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CashNetUSA Reviews 

41,069
•
TrustScore 4.5 out of 5

4.4

Non-Bank Financial Service
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Review summary

Created with AI, based on recent reviews

Evaluating 2,155 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the fast funding process, explaining that money is deposited quickly when unexpected financial emergencies arise. People also appreciate the supportive customer service team, noting that representatives are always polite, knowledgeable, and ready to assist with account questions. However, some customers also noted that the repayment terms involve extremely high interest rates and hidden fees. Reviewers expressed deep frustration that their regular monthly payments mostly go toward interest rather than reducing the actual principal loan balance. Borrowers pointed out that these large repayment amounts make it extremely difficult to successfully pay off the debt over time.

What people talk about most

Payment

People report ambiguous experiences with payment, noting that while securing funds and fast same-day deposits... See more

Service

Consumers find service to be positive, highlighting a smooth, quick, and very professional loan process.... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting that representatives are super... See more

User experience

Reviewers highlight positive aspects of user experience, consistently praising the fast, easy, and smooth... See more

Price

Clients share dissatisfaction regarding the pricing, noting that repayment amounts are high. Reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Web site works well, and always available. Making a request works well. Never had a bad experience with you.

Rated 4 out of 5 stars

Its nice to be able to borrow again as i pay on my current loan and that I am offered an increase as well. However your company like most loan companys in this country set the interest rate so high th... See more

Rated 5 out of 5 stars

Rapid decision, financing approved and sent to my bank the same day. Although interest rates are high, it can be an incredible asset to tide one over! All was completely done by phone in just a few mi... See more

Rated 5 out of 5 stars

I got fast approval and signed my paperwork all online. The interest rate is 285% but i needed to get some bills paid. Just make sure you read everything before you sign. Other than that my experience... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Institution
  3. Loan Agency

About CashNetUSA

Written by the company

CashNetUSA logo

Same-Day Deposit Available
If approved before 1:30 p.m. CT Monday – Friday†

Instant Decision*
Receive an immediate decision

Quick Application
Apply online in minutes

CashNetUSA can get you the funds you need. Whether or not you have a perfect credit score, you deserve equal access to credit. That's why we do our best to consider your overall finances — not just the number on your credit report. Our alternative credit check makes it possible for those with less-than-perfect credit to be approved.* So you can be the hero of your finances.

*CashNetUSA is not a lender in all states. CashNetUSA and third-party lenders use various credit reports, data sources and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. See Rates & Terms for details. Decision may take longer if additional verification or documents are required.

†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

41K reviews

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4.4

All reviews

(41,069)

2,168 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 3 out of 5 stars

Payments

I like that you can get your money fast,the only downfall is having to pay every 2 weeks, even tho that's my pay Pierod, paying monthly would be nicer expecially when you have other bills to pay at the same time.and you won't be struggling to pay them too.

3 September 2026
Unprompted review
Rated 1 out of 5 stars

You suck

You suck. You loan pwople money then charge them 250% interest to where they get behind and end up stuck. Like me I’m moving paycheck to paycheck barely surviving and you won’t redo my loan to help me get the cost down. You are blood sucking vampires you suck

1 September 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Brandy,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

Rated 2 out of 5 stars

Interest rates are way way to much

Interest rates are way way to much. After doing more research and coming to find out that interest rates are almost 300% should be against the law. After finding out this I will not be using your services anymore.

2 September 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Chad,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

Rated 4 out of 5 stars

I need a bit more of an offer and…

I need a bit more of an offer and smaller pmts to pay back it might be a little longer to pay off .But its not offered and if you get sent a offer all the time In the mail then you should be able to get help for what is offered not disappointed because you. Needed help and then its not allowed to use the offer that doesn't make sense .Everyone is struggling In America and its hard to start a job and provide groceries and pay bills and then get denied when you was excited to see a offer that could've been the answer to your prayers .

30 April 2026
Unprompted review
Rated 1 out of 5 stars

300% interest is absolutely ridiculous

300% interest is absolutely ridiculous. This company takes advantage of people who are already struggling financially. I would strongly recommend looking elsewhere for a loan.

18 August 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Chandler Lane,

We appreciate your feedback and understand that not everyone’s financial situation is the same. CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with the full details of their offer before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

Rated 3 out of 5 stars

The payback is costly

The payback is costly. I thought I was applying for a Bear loan which the payback indicated that the payment was much less a month. Now the payment is enormous and unmanageable.

2 September 2026
Unprompted review
Rated 1 out of 5 stars

I have been doing business with your…

I have been doing business with your for awhile now never been late and all you ever advance me is 87 $ . Payback is sky high ans then you have so many brother company's cant get another loan soon as I pay this off . Ill never do business again .

2 September 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Melissa,

We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at support@cashnetusa.com.

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