Budgetdirect Reviews 

1,147
TrustScore 3 out of 5

3.2

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Review summary

Created with AI, based on recent reviews

Evaluating 656 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the competitive pricing, often finding policies significantly cheaper than previous insurers. Reviewers frequently highlight helpful and friendly staff who explain things clearly, making the process of obtaining new insurance easy and straightforward, and feel satisfied with the service received. However, some people mentioned significant issues with the claims process, reporting claims being declined, long delays, or poor communication. Some customers also noted unexpected premium increases despite no claims, and a few experienced poor customer service during difficult situations like being stranded or dealing with policy changes.

What people talk about most

Price

Customers had ambiguous experiences with price, with many reviewers reporting significant savings and... See more

Service

Clients share ambiguous opinions on service, with some reviewers expressing satisfaction with the ease of the... See more

Claim

Reviewers express significant dissatisfaction with the claim process, often reporting that claims are... See more

Customer service

Users describe ambiguous interactions with customer service, with some reviewers reporting great assistance,... See more

Staff

People report ambiguous experiences with staff, with many customers praising the helpfulness, patience, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I was an existing customer with exactly the same cover, but my premium had gone up considerably. I received an online quote more than $500 cheaper... with yourselves...but instead of simply honouring... See more

Rated 4 out of 5 stars

The process was well handled, except for the reading of the conditions. I understand these have to be read and agreed to, but the staff member spoke rapidly, without pause, then asked if I agreed. Cer... See more

Rated 2 out of 5 stars

Minor damage from storm. $4000 area. First claim in 50 years. Slow to inspect damage. Slow to affect repairs (but good job) Dunno if slow is correct re payment cos the damage was affected just af... See more

Rated 5 out of 5 stars

I was buying a new car (a hybrid) and needed comprehensive insurance with no fuss, no bother, no backwards and forwards with endless e-mails. I got a good on-line quote from Budget Direct and now, al... See more


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3.2

Average

TrustScore 3 out of 5

1K reviews

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No recent history of asking for reviews

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3.2

All reviews

(1,147)

651 reviews in the last 12 months

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Rated 1 out of 5 stars

"Worst service ever

"Worst service ever. Accident on May 16, processed on July 3, and payout took another 10 days. Instead of pouring money into flashy TV ads, use that budget to manage your staff and speed up your processing time. Unacceptable."

13 July 2026
Unprompted review
Rated 1 out of 5 stars

Absolute nightmare

Absolute nightmare. I survived a horrific accident where my premium Audi Q5 was completely written off. On top of that, it was a NOT-AT-FAULT accident. According to the policy, I am fully entitled to a rental car until this issue is resolved. Yet, Budget Direct pretends to be completely ignorant about this clause while bringing up other irrelevant policies to talk absolute garbage. Instead of honoring their own contract, they have been harassing me, taking turns calling to insist that an Audi Q5 is in the same class as an MG3. They are trying every cheap, disgusting tactic to avoid paying a proper settlement and scam me out of my rights. Avoid this incompetent company at all costs unless you want a mental breakdown after a major crash

25 June 2026
Unprompted review
Rated 5 out of 5 stars

Patient and Understanding.

I am a senior lady and they explained things clearly, often more than once.
The money I saved is amazing.
My previous insurer charged me over $4,000 per year for house and contents, Budget is only a quarter of that.
The Car insurance was a few hundred cheaper.
I am very happy with the service I received.
Aileen

12 May 2026
Unprompted review
Rated 3 out of 5 stars

I got insurance on my bike

I got insurance on my bike, but they didn't ask for photos or the odometer mileage , so I'm wondering how good the insurance will be if I ever need to make a claim. Other then that it was easy and the customer service person I spoke to was great

11 June 2026
Unprompted review
Rated 2 out of 5 stars

Minor damage from storm

Minor damage from storm. $4000 area. First claim in 50 years. Slow to inspect damage. Slow to affect repairs (but good job) Dunno if slow is correct re payment cos the damage was affected just after Christmas and in July I am still waiting for their payment which they promised on my last 2 calls.

3 January 2026
Unprompted review
Rated 1 out of 5 stars

Pet Insurance- Recurring conditions are NOT covered

​I am deeply frustrated and disappointed with Budget Direct Pet Insurance. My dog had an infection that was treated and resolved before we joined. A few months later, my dog developed the infection again. Budget Direct completely rejected the claim.
​When you read their fine print, you realize a massive catch: if your pet gets a common, curable illness, they will slap a "pre-existing" or "recurring" label on it and refuse to pay a single cent.
​It feels like this insurance is designed to only cover things that happen exactly once in a pet's lifetime. If your dog is prone to simple, recurring issues like ear or eye infections, expect to pay 100% out of pocket despite paying your monthly premiums. I will be looking for a new provider that actually understands how basic pet health works. Unreliable and absolutely not worth the money.

9 July 2026
Unprompted review
Rated 1 out of 5 stars

Never ever use budget direct

Never ever use budget direct! They took three weeks and 10+ phone calls to sort out a no fault claim for $2200! I was hung on multiple times for telling them they have bad customer service and treated like an idiot when I was in the right the whole time. Absolutely disgusting service!

9 July 2026
Unprompted review
Rated 1 out of 5 stars

Worst insurance company I have ever…

Worst insurance company I have ever been with ! My experience was they lied and did anything to get out of paying any legit claims . I wasted my money going with Budget Direct , There are better , honest and fairer insurance companies to go with! Please read the fine print , as i found it misleading , Ambiguous and with Conflicting statements . After my experience it was clear , This is a greedy company only after Taking $$$ from their customers and not honoring the insurance claim ! Why would any one want to support such a corrupt company ? !!

1 June 2026
Unprompted review

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