the higher interest rate they wanna try to get you for knowing that you’re in debt or you wouldn’t be asking for a loan so I swear they put you more in debt

31 August 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Robbie,

Many factors go into determining your eligibility and you can always check your eligibility by logging into your account at CashNetUSA.com. If you are not eligible today, you may still become eligible in the future!

Rated 1 out of 5 stars

ThisThis was a horrible experience

ThisThis was a horrible experience. Getting the money was extremely easy, but paying it back was incredibly difficult because of the high interest.

My credit limit was $2,600, but my balance had climbed to around $2,800. My minimum payment was $413 every two weeks—that’s $826 a month. Out of that $826, only about $230 was going toward the principal, while more than $600 was going toward interest and fees.

The biggest problem is that interest is added daily, so the balance can continue increasing even while you're making payments. I felt like I was paying hundreds of dollars every month and barely making a dent in what I owed.

I eventually had to use a bonus check to pay the balance off in full because I couldn't see any realistic way to catch up while making only the minimum payments.

Please be extremely careful with this type of line of credit. Once you get stuck making minimum payments every paycheck, it can become extremely difficult to get out of the cycle. Make sure you fully understand the interest and repayment terms before borrowing.

30 August 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi CRice,

We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at support@cashnetusa.com.

Rated 5 out of 5 stars

Great Customer service

My request was answered with great efficiency. I mistakenly placed the wrong amount on my inquiry. However, when I told the CSR what happened, she handled the situation easily.

27 August 2026
Unprompted review

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